BORDER TRAVEL SERVICES LIMITED
🌳Matureactive
SC060888 · ltd · incorporated 1976-10-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Dec 2024
Net worth
£2.35M
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Travel agency activities
Sector: Administrative & support services
Investor take
PursueActive trading company with a 94-year-old founder — textbook succession opportunity.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 94). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
6 live charges · 2 lenders · oldest 45.4y
30/100
under pressure
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 45.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Cashflow trend is negative — lender view likely cautious.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
5 officers (2 active, 5 linked, 3 with DOB)
82
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
125 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £2,352,552
Net assets shrinking
Down £1,595,289 YoY
Cash YoY
-27%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£3.4m
↓ 27% YoY
Net Worth
£2.4m
↓ 40% YoY
Current Assets
£3.5m
↓ 28% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-12-01 | 2023-12-01 |
|---|---|---|
| Total assets | £2.36M | £3.95M |
| Current assets | £3.47M | £4.80M |
| Cash | £3.41M | £4.69M |
| Debtors | £63.1k | £111.6k |
| Net assets | £2.35M | £3.95M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 persons-with-significant-control
Counts from Companies House filing history.
Corporate timeline (35 events)Click to expand
- 2025-12-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2025-12-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-09-22📄capital-return-purchase-own-sharescapital · SH03
- 2025-06-16📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-12📄capital-cancellation-sharescapital · SH06
- 2024-12-03📄resolutionresolution · RESOLUTIONS
- 2024-12-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-12-03📄statement-of-companys-objectschange-of-constitution · CC04
- 2024-12-03📄memorandum-articlesincorporation · MA
- 2024-12-03📄resolutionresolution · RESOLUTIONS
- 2024-06-27📄accounts-with-accounts-type-smallaccounts · AA
- 2024-01-05📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-03➕MCKNIGHT, Alexa May appointeddirector
- 2023-07-13📄accounts-with-accounts-type-smallaccounts · AA
- 2022-12-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-12-13🔒Charge registered #6Lender: The Royal Bank of Scotland PLC
- 2022-06-15📄accounts-with-accounts-type-smallaccounts · AA
- 2022-01-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-24📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2021-12-31➖RAFFERTY, Catherine Anne Kerr resigneddirector
- 2021-06-14📄accounts-with-accounts-type-smallaccounts · AA
- 2020-07-08📄accounts-with-accounts-type-smallaccounts · AA
- 2020-05-25➖MCCALL, Kenneth, Mr. resignedsecretary
- 2012-05-08➕MCCALL, Kenneth, Mr. appointedsecretary
- 2012-05-08➖RAFFERTY, Catherine Anne Kerr resignedsecretary
- 2004-01-31🔓Charge satisfied #4
- 2004-01-23🔓Charge satisfied #5
- 2004-01-22🔓Charge satisfied #1
- 1996-06-14🔒Charge registered #5Lender: The Royal Bank of Scotland PLC
- 1996-03-07🔒Charge registered #4Lender: Dumfries and Galloway Enterprise Company Limited
- 1988-04-07🔒Charge registered #2Lender: The Royal Bank of Scotland PLC
- 1987-06-09🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1986-11-25🔓Charge satisfied #3
- 1980-11-24🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1976-10-11🏢Company incorporatedAs BORDER TRAVEL SERVICES LIMITED
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 94 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 94 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Border Travel Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Border Travel Holdings Limited
Corporate parent · holds 75-100% shares · board control
⬇
BORDER TRAVEL SERVICES LIMITED
This company · SC060888
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Border Travel Holdings Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 01/12/2025 |
2 historic (ceased) PSCs
- Miss Catherine Anne Kerr Raffertyceased 31/12/2021· significant influence
- Mr Christopher Halliday Mcghieceased 01/12/2025· 75-100% shares · 75-100% voting · board control
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 5 HILLS FITNESS LIMITED→ SC777661 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| AF LUXE TRAVEL LTD→ SC848696 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BIGGAR ARTS LIMITED→ SC646453 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BOLD COMPETITIONS LTD→ SC858536 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| BUNBURY BANTER CIC→ SC622520 · est 2019 · no financials extracted | — | — | — | — | 7y | — | — |
| C L GOLF LIMITED→ SC763436 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| CASTLEHOLM COMMUNITY TRUST→ SC777834 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| COMLONGON ESTATE LIMITED→ SC384422 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| CONSTELLATION POINTS LTD.→ SC514154 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CREATION MILL C.I.C.→ SC715640 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| CREATIVE PLACEMAKERS CIC→ SC851123 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CREATIVE RURAL ART WORKSHOPS CIC→ SC863863 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1976-10-11
Jurisdictionscotland
Primary SIC79110 — Travel agency activities
Registered office
15 Castle Street
Dumfries
DG1 1BJ
Filing status
Accounts
Next due: 2026-09-01
Last made up to: 2024-12-01
Confirmation statement
Next due: 2026-07-16
Last: 2025-07-02
Officers (2 active · 3 resigned)
Active
MCKNIGHT, Alexa May→
Activedirector · ~65y · appointed 2024-01-03
View their other companies + combined net worth →
MCCALL, Kenneth, Mr.→
Resignedsecretary · appointed 2012-05-08 · resigned 2020-05-25
RAFFERTY, Catherine Anne Kerr→
Resignedsecretary · resigned 2012-05-08
RAFFERTY, Catherine Anne Kerr→
Resigneddirector · ~94y · resigned 2021-12-31
Click a director name to see their full track record across all companies.
Mortgages & charges
6
Total charges
2
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 13/12/2022 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 14/06/1996 | 23/01/2004 | |
| satisfied | Dumfries and Galloway Enterprise Company Dumfries and Galloway Enterprise Company Limited | Standard security | 1 property | 07/03/1996 | 31/01/2004 | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 07/04/1988 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 09/06/1987 | 22/01/2004 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Letter of agreement | 1 property | 24/11/1980 | 25/11/1986 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (125 total)
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2025-12-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-12-02
capital-return-purchase-own-shares
capital · SH03
2025-09-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-02
accounts-with-accounts-type-small
accounts · AA
2025-06-16
confirmation-statement
confirmation-statement · CS01
2024-12-31
capital-cancellation-shares
capital · SH06
2024-12-12
resolution
resolution · RESOLUTIONS
2024-12-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-12-03
statement-of-companys-objects
change-of-constitution · CC04
2024-12-03
memorandum-articles
incorporation · MA
2024-12-03
resolution
resolution · RESOLUTIONS
2024-12-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-24
accounts-with-accounts-type-small
accounts · AA
2024-06-27
appoint-person-director-company-with-name-date
officers · AP01
2024-01-05