AMA (NEW TOWN) LIMITED
🌳Matureactive
SC098553 · ltd · incorporated 1986-04-23
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Development of building projects
Sector: Construction
Investor take
PursueActive trading company with a 73-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 73). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 14 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
57 live charges · 14 lenders · oldest 38.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 38.6 years old — likely at or near maturity.
- · 14 lenders named — inter-creditor friction likely.
- · Legal-friction score 40/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
57 charges (57/57 with lender, 57/57 with type)
90
Directors & officers
14 officers (5 active, 14 linked, 11 with DOB)
86
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
14 connected companies via shared directors
87
Filing history
282 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (148 events)Click to expand
- 2025-08-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-09-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-08-30🔒Charge registered #60Lender: Close Brothers Limited
- 2024-07-15📄accounts-with-accounts-type-groupaccounts · AA
- 2023-05-30📄accounts-with-accounts-type-groupaccounts · AA
- 2022-05-26📄accounts-with-accounts-type-groupaccounts · AA
- 2022-05-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-05-02🔒Charge registered #59Lender: Close Brothers Limited
- 2021-06-11📄accounts-with-accounts-type-groupaccounts · AA
- 2020-12-19📄accounts-with-accounts-type-groupaccounts · AA
- 2019-10-08📄accounts-with-accounts-type-groupaccounts · AA
- 2018-12-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-12-14📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-12-14🔓Charge satisfied #57
- 2018-12-14🔓Charge satisfied #58
- 2018-11-01📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-06-21📄accounts-with-accounts-type-groupaccounts · AA
- 2018-03-15📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-03-15🔓Charge satisfied #52
- 2018-03-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-03-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-03-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2018-03-12🔓Charge satisfied #54
- 2018-03-12🔓Charge satisfied #55
- 2018-03-12🔓Charge satisfied #53
- 2018-03-09🔓Charge satisfied #51
- 2018-03-02➖CUSITER, Calum Geoffrey resigneddirector
- 2018-01-09🔒Charge registered #57Lender: The Welch Group Developments Limited
- 2018-01-04🔒Charge registered #58Lender: The Welch Group Developments Limited
- 2017-12-01➕CATTERALL, Christopher John appointedsecretary
- 2017-12-01➖CAIRNS, Martin Ian resignedsecretary
- 2016-05-31🔒Charge registered #56Lender: Airdrie Savings Bank
- 2016-01-18🔒Charge registered #54Lender: The Co-Operative Bank PLC
- 2016-01-08🔒Charge registered #55Lender: The Co-Operative Bank P.L.C
- 2014-11-27🔓Charge satisfied #50
- 2014-11-26🔒Charge registered #53Lender: Highland and Universal Securities Limited
- 2014-11-19🔓Charge satisfied #49
- 2014-11-19🔓Charge satisfied #48
- 2014-11-19🔓Charge satisfied #47
- 2014-11-19🔓Charge satisfied #46
- 2014-11-19🔓Charge satisfied #45
- 2014-11-19🔓Charge satisfied #44
- 2014-11-19🔓Charge satisfied #43
- 2014-11-19🔓Charge satisfied #42
- 2014-11-19🔓Charge satisfied #38
- 2014-11-19🔓Charge satisfied #36
- 2014-11-19🔓Charge satisfied #35
- 2014-11-18➕CUSITER, Calum Geoffrey appointeddirector
- 2014-11-17🔒Charge registered #51Lender: Highland and Universal Securities Limited
- 2014-11-14🔒Charge registered #52Lender: The Royal Bank of Scotland PLC
Showing most recent 50 of 148 events
Owner dependency
63/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 73 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
83/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 73 years old. Natural succession window is now.
- secondary12+ year tenure: Director in role 13 years.
- secondaryStable-but-static management: Company is 40 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Ali Behrooz Afshar Individual · British · DOB 01/1953 · age 73 | 25–50% | — | 25-50% shares | 01/07/2016 |
Mr Michael Afshar Individual · British · DOB 10/1954 · age 72 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · EH postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A. SANDERSON ELECTRICAL LTD.→ SC321000 · est 2007 · no financials extracted | — | — | — | — | 19y | — | — |
| AMRO DEVELOPMENT LIMITED→ SC539309 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AND CONNECT ELECTRICAL LIMITED→ SC550640 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| AOP ASSOCIATES LTD→ SC615117 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| APEX FIRE & SECURITY LIMITED→ SC350599 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| AQUARIUS THERMAL SYSTEMS LTD→ SC313788 · est 2006 · no financials extracted | — | — | — | — | 19y | — | — |
| AR PLANNING SOLUTIONS LTD→ SC425529 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| AR SGP LIMITED→ SC649090 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ARCHITECTURAL DESIGN PAISLEY LIMITED→ SC780678 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ARDEN DEVELOPMENTS (SCOTLAND) LIMITED→ SC731233 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| AREACENTRE LIMITED→ SC144187 · est 1993 · no financials extracted | — | — | — | — | 32y | — | — |
| ARISAIG ELECTRICAL SERVICES LTD→ SC818159 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1986-04-23
Jurisdictionscotland
Primary SIC41100 — Development of building projects
Registered office
15 Coates Crescent
Edinburgh
EH3 7AF
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-11-10
Last: 2025-10-27
Officers (5 active · 9 resigned)
CATTERALL, Christopher John→
Activesecretary · appointed 2017-12-01
View their other companies + combined net worth →
Active
AFSHAR, Behnam→
Activedirector · ~64y · appointed 2013-05-24
View their other companies + combined net worth →
AFSHAR, Behzad→
Activedirector · ~69y · appointed 2013-05-24
View their other companies + combined net worth →
Active
CAIRNS, Martin Ian→
Resignedsecretary · appointed 2010-11-01 · resigned 2017-12-01
MACKAY, Colin→
Resignedsecretary · resigned 2010-10-31
AFSHAR, Abbas→
Resigneddirector · ~102y · appointed 1999-12-13 · resigned 2005-06-02
AFSHAR, Abbas→
Resigneddirector · ~99y · resigned 1999-12-09
AFSHAR, Behnam→
Resigneddirector · ~64y · appointed 2011-08-01 · resigned 2012-03-09
AFSHAR, Behnam→
Resigneddirector · ~64y · appointed 2001-06-01 · resigned 2008-11-07
AFSHAR, Behzad→
Resigneddirector · ~69y · appointed 2011-08-01 · resigned 2012-03-09
AFSHAR, Behzad→
Resigneddirector · ~69y · appointed 2001-06-01 · resigned 2008-11-07
CUSITER, Calum Geoffrey→
Resigneddirector · ~46y · appointed 2014-11-18 · resigned 2018-03-02
Click a director name to see their full track record across all companies.
Mortgages & charges
57
Total charges
3
Outstanding
2
Active lenders
Status:Lender:57 of 57 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 1 property | 30/08/2024 | — | |
| outstanding | Close Brothers Close Brothers Limited | A registered charge | 1 property | 02/05/2022 | — | |
| satisfied | The Welch Group Developments The Welch Group Developments Limited | A registered charge | 4 properties | 09/01/2018 | 14/12/2018 | |
| satisfied | The Welch Group Developments The Welch Group Developments Limited | A registered charge | — | 04/01/2018 | 14/12/2018 | |
| outstanding | Airdrie Savings Bank | A registered charge | 1 property | 31/05/2016 | — | |
| satisfied | Co-operative Bank The Co-Operative Bank PLC | A registered charge | 3 properties | 18/01/2016 | 12/03/2018 | |
| satisfied | Co-operative Bank The Co-Operative Bank P.L.C | A registered charge | — | 08/01/2016 | 12/03/2018 | |
| satisfied | Highland and Universal Securities Highland and Universal Securities Limited | A registered charge | 1 property | 26/11/2014 | 12/03/2018 | |
| satisfied | Highland and Universal Securities Highland and Universal Securities Limited | A registered charge | — | 17/11/2014 | 09/03/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | 1 property | 14/11/2014 | 15/03/2018 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Assignation of rents | 1 property | 18/12/2012 | 27/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 3 properties | 21/12/2010 | 19/11/2014 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/12/2009 | 19/11/2014 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 04/12/2009 | 19/11/2014 | |
| satisfied | Lloyds Banking Group Royal Bank of Scotland PLC | Standard security | 1 property | 21/07/2009 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/02/2008 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 19/11/2007 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 17/09/2004 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 07/05/2004 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 22/04/2004 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/04/2004 | 12/03/2010 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/04/2004 | 17/03/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 15/04/2004 | 12/03/2010 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Assignation in security | 1 property | 15/04/2004 | 17/03/2006 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 08/08/2003 | 19/11/2014 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/07/2003 | 19/11/2014 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 27/11/2001 | 06/10/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 17/08/2001 | 19/04/2004 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 04/07/2001 | 06/10/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 11/04/2001 | 06/10/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 11/04/2001 | 06/10/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 13/09/2000 | 04/04/2001 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 10/05/2000 | 15/01/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 06/08/1999 | 19/04/2004 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 15/06/1999 | 11/10/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 28/05/1999 | 19/07/2001 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 16/03/1999 | 28/10/1999 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 05/01/1999 | 08/07/2002 | |
| satisfied | Edinburgh Sick Children's National Health Service Trust | Standard security | 1 property | 18/11/1998 | 16/10/2000 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 18/11/1998 | 04/04/2001 | |
| satisfied | Thomas Mitchell Developments Thomas Mitchell Developments Limited | Standard security | 1 property | 14/07/1998 | 25/01/1999 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 14/07/1998 | 15/01/2003 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 04/02/1998 | 20/01/2000 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 15/10/1997 | 20/01/2000 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 25/07/1995 | 14/03/2000 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 05/06/1995 | 19/04/2004 | |
| satisfied | Adam & Company Public Company Adam & Company Public Limited Company | Standard security | 1 property | 22/07/1994 | 25/01/1999 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 19/07/1993 | 04/08/1995 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 2 properties | 22/03/1991 | 19/04/2004 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 26/04/1990 | 04/08/1995 | |
| satisfied | Adam & Company Adam & Company PLC | Floating charge | 1 property | 09/02/1990 | 19/04/2004 | |
| satisfied | Adam & Co Adam & Co PLC | Standard security | 1 property | 08/09/1989 | 03/11/2000 | |
| satisfied | Adam & Co Adam & Co PLC | Standard security | 1 property | 08/09/1989 | 03/11/2000 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 10/07/1989 | 04/08/1995 | |
| satisfied | The British Linen Bank The British Linen Bank Limited | Standard security | 1 property | 05/06/1989 | 12/10/1987 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 06/12/1988 | 04/08/1995 | |
| satisfied | Adam & Company Adam & Company PLC | Standard security | 1 property | 01/10/1987 | 16/11/2000 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (282 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-08
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-04
accounts-with-accounts-type-group
accounts · AA
2024-07-15
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-08
accounts-with-accounts-type-group
accounts · AA
2023-05-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-10-27
accounts-with-accounts-type-group
accounts · AA
2022-05-26
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-04
confirmation-statement-with-updates
confirmation-statement · CS01
2021-10-27
accounts-with-accounts-type-group
accounts · AA
2021-06-11
accounts-with-accounts-type-group
accounts · AA
2020-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-31