ASHLEY ANN LIMITED
🌳Matureactive
SC098823 · ltd · incorporated 1986-05-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jun 2025
Net worth
—
book net assets
Opportunity
75/100
Strong
What this business does
Primary activity: SIC 31020
Sector: Manufacturing
Investor take
PursueActive trading company with a 68-year-old founder — textbook succession opportunity.
Opportunity 75/100 (strong), bankability 57/100. Strong seller-intent signal (68/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).
🏦
Refinance opportunity
24 live charges · 6 lenders · oldest 39.8y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 39.8 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (72/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
24 charges (24/24 with lender, 24/24 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
126 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
75/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredLoss-making
Loss before tax £591,011
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-06-30 |
|---|---|
| Gross profit | £9.07M |
| Operating profit | £-490.5k |
| Profit before tax | £-591.0k |
| Average employees | 17500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
1
filing
- • 1 accounts
Last 90 days
1
filing
- • 1 accounts
Last 180 days
2
filings
- • 1 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (41 events)Click to expand
- 2026-03-31📄accounts-with-accounts-type-mediumaccounts · AA
- 2025-03-28📄accounts-with-accounts-type-mediumaccounts · AA
- 2024-04-08📄accounts-with-accounts-type-mediumaccounts · AA
- 2023-04-12📄accounts-with-accounts-type-fullaccounts · AA
- 2022-04-01📄accounts-with-accounts-type-fullaccounts · AA
- 2021-06-16📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-03-24📄accounts-with-accounts-type-fullaccounts · AA
- 2019-12-04📄accounts-with-accounts-type-fullaccounts · AA
- 2018-11-06📄accounts-with-accounts-type-fullaccounts · AA
- 2018-02-09📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-02-06🔒Charge registered #25Lender: The Royal Bank of Scotland PLC
- 2017-12-28📄accounts-with-accounts-type-fullaccounts · AA
- 2017-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-12-15📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2017-12-15📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2017-12-15📄mortgage-alter-floating-charge-with-numbermortgage · 466(Scot)
- 2017-12-15🔒Charge registered #24Lender: The Royal Bank of Scotland PLC
- 2012-10-22🔒Charge registered #23Lender: Rbs Invoice Finance Limited
- 2012-10-22🔒Charge registered #22Lender: Rbs Invoice Finance Limited
- 2012-10-22🔒Charge registered #21Lender: Rbs Invoice Finance Limited
- 2012-10-22🔒Charge registered #20Lender: Rbs Invoice Finance Limited
- 2012-06-27🔒Charge registered #19Lender: Lombard North Central Public Limited Company
- 2012-06-27🔒Charge registered #18Lender: Rbs Invoice Finance Limited
- 2010-06-10🔒Charge registered #16Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #17Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #15Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #14Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #13Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #12Lender: Royal Bank of Scotland PLC
- 2010-06-04🔒Charge registered #11Lender: Royal Bank of Scotland PLC
- 2006-09-09🔓Charge satisfied #1
- 2003-11-21🔒Charge registered #10Lender: The Royal Bank of Scotland PLC
- 1999-02-18🔒Charge registered #9Lender: The Governor and Company of the Bank of Scotland
- 1999-02-05🔒Charge registered #8Lender: The Governor and Company of the Bank of Scotland
- 1992-03-19🔒Charge registered #5Lender: The Governor and Company of the Bank of Scotland
- 1992-03-13🔒Charge registered #6Lender: The Governor and Company of the Bank of Scotland
- 1992-03-13🔒Charge registered #4Lender: Highlands and Islands Enterprise
- 1992-01-16🔒Charge registered #7Lender: The Governor and Company of the Bank of Scotland
- 1988-04-04🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1986-06-25🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1986-05-06🏢Company incorporatedAs ASHLEY ANN LIMITED
Owner dependency
81/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 low23 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Stephen John Bremner Individual · British · DOB 04/1958 · age 68 | 25–50% | — | 25-50% shares | 31/12/2016 |
Mrs Ellen Marie Bremner Individual · British · DOB 05/1961 · age 65 | 25–50% | — | 25-50% shares | 31/12/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Manufacturing · KW postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| BRECKAN LIMITED→ SC198357 · est 1999 | — | — | — | 23 | 26y | 83 | 64y |
| JGC ENGINEERING AND TECHNICAL SERVICES LIMITED→ SC067528 · est 1979 · no financials extracted | — | — | — | — | 47y | 83 | 60y |
| ORKNEY MEDIA GROUP LIMITED→ SC315893 · est 2007 | — | — | — | 3300 | 19y | 83 | 75y |
| A. & D. SUTHERLAND LIMITED→ SC030441 · est 1954 | — | — | — | 2400 | 71y | 82 | 68y |
| CRAIGIE ENGINEERING LIMITED→ SC144429 · est 1993 | — | — | £952.2k | — | 32y | 82 | 77y |
| MAINSTAY NORTH SEA LIMITED→ SC230198 · est 2002 | — | — | £288.5k | — | 24y | 82 | 66y |
| GRID SURVEYS EUROPE LTD→ SC547599 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| HNM INVERCAULD LIMITED→ SC856653 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MANN ELECTRICAL LTD→ SC733444 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| MOONSHINE CANDLE CO. LTD→ SC851548 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| MSDEX INSPECTIONS LTD→ SC634866 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| NORFROST HOLDINGS LIMITED→ SC041515 · est 1964 · no financials extracted | — | — | — | — | 61y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-05-06
Jurisdictionscotland
Primary SIC31020 — SIC 31020
Registered office
Unit 4a
Airport Industrial Estate
Wick
Caithness
KW1 4QS
Filing status
Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (3 active · 0 resigned)
Active
Active
Active
Click a director name to see their full track record across all companies.
Mortgages & charges
24
Total charges
23
Outstanding
4
Active lenders
Status:Lender:24 of 24 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 06/02/2018 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 15/12/2017 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | Standard security | 2 properties | 22/10/2012 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | Standard security | 1 property | 22/10/2012 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | Standard security | 1 property | 22/10/2012 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | Standard security | 1 property | 22/10/2012 | — | |
| outstanding | Lombard North Central Public Company Lombard North Central Public Limited Company | Floating charge | 1 property | 27/06/2012 | — | |
| outstanding | NatWest Group Rbs Invoice Finance Limited | Floating charge | 1 property | 27/06/2012 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 10/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 2 properties | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/06/2010 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 21/11/2003 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 18/02/1999 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/02/1999 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 19/03/1992 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 13/03/1992 | — | |
| outstanding | Highlands and Islands Enterprise | Standard security | 1 property | 13/03/1992 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 16/01/1992 | — | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 04/04/1988 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 25/06/1986 | 09/09/2006 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (126 total)
accounts-with-accounts-type-medium
accounts · AA
2026-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-16
accounts-with-accounts-type-medium
accounts · AA
2025-03-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-08
accounts-with-accounts-type-medium
accounts · AA
2024-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-10
accounts-with-accounts-type-full
accounts · AA
2023-04-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-12
accounts-with-accounts-type-full
accounts · AA
2022-04-01
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-06
change-account-reference-date-company-current-extended
accounts · AA01
2021-06-16
accounts-with-accounts-type-full
accounts · AA
2021-03-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-01-07
accounts-with-accounts-type-full
accounts · AA
2019-12-04