HARRY EMSLIE FARMERS LIMITED

🌳Matureactive

SC063546 · ltd · incorporated 1977-11-23

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Nov 2024

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds

Sector: Agriculture, forestry & fishing

ALSO REGISTERED FOR

01450SIC 01450

Investor take

Pursue

Active trading company with a 60-year-old founder — textbook succession opportunity.

Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (70/100, director aged 60). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 7 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

12 live charges · 7 lenders · oldest 48.3y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 48.3 years old — likely at or near maturity.
· 7 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (72/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 2 SIC codes, incorporation date

100

Financials

1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed

Lenders & charges

12 charges (12/12 with lender, 12/12 with type)

Directors & officers

6 officers (3 active, 6 linked, 4 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

3 connected companies via shared directors

Filing history

140 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Key financials

1 year extracted from filed iXBRL accounts

Cash

—

Net Worth

—

Current Assets

—

Current Liabilities

—

Financials

Extracted from Companies House accounts · FRS 102

Metric	2024-11-28
Average employees	200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

• 2 gazette
• 1 accounts

Last 180 days

filings

• 2 gazette
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (47 events)Click to expand

2026-01-31
📄
gazette-filings-brought-up-to-date
gazette · DISS40
2026-01-29
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-27
📄
gazette-notice-compulsory
gazette · GAZ1
2025-08-25
📄
change-account-reference-date-company-previous-shortened
accounts · AA01
2024-08-28
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-03-04
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2023-09-27
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2023-07-21
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-05
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-07-05
🔓
Charge satisfied #11
2023-07-05
🔓
Charge satisfied #9
2023-07-05
🔓
Charge satisfied #8
2023-02-04
📄
mortgage-satisfy-charge-full
mortgage · MR04
2023-02-04
🔓
Charge satisfied #12
2022-11-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-04
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-05-25
🔒
Charge registered #12
Lender: Soho Green Pcc Limited/Cell J
2022-01-20
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-01-17
🔒
Charge registered #11
Lender: Grosvenor Funding LTD
2021-10-06
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-17
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-09-17
🔒
Charge registered #10
Lender: Grosvenor Funding LTD
2021-08-30
🔒
Charge registered #9
Lender: Grosvenor Funding LTD
2021-06-18
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-25
📄
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-05-28
🔒
Charge registered #8
Lender: Grosvenor Funding Limited
2020-05-01
🔓
Charge satisfied #1
2020-03-03
➕
SERVICE, Jacqueline Martin appointed
secretary
2020-03-03
➖
EMSLIE, Mary Kay resigned
secretary
2020-03-03
➖
EMSLIE, Mary Kay resigned
director
2017-11-21
🔒
Charge registered #7
Lender: Hsbc Bank PLC
2017-10-10
🔒
Charge registered #6
Lender: Hsbc Bank PLC
2012-05-17
🔓
Charge satisfied #5
2012-05-17
🔓
Charge satisfied #4
2012-04-25
🔓
Charge satisfied #3
2011-09-29
➕
SERVICE, Jacqueline Martin appointed
director
2008-06-09
➕
EMSLIE, Harry John appointed
director
2008-06-09
➖
EMSLIE, Harry William resigned
director
2008-05-23
🔓
Charge satisfied #2
2008-05-12
🔒
Charge registered #5
Lender: Royal Bank of Scotland PLC
2007-03-14
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC
2007-02-05
🔒
Charge registered #3
Lender: The Royal Bank of Scotland PLC
1978-06-23
🔒
Charge registered #2
Lender: Clydesdale Bank Public Limited Company
1978-01-13
🔒
Charge registered #1
Lender: Clydesdale Bank Public Limited Company
1977-11-23
🏢
Company incorporated
As HARRY EMSLIE FARMERS LIMITED

Owner dependency

91/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
+Founder name in company name: Company name contains director surname "EMSLIE" — strong identity link between founder and business.
+Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 60 — approaching natural succession window.

Succession & seller-readiness

69/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
secondary12+ year tenure: Director in role 18 years.
secondaryStable-but-static management: Company is 48 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Mrs Jacqueline Martin Service Individual · British · DOB 05/1966 · age 60	—	—	sig. influencesignificant influence	06/04/2016
Harry John Emslie Individual · British · DOB 07/1970 · age 56	—	—	sig. influencesignificant influence	06/04/2016

1 historic (ceased) PSC

Mary Kay Emslieceased 20/02/2024· 50-75% shares

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Agriculture · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
FYVIE ESTATE MANAGEMENT COMPANY LIMITED→ SC052080 · est 1972 · no financials extracted	—	—	—	—	53y	—	—
GRAMPIAN AGRICULTURAL SERVICES LTD.→ SC294646 · est 2005 · no financials extracted	—	—	—	—	20y	—	—
GROUND BOUND LTD→ SC853435 · est 2025 · no financials extracted	—	—	—	—	—	—	—
GROW GREENER LTD→ SC663559 · est 2020 · no financials extracted	—	—	—	—	5y	—	—
HAPPY HOG LTD→ SC713332 · est 2021 · no financials extracted	—	—	—	—	4y	—	—
HAULKERTON FARMS LIMITED→ SC173136 · est 1997 · no financials extracted	—	—	—	—	29y	—	—
HEADSHOT LIMITED→ SC255042 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
HEATHER SPRIG LIMITED→ SC107594 · est 1987 · no financials extracted	—	—	—	—	38y	—	—
HERMOSA VIEW LIMITED→ SC627556 · est 2019 · no financials extracted	—	—	—	—	7y	—	—
IAIN MCLEAN LIMITED→ SC248046 · est 2003 · no financials extracted	—	—	—	—	22y	—	—
IAN CRUICKSHANK (POTATOES) LIMITED→ SC088908 · est 1984 · no financials extracted	—	—	—	—	41y	—	—
IAN G DONALD (POTATOES) LTD→ SC331783 · est 2007 · no financials extracted	—	—	—	—	18y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated1977-11-23

Jurisdictionscotland

Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds

Registered office

Brae Of Coynach

Clola

Peterhead

AB42 5DD

Scotland

Filing status

Accounts

Next due: 2026-08-27

Last made up to: 2024-11-28

Confirmation statement

Next due: 2026-10-04

Last: 2025-09-20

Officers (3 active · 3 resigned)

SERVICE, Jacqueline Martin→

secretary · appointed 2020-03-03

View their other companies + combined net worth →

Active

EMSLIE, Harry John→

director · ~56y · appointed 2008-06-09

View their other companies + combined net worth →

Active

SERVICE, Jacqueline Martin→

director · ~60y · appointed 2011-09-29

View their other companies + combined net worth →

Active

EMSLIE, Mary Kay→

secretary · resigned 2020-03-03

Resigned

EMSLIE, Harry William→

director · ~86y · resigned 2008-06-09

Resigned

EMSLIE, Mary Kay→

director · ~82y · resigned 2020-03-03

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:12 of 12 shown

		Type	Properties
satisfied	Soho Green Pcc /Cell J Soho Green Pcc Limited/Cell J	A registered charge	1 property	25/05/2022	04/02/2023
satisfied	Grosvenor Funding Grosvenor Funding LTD	A registered charge	1 property	17/01/2022	05/07/2023
outstanding	Grosvenor Funding Grosvenor Funding LTD	A registered charge	1 property	17/09/2021	—
satisfied	Grosvenor Funding Grosvenor Funding LTD	A registered charge	—	30/08/2021	05/07/2023
satisfied	Grosvenor Funding Grosvenor Funding Limited	A registered charge	1 property	28/05/2020	05/07/2023
outstanding	HSBC Hsbc Bank PLC	A registered charge	1 property	21/11/2017	—
outstanding	HSBC Hsbc Bank PLC	A registered charge	1 property	10/10/2017	—
satisfied	Lloyds Banking Group Royal Bank of Scotland PLC	Standard security	3 properties	12/05/2008	17/05/2012
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Standard security	1 property	14/03/2007	17/05/2012
satisfied	Lloyds Banking Group The Royal Bank of Scotland PLC	Bond & floating charge	1 property	05/02/2007	25/04/2012
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Standard security	1 property	23/06/1978	23/05/2008
satisfied	Virgin Money Clydesdale Bank Public Limited Company	Floating charge	1 property	13/01/1978	01/05/2020

Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (140 total)

gazette-filings-brought-up-to-date

gazette · DISS40

2026-01-31

accounts-with-accounts-type-total-exemption-full

accounts · AA

2026-01-29

gazette-notice-compulsory

gazette · GAZ1

2026-01-27

confirmation-statement-with-no-updates

confirmation-statement · CS01

2025-10-13

change-account-reference-date-company-previous-shortened

accounts · AA01

2025-08-25

confirmation-statement-with-updates

confirmation-statement · CS01

2024-10-03

accounts-with-accounts-type-total-exemption-full

accounts · AA

2024-08-28

cessation-of-a-person-with-significant-control

persons-with-significant-control · PSC07

2024-03-04

confirmation-statement-with-no-updates

confirmation-statement · CS01

2023-09-29

change-registered-office-address-company-with-date-old-address-new-address

address · AD01

2023-09-27

accounts-with-accounts-type-total-exemption-full

accounts · AA

2023-07-21

mortgage-satisfy-charge-full

mortgage · MR04

2023-07-05

mortgage-satisfy-charge-full

mortgage · MR04

2023-07-05

mortgage-satisfy-charge-full

mortgage · MR04

2023-07-05

mortgage-satisfy-charge-full

mortgage · MR04

2023-02-04