CUPAR BEARINGS & TRANSMISSIONS LIMITED
🌳Matureactive
SC102034 · ltd · incorporated 1986-11-26
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 37.7y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
—
book net assets
Opportunity
82/100
Exceptional
What this business does
Primary activity: Agents specialised in the sale of other particular products
Sector: Wholesale & retail
ALSO REGISTERED FOR
- 47789Other retail sale of new goods in specialised stores (other than commercial art galleries and opticians)
Investor take
PursueActive trading company with a 70-year-old founder — textbook succession opportunity.
Opportunity 82/100 (exceptional), bankability 65/100. Strong seller-intent signal (83/100, director aged 70). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 2 lenders · oldest 37.7y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 37.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (77/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 2 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
9 officers (3 active, 9 linked, 6 with DOB)
83
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
Network not yet resolved
30
Filing history
121 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Average employees | 400 | 400 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (32 events)Click to expand
- 2025-09-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-09-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-01➖MACLEAN, Kyle Adam resigneddirector
- 2024-07-16📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2024-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-03-13📄change-person-director-company-with-change-dateofficers · CH01
- 2023-07-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-03-15📄change-person-director-company-with-change-dateofficers · CH01
- 2022-07-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-08-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-07-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-06-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2012-10-29🔒Charge registered #4Lender: Lloyds Tsb Commercial Finance Limited
- 2011-03-11➕MACLEAN, Kyle Adam appointeddirector
- 2003-08-28➕MACLEAN (JUNIOR), Malcolm Stewart appointeddirector
- 2003-08-28➖LAING, David resigneddirector
- 2003-08-28➖LAING, Michael resigneddirector
- 2001-05-04🔒Charge registered #3Lender: The Governor and Company of the Bank of Scotland
- 1995-11-16➕MACLEAN, Malcolm Stewart appointedsecretary
- 1995-11-16➖LAING, Kenneth resignedsecretary
- 1995-11-16➖LAING, Kenneth resigneddirector
- 1990-04-20➕LAING, Kenneth appointedsecretary
- 1990-04-20➖MCMILLAN, Archibald resignedsecretary
- 1990-04-06➕LAING, Michael appointeddirector
- 1989-05-17🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1988-08-01🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1986-11-26🏢Company incorporatedAs CUPAR BEARINGS & TRANSMISSIONS LIMITED
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 23 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 70 — succession pressure is live.
Succession & seller-readiness
96/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 70 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 23 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 39 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Malcolm Stewart Maclean Individual · British · DOB 07/1956 · age 70 | 50–75% | 50–75% | 50-75% shares · 50-75% voting · firm interest | 16/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
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|---|---|---|---|---|---|---|---|
| ADAMPACKAGING LTD→ SC842492 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| AGRI-BIO LIMITED→ SC117399 · est 1989 · no financials extracted | — | — | — | — | 36y | — | — |
| ALCHEMY BY ASHLEY LTD→ SC665951 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| BARE BRAE LTD→ SC688588 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| BEAUCHAMP FOODS LIMITED→ SC334232 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| BELL HAULAGE & METAL MERCHANTS LIMITED→ SC870177 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BKA GROUP (SCOTLAND) LTD→ SC840043 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BOOZ LTD→ SC844110 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| BURNS MCGLADE LTD→ SC800070 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| CAMINO COLLECTION LTD→ SC872372 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHOICE SPIRITS LTD→ SC635622 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| CYCLE IKOT LTD→ SC771668 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-11-26
Jurisdictionscotland
Primary SIC46180 — Agents specialised in the sale of other particular products
Registered office
Cbt Building East Burnside
Cupar
Fife
KY15 4BH
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-03-21
Last: 2026-03-07
Officers (3 active · 6 resigned)
MACLEAN, Malcolm Stewart→
Activesecretary · appointed 1995-11-16
View their other companies + combined net worth →
Active
MACLEAN (JUNIOR), Malcolm Stewart→
Activedirector · ~41y · appointed 2003-08-28
View their other companies + combined net worth →
LAING, Kenneth→
Resignedsecretary · appointed 1990-04-20 · resigned 1995-11-16
MCMILLAN, Archibald→
Resignedsecretary · resigned 1990-04-20
LAING, David→
Resigneddirector · ~79y · resigned 2003-08-28
LAING, Kenneth→
Resigneddirector · ~68y · resigned 1995-11-16
LAING, Michael→
Resigneddirector · ~74y · appointed 1990-04-06 · resigned 2003-08-28
MACLEAN, Kyle Adam→
Resigneddirector · ~39y · appointed 2011-03-11 · resigned 2025-09-01
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
4
Outstanding
1
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Commercial Finance Limited | Bond & floating charge | 1 property | 29/10/2012 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 04/05/2001 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 17/05/1989 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 01/08/1988 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (121 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-09-12
termination-director-company-with-name-termination-date
officers · TM01
2025-09-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-14
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-14
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-03-13
change-person-director-company-with-change-date
officers · CH01
2024-03-13
change-person-secretary-company-with-change-date
officers · CH03
2024-03-13
change-person-director-company-with-change-date
officers · CH01
2024-03-13
change-person-director-company-with-change-date
officers · CH01
2024-03-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-15
change-person-director-company-with-change-date
officers · CH01
2023-03-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-07-07