BRUGUS ESTATES LIMITED
🌳Matureactive
SC083385 · ltd · incorporated 1983-06-07
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 41.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueActive trading company with a 84-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 85/100. Strong seller-intent signal (73/100, director aged 84). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
31 live charges · 2 lenders · oldest 41.5y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 41.5 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
31 charges (31/31 with lender, 31/31 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
0 active PSC(s) of 1 total, 1 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
166 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | — | £1.48M |
| Current assets | — | £163.1k |
| Cash | — | £121.2k |
| Debtors | — | £41.9k |
| Net assets | — | £1.48M |
| Average employees | 0 | — |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
1
filing
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (81 events)Click to expand
- 2025-08-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-11-07📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-10-31📄resolutionresolution · RESOLUTIONS
- 2024-10-31📄memorandum-articlesincorporation · MA
- 2024-10-31📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-31📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-31📄capital-name-of-class-of-sharescapital · SH08
- 2024-10-31📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2023-09-06📄notification-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC08
- 2023-08-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-08-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2022-11-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-12-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-12-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-03-22🔓Charge satisfied #32
- 2017-03-22🔓Charge satisfied #30
- 2017-03-11🔓Charge satisfied #29
- 2017-03-11🔓Charge satisfied #28
- 2017-03-11🔓Charge satisfied #27
- 2017-03-11🔓Charge satisfied #26
- 2017-03-11🔓Charge satisfied #25
- 2017-03-11🔓Charge satisfied #24
- 2017-03-11🔓Charge satisfied #23
- 2017-03-11🔓Charge satisfied #22
- 2017-03-11🔓Charge satisfied #20
- 2017-03-11🔓Charge satisfied #19
- 2017-03-11🔓Charge satisfied #18
- 2017-03-11🔓Charge satisfied #16
- 2007-01-19🔓Charge satisfied #31
- 2000-08-28➖STORRIE, Lesley resigneddirector
- 2000-02-22🔒Charge registered #32Lender: The Governor and Company of the Bank of Scotland
- 2000-02-22🔒Charge registered #31Lender: The Governor and Company of the Bank of Scotland
- 1999-09-10🔓Charge satisfied #21
- 1997-11-11🔓Charge satisfied #7
- 1997-11-11🔓Charge satisfied #6
- 1997-11-06🔓Charge satisfied #15
- 1997-11-06🔓Charge satisfied #14
- 1997-11-06🔓Charge satisfied #11
- 1997-11-06🔓Charge satisfied #10
- 1997-11-06🔓Charge satisfied #9
- 1997-11-06🔓Charge satisfied #8
- 1997-11-06🔓Charge satisfied #4
- 1997-11-06🔓Charge satisfied #3
- 1997-11-06🔓Charge satisfied #2
- 1997-11-06🔓Charge satisfied #1
- 1997-09-25🔒Charge registered #30Lender: The Governor and Company of the Bank of Scotland
- 1997-09-25🔒Charge registered #29Lender: The Governor and Company of the Bank of Scotland
- 1997-09-25🔒Charge registered #28Lender: The Governor and Company of the Bank of Scotland
Showing most recent 50 of 81 events
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Long-tenure founder: Senior director has been in place 37 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
90/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- primary20+ year tenure: Director in role 37 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 43 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BLUEBELL PROPERTY INVESTMENTS LIMITED→ SC219921 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| BRUCE PSG LTD→ SC768767 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| BSB99 LTD→ SC646404 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BURNBANK 1775 LIMITED→ SC555748 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| BUYING AND SELLING RENFREWSHIRE LTD→ SC828968 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAIRNS PROPERTIES LIMITED→ SC228327 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| CALEDONIA PROPERTY INVESTMENTS LIMITED→ SC831808 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| CAMPBELL PROPERTY SOLUTIONS LTD→ SC841841 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAMPHILL VENTURES LTD→ SC837389 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| CAN ALEGRIA LTD→ SC685058 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CARLOS PROPERTY SCOT LTD→ SC691119 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| CARMICHAEL PROPERTY LIMITED→ SC863147 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1983-06-07
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
28a High Street
Paisley
PA1 2BZ
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-03-17
Last: 2026-03-03
Officers (4 active · 1 resigned)
Active
Active
LOVATT, Stanley Ivan→
Activedirector · ~84y · appointed 1989-02-13
View their other companies + combined net worth →
Active
STORRIE, Lesley→
Resigneddirector · ~73y · resigned 2000-08-28
Click a director name to see their full track record across all companies.
Mortgages & charges
31
Total charges
0
Outstanding
0
Active lenders
Status:Lender:31 of 31 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/02/2000 | 22/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 22/02/2000 | 19/01/2007 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 22/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 10/09/1999 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 25/09/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 05/06/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Bond & floating charge | 1 property | 31/01/1997 | 11/03/2017 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 25/10/1994 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 18/01/1993 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Irrevocable mandate | 1 property | 21/10/1991 | 05/02/1993 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 25/03/1991 | 01/05/1996 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 14/03/1991 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 14/03/1991 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 14/03/1991 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 14/03/1991 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Bond & floating charge | 1 property | 27/02/1991 | 11/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Bond & floating charge | 1 property | 27/02/1991 | 11/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 07/06/1989 | 05/02/1993 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 28/10/1987 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 19/02/1986 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 15/10/1985 | 06/11/1997 | |
| satisfied | Lloyds Banking Group Tsb Bank Scotland PLC | Standard security | 1 property | 24/10/1984 | 06/11/1997 |
Recent filings (166 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-03
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-14
confirmation-statement-with-updates
confirmation-statement · CS01
2025-02-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-11-07
resolution
resolution · RESOLUTIONS
2024-10-31
memorandum-articles
incorporation · MA
2024-10-31
capital-name-of-class-of-shares
capital · SH08
2024-10-31
capital-name-of-class-of-shares
capital · SH08
2024-10-31
capital-name-of-class-of-shares
capital · SH08
2024-10-31
capital-variation-of-rights-attached-to-shares
capital · SH10
2024-10-31
confirmation-statement-with-updates
confirmation-statement · CS01
2024-01-26
notification-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC08
2023-09-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-08-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-08-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-06