ARDROSSAN FINANCE LIMITED
💤Zombieactive
SC091300 · ltd · incorporated 1985-01-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Nov 2024
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Buying and selling of own real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 78-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 78). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 2 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
2 live charges · 2 lenders · oldest 39.8y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 39.8 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
88 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-11-30 | 2023-11-30 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (19 events)Click to expand
- 2025-08-28📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-08-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2023-08-23📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2022-08-17📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-08-22📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2020-10-06📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-07-10📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-08-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-08-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-08-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-08-30📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2015-10-20📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2015-08-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2014-12-13📄termination-director-company-with-name-termination-dateofficers · TM01
- 2014-11-30➖BEVERIDGE, Ian Douglas resigneddirector
- 2014-10-06📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2005-02-07🔒Charge registered #2Lender: Clydeport Properties Limited
- 1986-07-21🔒Charge registered #1Lender: Clydesdale Bank Public Limited Company
- 1985-01-21🏢Company incorporatedAs ARDROSSAN FINANCE LIMITED
Owner dependency
90/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 78 — succession pressure is live.
Succession & seller-readiness
85/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 78 years old. Natural succession window is now.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 41 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Jean Smith Beveridge Individual · British · DOB 03/1948 · age 78 | 25–50% | — | 25-50% shares | 06/04/2016 |
1 historic (ceased) PSC
- Mr Ian Douglas Beveridgeceased 01/09/2020· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · KA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ABERFERN LIMITED→ SC156215 · est 1995 · no financials extracted | — | — | — | — | 31y | — | — |
| AHEAD PROPERTY GROUP LIMITED→ SC870578 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AITKEN HOLDINGS LIMITED→ SC094098 · est 1985 · no financials extracted | — | — | — | — | 40y | — | — |
| ALJAQ PROPERTIES LIMITED→ SC834889 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ALMAR HOUSE LIMITED→ SC813139 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ANDREW'S COMMERCIAL ENTERPRISES LIMITED→ SC077373 · est 1982 · no financials extracted | — | — | — | — | 44y | — | — |
| AQUA VISION PLUMBING LTD→ SC808004 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARCHTUR GROUP LTD→ SC840078 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ARDOCH PROPERTY INVESTMENTS LIMITED→ SC264947 · est 2004 · no financials extracted | — | — | — | — | 22y | — | — |
| ARDT LTD→ SC821227 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ARGEE PROPERTIES LTD→ SC741515 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ARMOUR PROPERTY SOLUTIONS LTD→ SC876783 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1985-01-21
Jurisdictionscotland
Primary SIC68100 — Buying and selling of own real estate
Registered office
234 Glasgow Street
Ardrossan
Ayrshire
KA22 8JX
Filing status
Accounts
Next due: 2026-08-31
Last made up to: 2024-11-30
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26
Officers (2 active · 1 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Clydeport Properties Clydeport Properties Limited | Standard security | 1 property | 07/02/2005 | — | |
| outstanding | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 21/07/1986 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (88 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-04
accounts-with-accounts-type-micro-entity
accounts · AA
2025-08-28
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-02
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-08-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-09
accounts-with-accounts-type-micro-entity
accounts · AA
2022-08-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-25
accounts-with-accounts-type-micro-entity
accounts · AA
2021-08-22
confirmation-statement-with-updates
confirmation-statement · CS01
2020-10-06
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-10-06
accounts-with-accounts-type-micro-entity
accounts · AA
2020-07-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2019-10-02
accounts-with-accounts-type-micro-entity
accounts · AA
2019-08-19