INTELLIGENT OFFICE UK LIMITED

🌳Matureactive
SC077144 · ltd · incorporated 1982-01-12
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
77/100
Strong
🔔
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What this business does
Primary activity: Data processing, hosting and related activities
Sector: Information & communication
ALSO REGISTERED FOR
  • 70229Management consultancy activities other than financial management
  • 82190Photocopying, document preparation and other specialised office support activities
  • 82990Other business support service activities n.e.c.
Investor take
Pursue
Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 77/100 (strong), bankability 77/100. Strong seller-intent signal (60/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (73/100).

🏦

Refinance opportunity

7 live charges · 6 lenders · oldest 36.0y

35/100
too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

  • · Oldest live charge is 36.0 years old — likely at or near maturity.
  • · 6 lenders named — inter-creditor friction likely.
  • · Legal-friction score 30/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (59/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 4 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
7 charges (7/7 with lender, 7/7 with type)
90
Directors & officers
39 officers (5 active, 39 linked, 31 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
9 connected companies via shared directors
72
Filing history
255 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
77/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 officers
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (106 events)Click to expand
  1. 2025-12-03
    📄
    change-person-director-company-with-change-date
    officers · CH01
  2. 2025-09-20
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  3. 2025-09-20
    📄
    legacy
    accounts · PARENT_ACC
  4. 2025-09-20
    📄
    legacy
    other · GUARANTEE2
  5. 2025-09-20
    📄
    legacy
    other · AGREEMENT2
  6. 2025-02-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2025-02-11
    📄
    memorandum-articles
    incorporation · MA
  8. 2025-02-11
    📄
    resolution
    resolution · RESOLUTIONS
  9. 2025-02-11
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  10. 2025-01-31
    HESS, Eric appointed
    director
  11. 2025-01-31
    STEINER, Deborah Louise appointed
    director
  12. 2024-10-24
    WIGGINS, Erin Allen appointed
    director
  13. 2024-10-24
    REID, Denise Mary resigned
    director
  14. 2024-10-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  15. 2024-10-24
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  16. 2024-10-10
    📄
    accounts-with-accounts-type-audit-exemption-subsiduary
    accounts · AA
  17. 2024-10-10
    📄
    legacy
    accounts · PARENT_ACC
  18. 2024-06-29
    📄
    legacy
    other · AGREEMENT2
  19. 2024-06-29
    📄
    legacy
    other · GUARANTEE2
  20. 2024-02-29
    MCCORRY, Rachel Ann resigned
    director
  21. 2024-02-29
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  22. 2024-02-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  23. 2024-02-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  24. 2024-02-29
    📄
    change-person-director-company-with-change-date
    officers · CH01
  25. 2024-02-29
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  26. 2024-02-29
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC05
  27. 2023-12-15
    📄
    change-person-director-company-with-change-date
    officers · CH01
  28. 2022-10-05
    🔓
    Charge satisfied #7
  29. 2022-10-01
    MORGAN, Nicholas appointed
    director
  30. 2022-10-01
    RICH, Marcella Diane appointed
    director
  31. 2022-10-01
    GREENBURY, James Brett resigned
    director
  32. 2022-10-01
    MCPHERSON, Margaret Walker resigned
    director
  33. 2022-10-01
    REID, Denise Mary appointed
    director
  34. 2022-10-01
    WHITMAN, Giles Richard resigned
    director
  35. 2022-06-16
    WHITMAN, Giles Richard appointed
    director
  36. 2021-11-30
    NICHOLLS, Sam Christopher resigned
    director
  37. 2021-06-30
    KEATINGE, Richard Patrick resigned
    director
  38. 2019-10-01
    KEATINGE, Richard Patrick appointed
    director
  39. 2019-06-01
    WARMAN, Neil resigned
    secretary
  40. 2019-06-01
    WARMAN, Neil resigned
    director
  41. 2018-02-01
    WARMAN, Neil appointed
    secretary
  42. 2018-02-01
    WARMAN, Neil appointed
    director
  43. 2017-10-27
    BAIN, Liam Michael resigned
    secretary
  44. 2014-05-07
    GREENBURY, James Brett appointed
    director
  45. 2014-05-07
    MCINTYRE, Alexander Stewart resigned
    director
  46. 2014-05-07
    MCPHERSON, Malcolm Henry resigned
    director
  47. 2014-05-07
    🔒
    Charge registered #7
    Lender: British Smaller Companies Vct PLC in Its Capacity as Trustee and Security Agent for the Noteholders (As Defined in the Charge)
  48. 2013-03-13
    NICHOLLS, Sam Christopher appointed
    director
  49. 2010-08-27
    🔓
    Charge satisfied #4
  50. 2010-06-30
    MCPHERSON, Malcolm Henry appointed
    director
Showing most recent 50 of 106 events

Owner dependency

48/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS
  • -5 active directors: Broader management team in place — suggests transferable governance.
  • +Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

40/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Io Outsourcing Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Io Outsourcing Limited
Corporate parent · holds 75-100% shares
ultimate parent
INTELLIGENT OFFICE UK LIMITED
This company · SC077144

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Io Outsourcing Limited
Corporate entity
75100%
75-100% shares06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1982-01-12
Jurisdictionscotland
Primary SIC63110 — Data processing, hosting and related activities

Registered office

5 South Charlotte Street
Edinburgh
EH2 4AN
Scotland

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-12-15
Last: 2025-12-01

Officers (5 active · 34 resigned)

HESS, Eric
director · ~60y · appointed 2025-01-31
View their other companies + combined net worth →
Active
MORGAN, Nicholas
director · ~51y · appointed 2022-10-01
View their other companies + combined net worth →
Active
RICH, Marcella Diane
director · ~59y · appointed 2022-10-01
View their other companies + combined net worth →
Active
STEINER, Deborah Louise
director · ~56y · appointed 2025-01-31
View their other companies + combined net worth →
Active
WIGGINS, Erin Allen
director · ~43y · appointed 2024-10-24
View their other companies + combined net worth →
Active
BAIN, Liam Michael
secretary · appointed 2009-09-01 · resigned 2017-10-27
Resigned
CAMPBELL, Duncan Ferguson
secretary · appointed 1991-08-19 · resigned 2000-11-01
Resigned
CLARK, Elizabeth May
secretary · resigned 1991-08-19
Resigned
MONAGHAN, Eileen Margaret
secretary · appointed 2000-11-01 · resigned 2001-08-21
Resigned
WARMAN, Neil
secretary · appointed 2018-02-01 · resigned 2019-06-01
Resigned
HBJGW SECRETARIAL LIMITED
corporate-secretary · appointed 2001-08-21 · resigned 2009-09-01
Resigned
BARRIE, James Wilson
director · ~66y · appointed 2005-10-10 · resigned 2008-05-06
Resigned
CAMPBELL, Duncan Ferguson
director · ~74y · appointed 1991-08-19 · resigned 1992-06-11
Resigned
COCKERELL, Allan
director · ~77y · appointed 1996-03-12 · resigned 1997-04-04
Resigned
GREENBURY, James Brett
director · ~65y · appointed 2014-05-07 · resigned 2022-10-01
Resigned
INGLIS, Norman Andrew
director · ~93y · resigned 1992-06-12
Resigned
KEATINGE, Richard Patrick
director · ~61y · appointed 2019-10-01 · resigned 2021-06-30
Resigned
LAWWELL, Peter Thomas
director · ~67y · appointed 2005-03-01 · resigned 2008-03-31
Resigned
LOCKHART, Euan Bruce
director · ~58y · appointed 2008-02-12 · resigned 2008-11-28
Resigned
MACKAY, Ranald Durness
director · resigned 1989-03-31
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

7
Total charges
0
Outstanding
0
Active lenders
Status:Lender:7 of 7 shown
TypeProperties
satisfied
British Smaller Companies Vct in Its Capacity as Trustee and Security Agent for the Noteholders (As Defined in the Charge)
British Smaller Companies Vct PLC in Its Capacity as Trustee and Security Agent for the Noteholders (As Defined in the Charge)
A registered charge4 properties07/05/201405/10/2022
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property04/07/200614/06/2010
satisfied
Kelllock
Kelllock Limited
Bond & floating charge1 property17/10/199627/09/2006
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Bond & floating charge1 property30/09/199627/08/2010
satisfied
Rank Xerox (UK)
Rank Xerox (UK) Limited
Floating charge1 property31/10/199426/08/2005
satisfied
John Wallace Monaghan
Bond & floating charge1 property21/08/199219/11/1996
satisfied
Lloyds Banking Group
Tsb Bank Scotland PLC
Bond & floating charge1 property24/04/199007/11/1996

Recent filings (255 total)

change-person-director-company-with-change-date
officers · CH01
2025-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-02
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-09-20
legacy
accounts · PARENT_ACC
2025-09-20
legacy
other · GUARANTEE2
2025-09-20
legacy
other · AGREEMENT2
2025-09-20
appoint-person-director-company-with-name-date
officers · AP01
2025-02-13
memorandum-articles
incorporation · MA
2025-02-11
resolution
resolution · RESOLUTIONS
2025-02-11
appoint-person-director-company-with-name-date
officers · AP01
2025-02-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-04
appoint-person-director-company-with-name-date
officers · AP01
2024-10-24
termination-director-company-with-name-termination-date
officers · TM01
2024-10-24
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-10-10
legacy
accounts · PARENT_ACC
2024-10-10