A & A GILBRIDE LIMITED

🌳Matureactive
SC085589 · ltd · incorporated 1983-11-21
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 31.8y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Feb 2025
Net worth
£481.0k
book net assets
Opportunity
79/100
Strong
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What this business does
Primary activity: Dispensing chemist in specialised stores
Sector: Wholesale & retail
Investor take
Pursue
Active trading company with a 63-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (70/100, director aged 63). Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

1 live charge · oldest 31.8y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 31.8 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 33/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (78/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
12 officers (3 active, 12 linked, 10 with DOB)
87
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
109 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £481,000
Cash YoY
-3%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£375k
↓ 3.0% YoY
Net Worth
£481k
↑ 28% YoY
Current Assets
£885k
↑ 9.2% YoY
Current Liabilities
—
£0£177k£354k£531k£708k£885kFeb 2024Feb 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-02-282024-02-29
Total assets£513.1k£401.1k
Current assets£885.0k£810.7k
Cash£375.4k£386.9k
Debtors£387.1k£305.9k
Net assets£481.0k£376.8k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
5
filings
  • • 4 officers
  • • 1 confirmation-statement
Last 90 days
5
filings
  • • 4 officers
  • • 1 confirmation-statement
Last 180 days
5
filings
  • • 4 officers
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (36 events)Click to expand
  1. 2026-03-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  2. 2026-03-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  3. 2026-03-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2026-03-23
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2025-12-30
    ➖
    GILBRIDE, Anna resigned
    director
  6. 2025-12-30
    ➖
    GILBRIDE, James resigned
    director
  7. 2025-12-30
    ➖
    GILBRIDE, Katie resigned
    director
  8. 2025-12-30
    ➖
    GILBRIDE, Megan resigned
    director
  9. 2025-08-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2024-05-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2024-02-17
    📄
    legacy
    miscellaneous · ANNOTATION
  12. 2024-01-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  13. 2024-01-03
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2023-06-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2022-04-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2022-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2022-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  18. 2022-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  19. 2022-04-26
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  20. 2022-02-01
    ➕
    GILBRIDE, Anna appointed
    director
  21. 2022-02-01
    ➕
    GILBRIDE, James appointed
    director
  22. 2022-02-01
    ➕
    GILBRIDE, Katie appointed
    director
  23. 2022-02-01
    ➕
    GILBRIDE, Megan appointed
    director
  24. 2021-05-26
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  25. 2020-06-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  26. 2019-06-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  27. 1994-06-23
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  28. 1994-02-15
    ➖
    PEACOCK, Margaret Williamson resigned
    secretary
  29. 1994-02-15
    ➖
    GERRARD, Kathryn Marion Millar resigned
    director
  30. 1994-02-15
    ➖
    GILL, Elizabeth Dunn resigned
    director
  31. 1994-02-15
    ➖
    PEACOCK, Elizabeth Miller resigned
    director
  32. 1994-02-15
    ➖
    PEACOCK, Margaret Williamson resigned
    director
  33. 1993-12-15
    ➕
    GILBRIDE, Alison appointed
    director
  34. 1993-10-01
    ➕
    GILBRIDE, Andrew appointed
    secretary
  35. 1993-10-01
    ➕
    GILBRIDE, Andrew appointed
    director
  36. 1983-11-21
    🏢
    Company incorporated
    As A & A GILBRIDE LIMITED

Owner dependency

99/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Founder name in company name: Company name contains director surname "GILBRIDE" — strong identity link between founder and business.
  • +Long-tenure founder: Senior director has been in place 33 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 63 — approaching natural succession window.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

86/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 33 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 42 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·
4 director resignations in last 12 months
medium

Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.

Evidence: GILBRIDE, Anna resigned 2025-12-30; GILBRIDE, James resigned 2025-12-30; GILBRIDE, Katie resigned 2025-12-30

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Andrew Gilbride
Individual · British · DOB 12/1963 · age 63
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016
Mrs Alison Gilbride
Individual · British · DOB 12/1970 · age 56
25–50%
25–50%25-50% shares · 25-50% voting06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1983-11-21
Jurisdictionscotland
Primary SIC47730 — Dispensing chemist in specialised stores

Registered office

Sandy Lodge, 6 Carlogie Road
Carnoustie
Angus
DD7 6DB

Filing status

Accounts
Next due: 2026-11-30
Last made up to: 2025-02-28
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (3 active · 9 resigned)

GILBRIDE, Andrew→
secretary · appointed 1993-10-01
View their other companies + combined net worth →
Active
GILBRIDE, Alison→
director · ~56y · appointed 1993-12-15
View their other companies + combined net worth →
Active
GILBRIDE, Andrew→
director · ~63y · appointed 1993-10-01
View their other companies + combined net worth →
Active
PEACOCK, Margaret Williamson→
secretary · resigned 1994-02-15
Resigned
GERRARD, Kathryn Marion Millar→
director · ~79y · resigned 1994-02-15
Resigned
GILBRIDE, Anna→
director · ~32y · appointed 2022-02-01 · resigned 2025-12-30
Resigned
GILBRIDE, James→
director · ~30y · appointed 2022-02-01 · resigned 2025-12-30
Resigned
GILBRIDE, Katie→
director · ~31y · appointed 2022-02-01 · resigned 2025-12-30
Resigned
GILBRIDE, Megan→
director · ~28y · appointed 2022-02-01 · resigned 2025-12-30
Resigned
GILL, Elizabeth Dunn→
director · ~65y · resigned 1994-02-15
Resigned
PEACOCK, Elizabeth Miller→
director · ~94y · resigned 1994-02-15
Resigned
PEACOCK, Margaret Williamson→
director · ~62y · resigned 1994-02-15
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
TypeProperties
outstanding
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property23/06/1994—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (109 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-30
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
termination-director-company-with-name-termination-date
officers · TM01
2026-03-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-16
legacy
miscellaneous · ANNOTATION
2024-02-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-04
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-27