BUILDING CRAFTSMEN (DUMFRIES) LIMITED
- 41202Construction of domestic buildings
- 42990Construction of other civil engineering projects n.e.c.
Opportunity 77/100 (strong), bankability 67/100. Strong seller-intent signal (78/100, director aged 68). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (73/100).
Refinance opportunity
5 live charges · 5 lenders · oldest 37.1y
Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.
- · Oldest live charge is 37.1 years old — likely at or near maturity.
- · 5 lenders named — inter-creditor friction likely.
- · Distress signals active — lender appetite narrows.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-08-31 | 2023-08-31 |
|---|---|---|
| Total assets | £5.07M | £4.69M |
| Current assets | £8.86M | £8.31M |
| Cash | £1.37M | £1.49M |
| Debtors | £1.60M | £1.52M |
| Net assets | £5.01M | £4.60M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Corporate timeline (30 events)Click to expand
- 2025-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-17📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-17🔓Charge satisfied #2
- 2024-05-03📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-05-11📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-07-26📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-07-26🔓Charge satisfied #3
- 2022-05-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-05-05📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-06-05📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-06-05🔓Charge satisfied #1
- 2019-05-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-04-11📄mortgage-satisfy-charge-fullmortgage · MR04
- 2019-04-11🔓Charge satisfied #5
- 2018-05-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-03-30📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-03-27🔒Charge registered #5Lender: Stuart Hamilton
- 2018-02-16📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2018-01-30🔒Charge registered #4Lender: Certas Energy UK Limited
- 2017-05-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2017-04-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2017-04-06🔒Charge registered #3Lender: Baroness Herries of Terregles
- 2012-12-19🔒Charge registered #2Lender: R&D Construction Group LTD
- 2008-07-07➖HEWITSON, David resignedsecretary
- 1995-07-26➕HEWITSON, David appointedsecretary
- 1995-07-26➖HEWITSON, William James resignedsecretary
- 1995-07-26➖HEWITSON, David resigneddirector
- 1989-02-27🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 1974-08-08🏢Company incorporatedAs BUILDING CRAFTSMEN (DUMFRIES) LIMITED
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Sole director: Only one active director — all governance concentrated on one person.
- +Founder age: Director aged approximately 68 — succession pressure is live.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 68. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 52 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr William James Hewitson Individual · Scottish · DOB 08/1958 · age 68 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (1 active · 3 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Stuart Hamilton / Thomas (Otherwise Tom) Brian Hogan | A registered charge | 1 property | 27/03/2018 | 11/04/2019 | |
| outstanding | Certas Energy UK Certas Energy UK Limited | A registered charge | 1 property | 30/01/2018 | — | |
| satisfied | Baroness Herries of Terregles | A registered charge | 1 property | 06/04/2017 | 26/07/2022 | |
| satisfied | R&D Construction Group R&D Construction Group LTD | Standard security | 1 property | 19/12/2012 | 17/04/2025 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 27/02/1989 | 05/06/2019 |