ALFA (WHOLESALE) LIMITED

🌳Matureactive

SC080128 · ltd · incorporated 1982-09-24

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£2.26M

book net assets

Opportunity

80/100

Exceptional

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What this business does

Primary activity: Agents involved in the sale of a variety of goods

Sector: Wholesale & retail

Investor take

Pursue

Active trading company. Family succession underway — not a classic acquisition target.

Opportunity 80/100 (exceptional), bankability 67/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

10 live charges · 4 lenders · oldest 43.1y

25/100

too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

· Oldest live charge is 43.1 years old — likely at or near maturity.
· 4 lenders named — inter-creditor friction likely.
· Legal-friction score 45/100 (high).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

10 charges (10/10 with lender, 10/10 with type)

Directors & officers

15 officers (5 active, 15 linked, 11 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

5 connected companies via shared directors

Filing history

138 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

80/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102

Positive net assets

Net assets £2,264,172

Key financials

2 years extracted from filed iXBRL accounts

Cash

£651k

Net Worth

£2.3m

Current Assets

£4.2m

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102

Metric	2025-03-31	2024-03-31
Total assets	£2.31M	—
Current assets	£4.25M	—
Cash	£651.1k	—
Debtors	£825.3k	—
Net assets	£2.26M	—
Average employees	—	4000

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 accounts

Counts from Companies House filing history.

Corporate timeline (56 events)Click to expand

2025-12-11
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-12-19
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-05-12
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-05-12
🔓
Charge satisfied #8
2022-11-01
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-05-13
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2022-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-13
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-05-12
➕
EDWARDS, David appointed
director
2022-05-12
➕
NASIM, Burhan, Dr appointed
director
2022-05-12
➕
NASIM, Usman appointed
director
2022-05-12
📄
withdrawal-of-a-person-with-significant-control-statement
persons-with-significant-control · PSC09
2021-12-23
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-11-26
📄
change-person-director-company-with-change-date
officers · CH01
2021-11-26
📄
change-person-director-company-with-change-date
officers · CH01
2021-03-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-12
📄
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2020-09-30
📄
change-person-director-company-with-change-date
officers · CH01
2019-12-12
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2015-01-16
🔓
Charge satisfied #6
2015-01-13
🔓
Charge satisfied #10
2015-01-13
🔓
Charge satisfied #9
2014-12-31
🔒
Charge registered #12
Lender: The Royal Bank of Scotland PLC
2014-12-30
➖
RASHID, Parveen resigned
secretary
2014-12-30
➖
RASHID, Abdul resigned
director
2014-12-30
➖
RASHID, Atif resigned
director
2014-12-05
🔒
Charge registered #11
Lender: The Royal Bank of Scotland PLC
2013-04-05
🔓
Charge satisfied #7
2013-04-04
🔒
Charge registered #10
Lender: Bank of Scotland PLC
2013-03-18
🔒
Charge registered #9
Lender: Bank of Scotland PLC
2013-01-24
🔓
Charge satisfied #5
2010-10-21
➖
RASHID, Atif resigned
secretary
2010-10-21
➕
RASHID, Parveen appointed
secretary
2010-10-15
➕
RASHID, Atif appointed
secretary
2010-10-15
➖
RASHID, Parveen resigned
secretary
2010-10-15
➕
RASHID, Atif appointed
director
1992-01-17
🔒
Charge registered #8
Lender: The Royal Bank of Scotland PLC
1991-04-01
➕
NASIM, Shahid appointed
director
1991-04-01
➕
NASIM, Zahid appointed
director
1991-03-06
🔒
Charge registered #7
Lender: The Royal Bank of Scotland PLC
1990-12-31
➖
RASHID, Abdul resigned
director
1990-12-03
➖
AHMAD, Irshad resigned
secretary
1990-12-03
➕
RASHID, Parveen appointed
secretary
1990-12-03
➖
AHMAD, Irshad resigned
director
1990-12-03
➖
ASHRAF, Mohammed resigned
director
1990-11-30
➖
ASHRAF, Mohammed resigned
director
1990-04-10
🔒
Charge registered #6
Lender: Habib Bank LTD
1985-05-10
🔓
Charge satisfied #2

Showing most recent 50 of 56 events

Owner dependency

73/100

High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 35 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 74 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

50/100

Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS

primaryFamily succession underway: Not a takeover target — NASIM, Burhan, Dr (same surname) appointed 2022-05-12. Pattern consistent with intra-family handover.
primaryFounder aged 70+: Senior director is approximately 74 years old. Natural succession window is now.
primary20+ year tenure: Director in role 35 years. Very long tenure is a classic succession signal.
secondaryStable-but-static management: Company is 44 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Jb Holdings Scotland Ltd is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Jb Holdings Scotland Ltd

Corporate parent · holds 75-100% shares

ultimate parent

⬇

ALFA (WHOLESALE) LIMITED

This company · SC080128

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Jb Holdings Scotland Ltd Corporate entity	75–100%	75–100%	75-100% shares · 75-100% voting	12/05/2022

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Wholesale & distribution · G postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
AARNIKA LIMITED→ SC535313 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
ACADEMY WHOLESALE ELECTRICS LIMITED→ SC069019 · est 1979 · no financials extracted	—	—	—	—	46y	—	—
ACTIVECLOBBERUK LTD→ SC877752 · est 2026 · no financials extracted	—	—	—	—	—	—	—
AITKEN & STEWART LIMITED→ SC068486 · est 1979 · no financials extracted	—	—	—	—	46y	—	—
AJ IMPEX LIMITED→ SC641694 · est 2019 · no financials extracted	—	—	—	—	6y	—	—
AL RAYYAN RISE LTD→ SC866087 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALAYASH LIMITED→ SC604041 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALEX MATHER LIMITED→ SC078787 · est 1982 · no financials extracted	—	—	—	—	43y	—	—
ALGERSCOT GLOBAL TRADING LTD→ SC852358 · est 2025 · no financials extracted	—	—	—	—	—	—	—
ALI & NAQVI INVESTMENTS LIMITED→ SC608005 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALIAO LTD→ SC613386 · est 2018 · no financials extracted	—	—	—	—	7y	—	—
ALIF GLOBAL ENTERPRISES LIMITED→ SC706006 · est 2021 · no financials extracted	—	—	—	—	4y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1982-09-24

Jurisdictionscotland

Primary SIC46190 — Agents involved in the sale of a variety of goods

Registered office

111 Lancefield Street

Glasgow

G3 8HZ

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-10-29

Last: 2025-10-15