EUROROUTE LIMITED
🌳Matureactive
SC110658 · ltd · incorporated 1988-04-19
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
£11.78M
year to Oct 2024
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Retail trade of motor vehicle parts and accessories
Sector: Wholesale & retail
Investor take
PursueConservative operator with a 78-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (73/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
7 live charges · 3 lenders · oldest 37.8y
45/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 37.8 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (74/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
3 active PSC(s) of 3 total, 3 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
120 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £802,149
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-10-31 |
|---|---|
| Turnover | £11.78M |
| Gross profit | £9.51M |
| Operating profit | £1.10M |
| Profit before tax | £802.1k |
| Average employees | 6500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
5 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (34 events)Click to expand
- 2025-07-15📄accounts-with-accounts-type-fullaccounts · AA
- 2024-12-11📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2024-01-19📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-09-20📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-01-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-11-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-23📄change-person-director-company-with-change-dateofficers · CH01
- 2021-09-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-09-15📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2021-04-12📄capital-name-of-class-of-sharescapital · SH08
- 2021-04-08📄resolutionresolution · RESOLUTIONS
- 2021-02-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-02-05🔓Charge satisfied #4
- 2021-02-02📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-02-02🔓Charge satisfied #6
- 2020-12-16📄memorandum-articlesincorporation · MA
- 2020-12-16📄resolutionresolution · RESOLUTIONS
- 2020-12-04✏️certificate-change-of-name-companychange-of-name · CERTNM
- 2020-12-04📄resolutionresolution · RESOLUTIONS
- 2020-08-04🔓Charge satisfied #7
- 2015-02-25🔓Charge satisfied #3
- 2015-02-25🔓Charge satisfied #2
- 2013-05-01➕STEWART, Peter Henryson appointeddirector
- 2012-12-05🔓Charge satisfied #1
- 2012-09-23🔒Charge registered #7Lender: Sebsed Limited
- 2012-06-08🔒Charge registered #6Lender: Clydesdale Bank PLC
- 2012-05-11🔒Charge registered #5Lender: Clydesdale Bank PLC
- 2012-03-21🔒Charge registered #4Lender: Clydesdale Bank PLC
- 1992-02-04🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1989-12-04🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1988-06-28🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1988-04-19🏢Company incorporatedAs EUROROUTE LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Founder age: Director aged approximately 78 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 38 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
3 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Peter Henryson Stewart Individual · British · DOB 11/1986 · age 40 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/03/2021 |
Mrs Nadine Stewart Individual · British · DOB 02/1954 · age 72 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
Mr Richard Allison Stewart Individual · British · DOB 04/1948 · age 78 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 30/06/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Automotive · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARMSTRONG TRUCKS LIMITED→ SC302512 · est 2006 · no financials extracted | — | — | — | — | 19y | 82 | 70y |
| CAR AND TRUCK SERVICES LIMITED→ SC185954 · est 1998 | — | — | £160.8k | — | 27y | 82 | 77y |
| DUMFRIES HYDRAULIC SERVICES LIMITED→ SC351503 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| FLOW TRADER LTD→ SC555584 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| GARAGE 27 LTD→ SC877598 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| M K TRUCK SERVICES LIMITED→ SC847184 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MCDOUGALL COMMERCIALS LIMITED→ SC393896 · est 2011 · no financials extracted | — | — | — | — | 15y | — | — |
| OTB AUTOMOTIVE LIMITED→ SC669460 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| PSK AUTO REPAIRS LTD→ SC832121 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| REID & ADAMS LIMITED→ SC706575 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| REID'S ARC LTD→ SC807015 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| RELIABLE AUTOMOTIVE LTD→ 14541236 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1988-04-19
Jurisdictionscotland
Primary SIC45320 — Retail trade of motor vehicle parts and accessories
Registered office
51 Rae Street
Dumfries
DG1 1JD
Filing status
Accounts
Next due: 2026-07-31
Last made up to: 2024-10-31
Confirmation statement
Next due: 2026-09-29
Last: 2025-09-15
Officers (4 active · 0 resigned)
Active
Active
STEWART, Peter Henryson→
Activedirector · ~40y · appointed 2013-05-01
View their other companies + combined net worth →
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
7
Total charges
1
Outstanding
1
Active lenders
Status:Lender:7 of 7 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Sebsed Sebsed Limited | Floating charge | 1 property | 23/09/2012 | 04/08/2020 | |
| satisfied | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 08/06/2012 | 02/02/2021 | |
| outstanding | Virgin Money Clydesdale Bank PLC | Standard security | 1 property | 11/05/2012 | — | |
| satisfied | Virgin Money Clydesdale Bank PLC | Floating charge | 1 property | 21/03/2012 | 05/02/2021 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 04/02/1992 | 25/02/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 04/12/1989 | 25/02/2015 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 28/06/1988 | 05/12/2012 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (120 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-25
accounts-with-accounts-type-full
accounts · AA
2025-07-15
change-account-reference-date-company-previous-extended
accounts · AA01
2024-12-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-09-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-19
confirmation-statement-with-updates
confirmation-statement · CS01
2023-09-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-20
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2023-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-01-03
confirmation-statement-with-updates
confirmation-statement · CS01
2022-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-15
confirmation-statement-with-updates
confirmation-statement · CS01
2021-09-23
change-person-director-company-with-change-date
officers · CH01
2021-09-23
change-person-director-company-with-change-date
officers · CH01
2021-09-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2021-09-23