ANZ INVESTMENTS LIMITED
🌳Matureactive
SC072313 · ltd · incorporated 1980-08-12
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
What changed my view
Last 30 days
No material changes in the last 30 days.
Last 90 days
No material changes in the last 90 days.
Last 180 days
No snapshot from 180 days ago — start tracking from today.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£355.4k
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
PursueProperty-backed borrower with a 68-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (93/100, director aged 68). Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (53/100).
🏦
Refinance opportunity
12 live charges · 4 lenders · oldest 42.9y
25/100
too messy
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 42.9 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 55/100 (high).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
12 charges (12/12 with lender, 12/12 with type)
90
Directors & officers
16 officers (2 active, 16 linked, 11 with DOB)
84
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
170 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £355,412
Cash YoY
+134%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£72k
↑ 134% YoY
Net Worth
£355k
↑ 1.9% YoY
Current Assets
£357k
↑ 12% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £355.4k | £348.6k |
| Current assets | £356.9k | £318.4k |
| Cash | £71.8k | £30.7k |
| Debtors | £285.1k | £287.7k |
| Net assets | £355.4k | £348.6k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (72 events)Click to expand
- 2026-05-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2026-05-05🔓Charge satisfied #12
- 2025-10-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-12-23📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16📄mortgage-satisfy-charge-fullmortgage · MR04
- 2024-08-16🔓Charge satisfied #14
- 2024-08-16🔓Charge satisfied #13
- 2024-08-16🔓Charge satisfied #9
- 2024-08-16🔓Charge satisfied #8
- 2024-08-16🔓Charge satisfied #7
- 2024-08-16🔓Charge satisfied #6
- 2024-08-16🔓Charge satisfied #5
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2024-04-22📄mortgage-charge-whole-cease-and-release-with-charge-numbermortgage · MR05
- 2023-12-20📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-11-03📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2023-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-03📄change-person-director-company-with-change-dateofficers · CH01
- 2018-03-23➖FITZSIMMONS, Elizabeth Morrison resignedsecretary
- 2006-04-10➖DOWNIE, Thomas Baird resigneddirector
- 2002-06-26🔓Charge satisfied #2
- 2002-06-14🔓Charge satisfied #4
- 2002-06-14🔓Charge satisfied #1
- 2001-12-11➖SHAW, Eric resigneddirector
- 2001-10-26➖ROBERTSON, Iain resigneddirector
- 2001-09-14🔒Charge registered #14Lender: The Royal Bank of Scotland PLC
- 2000-11-09🔒Charge registered #13Lender: The Royal Bank of Scotland PLC
- 2000-01-01➕BURGESS, Shirley Anne appointeddirector
- 1999-08-20➕ROBERTSON, Iain appointeddirector
- 1998-09-01➕SHAW, Eric appointeddirector
- 1997-10-02🔒Charge registered #12Lender: Psa Wholesale Limited
- 1997-09-11🔒Charge registered #9Lender: The Royal Bank of Scotland PLC
- 1997-09-10🔒Charge registered #10Lender: Psa Wholesale Limited
- 1997-01-01➖BURGESS, William Alexander resignedsecretary
- 1997-01-01➕FITZSIMMONS, Elizabeth Morrison appointedsecretary
- 1994-05-10➕DOWNIE, Thomas Baird appointeddirector
- 1994-03-24🔒Charge registered #8Lender: Ford Motor Company Limited
- 1994-03-23➖BRIGGS, John Philip resigneddirector
Showing most recent 50 of 72 events
Owner dependency
91/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
86/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
- secondaryStable-but-static management: Company is 46 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Shirley Anne Burgess Individual · British · DOB 03/1961 · age 65 | 75–100% | 75–100% | 75-100% shares · 75-100% voting · firm interest | 06/04/2016 |
1 historic (ceased) PSC
- Mr William Alexander Burgessceased 25/03/2017· 50-75% shares · 50-75% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Property · DG postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| ARMSTRONG PROPERTIES (SCOTLAND) LIMITED→ SC212143 · est 2000 | £1.50M £1.28M–£1.73M | — | £1.50M | — | 25y | 79 | 83y |
| HAYTON COULTHARD FREIGHT FORWARDING LIMITED→ SC030188 · est 1954 | £1.22M £1.04M–£1.40M | — | £1.22M | — | 71y | 80 | 58y |
| DUMFRIES PROPERTY RENTALS LIMITED→ SC358491 · est 2009 | £313.9k £266.8k–£361.0k | — | £313.9k | — | 17y | 82 | 61y |
| CLOSEBURN NORTH LIMITED→ SC404954 · est 2011 | £146.4k £124.4k–£168.3k | — | £146.4k | — | 14y | 80 | 71y |
| CORRA GARAGES LIMITED→ SC460646 · est 2013 | £128.8k £109.5k–£148.1k | — | £128.8k | — | 12y | 80 | 82y |
| SOUTH WEST LETTINGS (STRANRAER) LIMITED→ SC242334 · est 2003 | £119.7k £101.8k–£137.7k | — | £119.7k | — | 23y | 80 | 63y |
| S.W. PLANT (PROPERTY) LIMITED→ SC203221 · est 2000 | £117.4k £99.8k–£135.0k | — | £117.4k | — | 26y | 82 | 74y |
| D.P. PROPERTIES (LOCKERBIE) LIMITED→ SC165488 · est 1996 | £116.3k £98.8k–£133.7k | — | £116.3k | — | 30y | 80 | 77y |
| DHASRUTHAN PROPERTIES LIMITED→ SC245420 · est 2003 | £112.9k £96.0k–£129.9k | — | £112.9k | — | 23y | 80 | 72y |
| KENMURE FISHERIES LIMITED→ SC044129 · est 1966 | £99.0k £84.2k–£113.9k | — | £99.0k | — | 59y | 82 | 69y |
| CATHERINEFIELD PROPERTIES LTD→ SC388898 · est 2010 | £86.0k £73.1k–£98.9k | — | £86.0k | — | 15y | 80 | 71y |
| A.QUINE (INVESTMENTS) LIMITED→ SC278698 · est 2005 | £56.2k £47.7k–£64.6k | — | £56.2k | — | 21y | 79 | 64y |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1980-08-12
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate
Registered office
Castle Court
Castle Street
Stranraer
DG9 7RT
Scotland
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-05-14
Last: 2026-04-30
Officers (2 active · 14 resigned)
BURGESS, Shirley Anne→
Activedirector · ~65y · appointed 2000-01-01
View their other companies + combined net worth →
Active
BURGESS, William Alexander→
Resignedsecretary · appointed 1993-11-26 · resigned 1997-01-01
CICUTTI, Ambrose→
Resignedsecretary · appointed 1992-02-25 · resigned 1992-12-01
COOK, Robert→
Resignedsecretary · resigned 1991-11-20
FITZSIMMONS, Elizabeth Morrison→
Resignedsecretary · appointed 1997-01-01 · resigned 2018-03-23
FRASER, Craig→
Resignedsecretary · appointed 1992-12-15 · resigned 1993-11-26
BARRATT, Andrew John→
Resigneddirector · ~63y · appointed 1992-12-01 · resigned 1993-01-27
BIRBECK, John Howard James→
Resigneddirector · ~90y · resigned 1991-11-20
BRIGGS, John Philip→
Resigneddirector · ~71y · appointed 1993-11-19 · resigned 1994-03-23
CICUTTI, Ambrose→
Resigneddirector · ~65y · appointed 1991-11-20 · resigned 1992-12-01
COOK, Robert→
Resigneddirector · ~82y · resigned 1991-11-20
DOWNIE, Thomas Baird→
Resigneddirector · ~79y · appointed 1994-05-10 · resigned 2006-04-10
FRASER, Craig→
Resigneddirector · ~75y · appointed 1991-11-20 · resigned 1993-11-19
ROBERTSON, Iain→
Resigneddirector · ~66y · appointed 1999-08-20 · resigned 2001-10-26
SHAW, Eric→
Resigneddirector · ~75y · appointed 1998-09-01 · resigned 2001-12-11
Click a director name to see their full track record across all companies.
Mortgages & charges
12
Total charges
1
Outstanding
1
Active lenders
Status:Lender:12 of 12 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/09/2001 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/11/2000 | 16/08/2024 | |
| satisfied | Psa Wholesale Psa Wholesale Limited | Bond & floating charge | 1 property | 02/10/1997 | 05/05/2026 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 11/09/1997 | 16/08/2024 | |
| outstanding | Psa Wholesale Psa Wholesale Limited | Floating charge | 1 property | 10/09/1997 | — | |
| satisfied | Ford Motor Company Ford Motor Company Limited | Standard security | 1 property | 24/03/1994 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 2 properties | 14/12/1993 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/12/1993 | 16/08/2024 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 22/06/1984 | 16/08/2024 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company LTD | Assignation | 1 property | 29/11/1983 | 14/06/2002 | |
| satisfied | Ford Motor Credit Company Ford Motor Credit Company LTD | Debenture | 1 property | 27/10/1983 | 26/06/2002 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 15/09/1983 | 14/06/2002 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (170 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-05-08
mortgage-satisfy-charge-full
mortgage · MR04
2026-05-05
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-10-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-04-30
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-12-23
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
mortgage-satisfy-charge-full
mortgage · MR04
2024-08-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-04-30
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2024-04-22
mortgage-charge-whole-cease-and-release-with-charge-number
mortgage · MR05
2024-04-22