BANNERMAN COMPANY LIMITED
🌳Matureactive
SC047742 · ltd · incorporated 1970-07-20
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueActive trading company with a 84-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 84). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
4 live charges · 4 lenders · oldest 43.7y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 43.7 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
4 officers (4 active, 4 linked, 3 with DOB)
85
Ownership & PSC
2 active PSC(s) of 3 total, 3 with control declared
90
Director network
6 connected companies via shared directors
63
Filing history
108 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2025-10-31📄accounts-with-accounts-type-groupaccounts · AA
- 2024-11-07📄accounts-with-accounts-type-groupaccounts · AA
- 2024-09-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-09-13🔒Charge registered #4Lender: Wkn Sallachy Limited
- 2023-11-07📄accounts-with-accounts-type-groupaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-groupaccounts · AA
- 2022-01-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-11🔒Charge registered #3Lender: Energyfarm UK Lairg LLP
- 2021-11-02📄accounts-with-accounts-type-groupaccounts · AA
- 2021-05-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2021-05-19🔒Charge registered #2Lender: Garvary Wind Farm Limited (09749336)
- 2020-11-16📄accounts-with-accounts-type-groupaccounts · AA
- 2020-07-27📄mortgage-satisfy-charge-fullmortgage · MR04
- 2020-07-27🔓Charge satisfied #1
- 2020-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2020-01-16📄change-person-secretary-company-with-change-dateofficers · CH03
- 2020-01-16📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-31📄accounts-with-accounts-type-groupaccounts · AA
- 2019-01-11📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2019-01-11📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2017-03-10➕BANNERMAN, Ross Mackenzie appointeddirector
- 1982-08-20🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1970-07-20🏢Company incorporatedAs BANNERMAN COMPANY LIMITED
Owner dependency
88/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Founder name in company name: Company name contains director surname "BANNERMAN" — strong identity link between founder and business.
- +Founder age: Director aged approximately 84 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
70/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 84 years old. Natural succession window is now.
- secondaryStable-but-static management: Company is 56 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Robert Ross Bannerman Individual · British · DOB 07/1944 · age 82 | 25–50% | — | 25-50% shares | 01/02/2018 |
Mr Iain Alasdair Banneman Individual · British · DOB 10/1942 · age 84 | 25–50% | — | 25-50% shares | 01/07/2016 |
1 historic (ceased) PSC
- Bannerman Seafoods Ltdceased 01/02/2018· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| BRYANT GROUP (SCOTLAND) LIMITED→ SC175930 · est 1997 · no financials extracted | — | — | — | — | 28y | — | — |
| C MOR MECHANICAL LTD→ SC719497 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CAMERON CARNEGIE CONSULTING LTD→ SC436432 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| CATOE/BROWN ARCHITECTURE & LANDSCAPE STUDIO LTD→ SC722472 · est 2022 · no financials extracted | — | — | — | — | 4y | — | — |
| CEEFOX LTD→ SC868727 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| CHISCOT LIMITED→ SC126291 · est 1990 · no financials extracted | — | — | — | — | 35y | — | — |
| CLASHACH CONTROLS LTD→ SC515139 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| CMM ACCOUNTANCY (INVERNESS) LIMITED→ SC279223 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| COLIN ARMSTRONG ARCHITECTS LTD→ SC530753 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| COSMIC LATTE LTD→ SC776773 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| CRAIG WOOD SOLICITORS LTD→ SC483355 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| CRBSUBSEA LIMITED→ SC873703 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated1970-07-20
Jurisdictionscotland
Primary SIC70100 — Activities of head offices
Registered office
2 Knockbreck Road The Burgage
Tain
Ross-Shire
IV19 1BW
Filing status
Accounts
Next due: 2026-10-31
Last made up to: 2025-01-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31
Officers (4 active · 0 resigned)
Active
Active
Active
BANNERMAN, Ross Mackenzie→
Activedirector · ~53y · appointed 2017-03-10
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
3
Outstanding
3
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Wkn Sallachy Wkn Sallachy Limited | A registered charge | 1 property | 13/09/2024 | — | |
| outstanding | Energyfarm UK Lairg Energyfarm UK Lairg LLP | A registered charge | 1 property | 11/01/2022 | — | |
| outstanding | Garvary Wind Farm (09749336) Garvary Wind Farm Limited (09749336) | A registered charge | 1 property | 19/05/2021 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Letter of offset | 1 property | 20/08/1982 | 27/07/2020 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (108 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-12
accounts-with-accounts-type-group
accounts · AA
2025-10-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-15
accounts-with-accounts-type-group
accounts · AA
2024-11-07
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-09-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-12
accounts-with-accounts-type-group
accounts · AA
2023-11-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-13
accounts-with-accounts-type-group
accounts · AA
2022-10-31
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-01-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-12
accounts-with-accounts-type-group
accounts · AA
2021-11-02
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2021-05-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-01-13
accounts-with-accounts-type-group
accounts · AA
2020-11-16