CENTRAL FM LIMITED
- · Thesis: well-run, low negotiation leverage
No material changes in the last 30 days.
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 79/100 (strong), bankability 77/100. Strong seller-intent signal (93/100, director aged 79). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
4 live charges · 4 lenders · oldest 36.1y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 36.1 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (59/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 1 confirmation-statement
Corporate timeline (104 events)Click to expand
- 2025-12-29📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-16📄change-person-director-company-with-change-dateofficers · CH01
- 2024-04-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-10📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-01-15📄capital-allotment-sharescapital · SH01
- 2020-11-02📄memorandum-articlesincorporation · MA
- 2020-11-02📄resolutionresolution · RESOLUTIONS
- 2020-11-02📄resolutionresolution · RESOLUTIONS
- 2020-05-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2018-02-19➕QUIRK, Norman Linton appointeddirector
- 2018-02-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2013-09-26🔓Charge satisfied #6
- 2010-08-06➖GORDON, John Scott resigneddirector
- 2008-08-21➖WELLS, Lynette Ann resignedsecretary
- 2008-08-21➖WHEATLY, Richard John Norwood resigneddirector
- 2008-01-15➖MACKENZIE, Alistair William resigneddirector
- 2008-01-15➕WHEATLY, Richard John Norwood appointeddirector
- 2005-09-09➖SANDERSON, John resigneddirector
- 2005-09-09➖WILKIE, Alexander Joseph Holden resigneddirector
- 2004-05-10➖LLOYD, Humphrey Alexander resigneddirector
- 2004-05-10➕MACKENZIE, Alistair William appointeddirector
- 2002-09-20➖QUEEN, Evelyn resigneddirector
- 2002-05-07➕LLOYD, Humphrey Alexander appointeddirector
- 2002-03-17➖WATERHOUSE, Ann Marguerite resignedsecretary
- 2002-03-17➕WELLS, Lynette Ann appointedsecretary
- 2001-09-17➖MYERS, John Frederick resigneddirector
- 2001-09-17➕QUEEN, Evelyn appointeddirector
- 2001-09-17➕SANDERSON, John appointeddirector
- 2001-06-18➕LISTER, Brian Stuart appointeddirector
- 2001-06-18➖LISTER, Brian Stuart resigneddirector
- 2001-06-18➕MYERS, John Frederick appointeddirector
- 2001-04-20➖KERR, Elisabeth Margaret resigneddirector
- 2001-03-31➖CARNIE, James Lewis Scott resigneddirector
- 2001-03-28➖JEFFREY, Ian Shanks resigneddirector
- 2000-11-13➖HARRIS, Adrian Paul resignedsecretary
- 2000-11-13➕WATERHOUSE, Ann Marguerite appointedsecretary
- 2000-03-17➕HARRIS, Adrian Paul appointedsecretary
- 2000-03-17➕WILKIE, Alexander Joseph Holden appointeddirector
- 2000-03-17➖WILSON, Alan Raeburn resigneddirector
- 2000-03-13➕CARNIE, James Lewis Scott appointeddirector
- 2000-02-25➖BORTHWICK, Sheena resignedsecretary
- 2000-02-25➖BORTHWICK, Sheena resigneddirector
- 1999-04-23➕KERR, Elisabeth Margaret appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 79 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 70+: Senior director is approximately 79 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 37 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr John Pollock Quinn Individual · British · DOB 07/1952 · age 74 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 16/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 43 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/01/1992 | 26/09/2013 | |
| satisfied | Clackmannon Development Company Clackmannon Development Company LTD | Floating charge | 1 property | 18/09/1990 | 07/03/1991 | |
| satisfied | Stirling Enterprise and Economic Development Company Stirling Enterprise and Economic Development Company LTD | Floating charge | 1 property | 25/07/1990 | 07/03/1991 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 08/05/1990 | 09/03/1993 |