CHAP HOMES LIMITED

💤Zombieactive

SC086897 · ltd · incorporated 1984-02-28

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

Why now

Window steady · low confidence

Steady and stalled — no momentum either way. Needs an approach trigger.

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Sept 2024

Net worth

£100

book net assets

Opportunity

73/100

Strong

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What this business does

Primary activity: Construction of domestic buildings

Sector: Construction

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 73/100 (strong), bankability 67/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

11 live charges · 3 lenders · oldest 41.3y

15/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 41.3 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

11 charges (11/11 with lender, 11/11 with type)

Directors & officers

20 officers (1 active, 20 linked, 13 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

10 connected companies via shared directors

Filing history

149 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

73/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Some acquirability indicators.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £100

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£100

~ YoY

Current Assets

£100

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-09-30	2023-09-30
Total assets	£100	£100
Current assets	£100	£100
Net assets	£100	£100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filing

• 1 address

Last 180 days

filing

• 1 address

Counts from Companies House filing history.

Corporate timeline (71 events)Click to expand

2026-03-04
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-06-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-06-27
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-05-25
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-05-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-10-08
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-06-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2019-12-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2019-12-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2019-11-01
➕
CRAIGIE, Hugh appointed
director
2019-11-01
➖
THOMSON, Douglas Neil resigned
director
2019-07-04
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-06-26
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-06-29
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2015-12-29
📄
accounts-with-accounts-type-full
accounts · AA
2015-11-20
➖
CLOW, Allan James resigned
secretary
2015-11-20
➖
CLOW, Allan James resigned
director
2015-11-20
📄
termination-director-company-with-name-termination-date
officers · TM01
2015-11-20
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2015-02-06
➖
DOIG, Iain Macrae resigned
director
2014-09-30
🔓
Charge satisfied #10
2014-09-30
🔓
Charge satisfied #9
2014-09-30
🔓
Charge satisfied #8
2014-09-30
🔓
Charge satisfied #7
2014-09-30
🔓
Charge satisfied #6
2014-09-30
🔓
Charge satisfied #4
2014-09-29
➖
BURR, William Stanley resigned
director
2014-09-29
🔒
Charge registered #11
Lender: Santander UK PLC (As Security Trustee for Each Santander Group Member)
2014-04-21
➕
DOIG, Iain Macrae appointed
director
2014-04-18
➖
PATERSON, Neil resigned
director
2013-12-02
➕
CLOW, Allan James appointed
secretary
2013-12-02
➖
PRESSLIE, Paul Allan Smith resigned
secretary
2013-12-02
➕
CLOW, Allan James appointed
director
2013-08-19
➖
KINGHORN, Graeme resigned
director
2012-12-31
➕
THOMSON, Douglas Neil appointed
director
2012-10-03
➖
CRAIGIE, Alasdair Shaw resigned
director
2010-06-08
➖
DAVIDSON, Michael John resigned
director
2009-08-04
🔓
Charge satisfied #5
2009-04-03
🔒
Charge registered #10
Lender: Clydesdale Bank PLC
2008-11-14
🔒
Charge registered #9
Lender: Clydesdale Bank PLC
2008-07-10
🔒
Charge registered #8
Lender: Clydesdale Bank PLC
2008-02-27
➕
KINGHORN, Graeme appointed
director
2008-01-16
🔓
Charge satisfied #3
2007-06-27
🔒
Charge registered #7
Lender: Clydesdale Bank Public Limited Company
2006-08-03
🔒
Charge registered #6
Lender: Clydesdale Bank Public Limited Company
2006-02-21
🔒
Charge registered #5
Lender: Clydesdale Bank Public Limited Company
2005-06-07
🔒
Charge registered #4
Lender: Clydesdale Bank Public Limited Company
2005-02-01
➕
PRESSLIE, Paul Allan Smith appointed
secretary
2005-02-01
➖
RITCHIE, Michael John resigned
secretary
2005-02-01
➕
BURR, William Stanley appointed
director

Showing most recent 50 of 71 events

Owner dependency

75/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

55/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Chap (Holdings) Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Chap (Holdings) Ltd

Corporate parent · holds 75-100% shares

ultimate parent

⬇

CHAP HOMES LIMITED

This company · SC086897

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Chap (Holdings) Ltd Corporate entity	75–100%	—	75-100% shares	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Construction · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SEIVWRIGHT BROTHERS LIMITED→ SC234623 · est 2002	£8.04M £5.74M–£10.33M	—	—	73	23y	87	76y
HUTCHEON SERVICES LIMITED→ SC071884 · est 1980	£3.47M £2.48M–£4.46M	—	—	17200	45y	84	61y
THISTLE WINDOWS & CONSERVATORIES LIMITED→ SC159622 · est 1995	£1.28M £917.3k–£1.65M	—	—	119	30y	84	65y
SKENE ENTERPRISES (ABERDEEN) LIMITED→ SC072886 · est 1980	£910.0k £650.0k–£1.17M	—	—	105	45y	83	87y
AJC CONSTRUCTION SCOTLAND LIMITED→ SC216542 · est 2001	—	—	—	2700	25y	83	60y
AM CAMPBELL (UK) LTD.→ SC212573 · est 2000	—	—	£72.9k	—	25y	83	63y
LADYSBRIDGE VILLAGE LIMITED→ SC262049 · est 2004	—	—	—	0	22y	83	75y
SPARK'S MECHANICAL SERVICES LIMITED→ SC102458 · est 1986	—	—	£3.06M	—	39y	83	59y
T & M SLATING LTD.→ SC251627 · est 2003	—	—	—	9	22y	83	59y
WHITEHILLS DEVELOPMENT CO. LTD.→ SC216307 · est 2001	—	—	£49.1k	—	25y	83	75y
A & B BUCHAN LIMITED→ SC375607 · est 2010	—	—	£945.4k	—	16y	82	62y
A G FLEMING CONSTRUCTION LIMITED→ SC339764 · est 2008	—	—	—	400	18y	82	59y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1984-02-28

Jurisdictionscotland

Primary SIC41202 — Construction of domestic buildings

Registered office

Pavilion 2 Prospect Road

Arnhall Business Park

Westhill

Aberdeenshire

AB32 6FE

Scotland

Filing status

Accounts

Next due: 2027-06-30

Last made up to: 2025-09-30

Confirmation statement

Next due: 2026-10-15

Last: 2025-10-01

Officers (1 active · 19 resigned)

CRAIGIE, Hugh→

director · ~51y · appointed 2019-11-01

View their other companies + combined net worth →

Active

CLOW, Allan James→

secretary · appointed 2013-12-02 · resigned 2015-11-20

Resigned

MUTCH, Charles→

secretary · appointed 1991-08-30 · resigned 1999-12-31

Resigned

PHILIP, Charles Ian→

secretary · resigned 1991-08-30

Resigned

PRESSLIE, Paul Allan Smith→

secretary · appointed 2005-02-01 · resigned 2013-12-02

Resigned

RITCHIE, Michael John→

secretary · appointed 1999-12-31 · resigned 2005-02-01

Resigned

ANDERSON, Francis Arnot→

director · resigned 1990-09-19

Resigned

BURR, William Stanley→

director · ~76y · appointed 2005-02-01 · resigned 2014-09-29

Resigned

CLOW, Allan James→

director · ~57y · appointed 2013-12-02 · resigned 2015-11-20

Resigned

CRABBE, Anthony Frank→

director · ~80y · appointed 1990-01-01 · resigned 2005-02-01

Resigned

CRAIGIE, Alasdair Shaw→

director · ~83y · resigned 2012-10-03

Resigned

DAVIDSON, Michael John→

director · ~68y · appointed 2005-02-01 · resigned 2010-06-08

Resigned

DOIG, Iain Macrae→

director · ~61y · appointed 2014-04-21 · resigned 2015-02-06

Resigned

HARPER, William John→

director · resigned 1991-09-11

Resigned

KINGHORN, Graeme→

director · ~66y · appointed 2008-02-27 · resigned 2013-08-19

Resigned

NICOL, William Harley Meakin→

director · ~84y · appointed 1990-01-01 · resigned 2005-02-01

Resigned

PATERSON, Neil→

director · ~65y · appointed 2005-02-01 · resigned 2014-04-18

Resigned

PHILIP, Charles Ian→

director · ~88y · resigned 2002-10-16

Resigned

RITCHIE, Michael John→

director · ~80y · appointed 1990-01-01 · resigned 2005-02-01

Resigned

THOMSON, Douglas Neil→

director · ~64y · appointed 2012-12-31 · resigned 2019-11-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:11 of 11 shown

		Type	Properties
outstanding	Santander Santander UK PLC (As Security Trustee for Each Santander Group Member)	A registered charge	—	29/09/2014	—
satisfied	Virgin Money Clydesdale Bank PLC	Standard security	1 property	03/04/2009	30/09/2014
satisfied	Virgin Money Clydesdale Bank PLC	Standard security	1 property	14/11/2008	30/09/2014
satisfied	Virgin Money Clydesdale Bank PLC	Standard security	1 property	10/07/2008	30/09/2014
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	27/06/2007	30/09/2014
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	03/08/2006	30/09/2014
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	21/02/2006	04/08/2009
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	07/06/2005	30/09/2014
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	28/01/2005	16/01/2008
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	20/11/1985	29/06/1993
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	11/02/1985	25/01/1988

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (149 total)

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2026-03-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-10-14