CRUDEN BUILDING (SCOTLAND) LIMITED

🌳Matureactive
SC098858 · ltd · incorporated 1986-05-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Development of building projects
Sector: Construction
ALSO REGISTERED FOR
  • 41201Construction of commercial buildings
  • 41202Construction of domestic buildings
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and acceptable with review structure.

Opportunity 82/100 (exceptional), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

3 live charges · 3 lenders · oldest 39.2y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 39.2 years old — likely at or near maturity.
  • · 3 lenders named — inter-creditor friction likely.
  • · Legal-friction score 48/100 (high).

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
3 charges (3/3 with lender, 3/3 with type)
90
Directors & officers
26 officers (6 active, 26 linked, 20 with DOB)
85
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
25 connected companies via shared directors
90
Filing history
155 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
5
filings
  • 3 mortgage
  • 1 accounts
  • 1 officers
Counts from Companies House filing history.
Corporate timeline (65 events)Click to expand
  1. 2026-01-07
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-12-08
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-12-06
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  4. 2025-12-03
    📄
    mortgage-alter-floating-charge-with-number
    mortgage · 466(Scot)
  5. 2025-11-27
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  6. 2025-11-21
    LYNES, Fraser appointed
    director
  7. 2025-11-21
    🔒
    Charge registered #3
    Lender: Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
  8. 2024-11-28
    📄
    accounts-with-accounts-type-full
    accounts · AA
  9. 2024-11-11
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  10. 2024-11-08
    ROBERTSON, Craig Byron resigned
    director
  11. 2024-09-26
    📄
    change-person-director-company-with-change-date
    officers · CH01
  12. 2023-12-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  13. 2023-06-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  14. 2023-06-27
    MCCAFFERTY, Raymond resigned
    director
  15. 2023-06-08
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2023-05-19
    LEE, Gordon resigned
    director
  17. 2023-02-16
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2023-02-13
    CALLAGHAN, Allan James resigned
    director
  19. 2022-11-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2022-11-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  21. 2022-11-01
    SIMPSON, Steven George appointed
    director
  22. 2022-11-01
    ROBERTSON, Craig Byron appointed
    director
  23. 2022-10-20
    📄
    accounts-with-accounts-type-full
    accounts · AA
  24. 2022-06-01
    ✏️
    certificate-change-of-name-company
    change-of-name · CERTNM
  25. 2022-06-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  26. 2022-06-01
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  27. 2022-06-01
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  28. 2022-06-01
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  29. 2022-05-25
    DIMOND, Paula appointed
    secretary
  30. 2022-05-25
    MCFARLANE, Karen resigned
    secretary
  31. 2022-05-25
    MCFARLANE, Karen Elizabeth resigned
    director
  32. 2022-01-26
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  33. 2020-07-31
    MCEVOY, David Aloysius resigned
    director
  34. 2020-05-25
    KENNEDY, Colin appointed
    director
  35. 2019-04-12
    HAGGERTY, Euan James Edward appointed
    director
  36. 2016-03-09
    ROWLEY, Michael John resigned
    director
  37. 2015-04-01
    MCFARLANE, Karen Elizabeth appointed
    director
  38. 2010-07-31
    MCFARLANE, Karen appointed
    secretary
  39. 2010-07-31
    TAYLOR, Robert George resigned
    secretary
  40. 2010-07-31
    MCLATCHIE, David Donald resigned
    director
  41. 2010-07-31
    WHITE, John Joseph resigned
    director
  42. 2010-04-01
    MCEVOY, David Aloysius appointed
    director
  43. 2009-07-01
    LEE, Gordon appointed
    director
  44. 2009-07-01
    MCCAFFERTY, Raymond appointed
    director
  45. 2006-03-30
    LYON, Donald Grant resigned
    director
  46. 2005-04-01
    REID, Kevin David appointed
    director
  47. 2005-04-01
    CALLAGHAN, Allan James appointed
    director
  48. 2003-12-25
    DALGARNO, John Alexander resigned
    director
  49. 2003-01-01
    DALGARNO, John Alexander appointed
    director
  50. 2001-06-01
    BORLAND, Archibald Dick Brand resigned
    director
Showing most recent 50 of 65 events

Owner dependency

58/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Long-tenure founder: Senior director has been in place 21 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
  • primary20+ year tenure: Director in role 21 years. Very long tenure is a classic succession signal.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Cruden Building Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Cruden Building Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
CRUDEN BUILDING (SCOTLAND) LIMITED
This company · SC098858

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Cruden Building Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1986-05-07
Jurisdictionscotland
Primary SIC41100 — Development of building projects

Registered office

16 Walker Street
Edinburgh
EH3 7LP
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-05-17
Last: 2025-05-03

Officers (6 active · 20 resigned)

DIMOND, Paula
secretary · appointed 2022-05-25
View their other companies + combined net worth →
Active
HAGGERTY, Euan James Edward
director · ~49y · appointed 2019-04-12
View their other companies + combined net worth →
Active
KENNEDY, Colin
director · ~56y · appointed 2020-05-25
View their other companies + combined net worth →
Active
LYNES, Fraser
director · ~42y · appointed 2025-11-21
View their other companies + combined net worth →
Active
REID, Kevin David
director · ~59y · appointed 2005-04-01
View their other companies + combined net worth →
Active
SIMPSON, Steven George
director · ~59y · appointed 2022-11-01
View their other companies + combined net worth →
Active
FAIRCLOUGH, Stuart Thomas
secretary · appointed 1991-05-03 · resigned 1993-04-02
Resigned
MCFARLANE, Karen
secretary · appointed 2010-07-31 · resigned 2022-05-25
Resigned
OLIVER, Richard Alan
secretary · resigned 1991-05-03
Resigned
PATERSON, Matthew Inglis
secretary · resigned 1990-07-05
Resigned
TAYLOR, Robert George
secretary · appointed 1993-04-02 · resigned 2010-07-31
Resigned
BORLAND, Archibald Dick Brand
director · ~87y · appointed 1994-10-01 · resigned 2001-06-01
Resigned
BROWN, Alexander
director · ~86y · resigned 1993-04-02
Resigned
CALLAGHAN, Allan James
director · ~61y · appointed 2005-04-01 · resigned 2023-02-13
Resigned
DALGARNO, John Alexander
director · ~68y · appointed 2003-01-01 · resigned 2003-12-25
Resigned
GILCHRIST, Angus Richardson
director · ~98y · resigned 1993-04-02
Resigned
LEE, Gordon
director · ~61y · appointed 2009-07-01 · resigned 2023-05-19
Resigned
LYON, Donald Grant
director · ~80y · appointed 1993-04-02 · resigned 2006-03-30
Resigned
MATTHEWS, Malcolm Robert Angus
director · ~95y · resigned 1994-10-04
Resigned
MCCAFFERTY, Raymond
director · ~51y · appointed 2009-07-01 · resigned 2023-06-27
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

3
Total charges
3
Outstanding
3
Active lenders
Status:Lender:3 of 3 shown
TypeProperties
outstanding
Bgf Nominees (As Security Trustee for the Beneficiaries)
Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
A registered charge21/11/2025
outstanding
Lloyds Banking Group
The Royal Bank of Scotland PLC
Bond & floating charge1 property16/10/1998
part-satisfied
The City of Glasgow District Council
Standard security1 property23/01/1987
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (155 total)

accounts-with-accounts-type-full
accounts · AA
2026-01-07
appoint-person-director-company-with-name-date
officers · AP01
2025-12-08
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-06
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-03
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-05
accounts-with-accounts-type-full
accounts · AA
2024-11-28
termination-director-company-with-name-termination-date
officers · TM01
2024-11-11
change-person-director-company-with-change-date
officers · CH01
2024-09-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-05-03
accounts-with-accounts-type-full
accounts · AA
2023-12-27
termination-director-company-with-name-termination-date
officers · TM01
2023-06-29
termination-director-company-with-name-termination-date
officers · TM01
2023-06-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-05-03
termination-director-company-with-name-termination-date
officers · TM01
2023-02-16