CHARLES BUYERS & CO. LTD.

🌳Matureactive

SC064226 · ltd · incorporated 1978-03-07

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

Opportunity decay

approaching window · 12-months

Approaching a transaction window — refinance or sale event plausible in the next 12 months.

· Oldest live charge 37.6y old — refinance window within 12 months

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Dec 2024

Net worth

£2.73M

book net assets

Opportunity

82/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: SIC 32120

Sector: Manufacturing

ALSO REGISTERED FOR

32990Other manufacturing n.e.c.
46900Non-specialised wholesale trade

Investor take

Pursue

Active trading company with a 72-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 75/100. Strong seller-intent signal (63/100, director aged 72). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

3 live charges · 2 lenders · oldest 37.6y

50/100

clean up first

Refinance viable after a tidy-up — address the highlighted items first.

· Oldest live charge is 37.6 years old — likely at or near maturity.
· Two lenders — manageable, but coordination required.
· Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 3 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

3 charges (3/3 with lender, 3/3 with type)

Directors & officers

10 officers (6 active, 10 linked, 8 with DOB)

Ownership & PSC

1 active PSC(s) of 4 total, 4 with control declared

Director network

3 connected companies via shared directors

Filing history

119 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £2,732,345

Cash YoY

+45%

Year on year

Key financials

2 years extracted from filed iXBRL accounts

Cash

£1.4m

↑ 45% YoY

Net Worth

£2.7m

↑ 9.4% YoY

Current Assets

£2.8m

↑ 8.9% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2024-12-31	2023-12-31
Total assets	£2.74M	£2.50M
Current assets	£2.77M	£2.55M
Cash	£1.38M	£952.4k
Debtors	£205.5k	£206.8k
Net assets	£2.73M	£2.50M

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filing

• 1 persons-with-significant-control

Counts from Companies House filing history.

Corporate timeline (29 events)Click to expand

2025-10-30
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-11-06
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-11-01
➕
MARTIN, Lynsey appointed
director
2024-09-30
📄
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-09-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-09-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-10
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-09-30
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-03-13
📄
resolution
resolution · RESOLUTIONS
2020-03-11
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2020-03-11
📄
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2020-03-11
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-03-11
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-03-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-03-11
📄
appoint-person-director-company-with-name-date
officers · AP01
2020-03-09
➕
BROWN, Craig Ian Gilbert appointed
director
2020-03-09
➕
BROWN, Stuart David appointed
director
2019-09-27
📄
accounts-with-accounts-type-small
accounts · AA
2018-09-26
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2007-10-27
➖
BROWN, Gilbert David resigned
director
2007-03-31
➖
BUYERS, Mary Fleming resigned
director
1995-02-06
🔒
Charge registered #3
Lender: Scottish Enterprise Tayside
1995-01-16
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
1992-11-14
➖
BUYERS, Charles Ian resigned
director
1992-06-08
➕
BROWN, Marjorie Fleming appointed
director
1990-07-16
➖
BUYERS, Charles Ian resigned
secretary
1988-09-20
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1978-03-07
🏢
Company incorporated
As CHARLES BUYERS & CO. LTD.

Owner dependency

88/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

-5 active directors: Broader management team in place — suggests transferable governance.
+Founder name in company name: Company name contains director surname "BUYERS" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
+Founder age: Director aged approximately 72 — succession pressure is live.
+Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

80/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 72 years old. Natural succession window is now.
primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Charles Buyers Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Charles Buyers Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CHARLES BUYERS & CO. LTD.

This company · SC064226

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Charles Buyers Holdings Limited Corporate entity	75–100%	75–100%	board control75-100% shares · 75-100% voting · board control	09/03/2020

3 historic (ceased) PSCs

Charles Buyers Holdings Ltdceased 29/10/2025· 75-100% shares · 75-100% voting · board control · firm interest
Mrs Marjorie Fleming Brownceased 09/03/2020· 25-50% shares
Mr Charles Stuart Buyersceased 09/03/2020· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Manufacturing · KA postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
DAVID OGILVIE ENGINEERING LIMITED→ SC165185 · est 1996 · no financials extracted	—	—	—	—	29y	—	—
DKJ AIR LTD→ SC878729 · est 2026 · no financials extracted	—	—	—	—	—	—	—
FASTRIDER LIMITED→ SC212555 · est 2000 · no financials extracted	—	—	—	—	25y	—	—
FLEMWELD LTD→ SC506806 · est 2015 · no financials extracted	—	—	—	—	10y	—	—
FORGE SOFT FURNISH LTD→ SC847879 · est 2025 · no financials extracted	—	—	—	—	—	—	—
FRANKLIN CLARK MEDIA LIMITED→ SC574500 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
FRST PROPERTY DEVELOPMENTS LIMITED→ SC626208 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
GCR BODYWORKS LTD→ SC837483 · est 2025 · no financials extracted	—	—	—	—	1y	—	—
GG41 LTD→ SC851188 · est 2025 · no financials extracted	—	—	—	—	—	—	—
GIRARD INDUSTRIES EUROPE LIMITED→ SC101084 · est 1986 · no financials extracted	—	—	—	—	39y	—	—
GJM PRINTING LTD→ SC552808 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
GKAROUZAKIS AIRCRAFT ENGINEERING SERVICES LTD→ SC848913 · est 2025 · no financials extracted	—	—	—	—	—	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1978-03-07

Jurisdictionscotland

Primary SIC32120 — SIC 32120

Registered office

Unit 37 Kyle Road Industrial Est

Irvine

Ayrshire

KA12 8LE

Filing status

Accounts

Next due: 2026-09-30

Last made up to: 2024-12-31

Confirmation statement

Next due: 2026-06-14

Last: 2025-05-31