CRUDEN INVESTMENTS LIMITED

🌳Matureactive

SC044986 · ltd · incorporated 1967-09-19

Investment thesis

Established operating company — standard diligence applies, no dominant angle.

Why interesting: Live, filing, normal profile.

Why risky: No standout signals in either direction.

🔒Estimated value

—

Upgrade to see

Turnover

—

not disclosed

Net worth

—

book net assets

Opportunity

79/100

Strong

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What this business does

Primary activity: Activities of head offices

Sector: Professional, scientific & technical

Investor take

Pursue

Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 79/100 (strong), bankability 67/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

7 live charges · 3 lenders · oldest 43.6y

35/100

too messy

Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.

· Oldest live charge is 43.6 years old — likely at or near maturity.
· 3 lenders named — inter-creditor friction likely.
· Legal-friction score 40/100 — workable, but lender will want more DD.

Data confidence

Overall: medium (61/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

No iXBRL financials extracted

Lenders & charges

7 charges (7/7 with lender, 7/7 with type)

Directors & officers

15 officers (5 active, 15 linked, 13 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

25 connected companies via shared directors

Filing history

197 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

79/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 3 mortgage
• 2 officers
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (50 events)Click to expand

2026-01-05
📄
accounts-with-accounts-type-group
accounts · AA
2025-12-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2025-12-06
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-12-03
📄
mortgage-alter-floating-charge-with-number
mortgage · 466(Scot)
2025-11-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-27
📄
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-11-21
➕
LYNES, Fraser appointed
director
2025-11-21
➖
BISSETT, Graeme resigned
director
2025-11-21
🔒
Charge registered #7
Lender: Bgf Nominees Limited (As Security Trustee for the Beneficiaries)
2024-10-09
📄
accounts-with-accounts-type-group
accounts · AA
2023-12-22
📄
accounts-with-accounts-type-group
accounts · AA
2022-10-17
📄
accounts-with-accounts-type-group
accounts · AA
2022-09-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2022-09-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-21
➕
SIMPSON, Steven George appointed
director
2022-09-21
➖
HATHORN, Alexander Michael resigned
director
2022-02-02
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2021-12-20
📄
accounts-with-accounts-type-group
accounts · AA
2021-11-19
📄
change-person-director-company-with-change-date
officers · CH01
2021-11-19
📄
change-person-director-company-with-change-date
officers · CH01
2020-10-28
📄
accounts-with-accounts-type-group
accounts · AA
2020-03-06
📍
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2019-11-27
📄
accounts-with-accounts-type-group
accounts · AA
2019-04-18
🔓
Charge satisfied #3
2019-03-13
➕
HAGGERTY, Euan James Edward appointed
director
2016-05-01
➕
BISSETT, Graeme appointed
director
2016-03-09
➖
LOW, Alistair James resigned
director
2016-03-09
➖
ROWLEY, Michael John resigned
director
2014-06-26
➕
DIMOND, Paula appointed
secretary
2014-06-26
➖
FAIRCLOUGH, Stuart Thomas resigned
secretary
2011-03-31
➖
MATTHEWS, Malcolm Robert Angus resigned
director
2009-08-25
➖
LESSELS, Norman resigned
director
2002-09-01
➕
HATHORN, Alexander Michael appointed
director
2002-05-24
➖
DOUGLAS, William Robin resigned
director
2002-03-31
➖
KIRKLAND, John Sutherland Gunn resigned
director
2001-08-01
➕
LOW, Alistair James appointed
director
1999-01-01
➕
REID, Kevin David appointed
director
1998-10-16
🔒
Charge registered #6
Lender: The Royal Bank of Scotland PLC
1995-08-16
🔓
Charge satisfied #5
1993-09-01
➖
BRIAN, Edward Arthur resigned
director
1993-09-01
➕
LESSELS, Norman appointed
director
1993-08-24
🔓
Charge satisfied #2
1993-08-24
🔓
Charge satisfied #1
1987-04-27
🔓
Charge satisfied #4
1986-10-17
🔒
Charge registered #5
Lender: The Royal Bank of Scotland PLC
1986-10-16
🔒
Charge registered #4
Lender: The Royal Bank of Scotland PLC
1986-02-04
🔒
Charge registered #3
Lender: The British Linen Bank Limited
1982-09-09
🔒
Charge registered #2
Lender: The Royal Bank of Scotland PLC
1982-09-09
🔒
Charge registered #1
Lender: The Royal Bank of Scotland PLC
1967-09-19
🏢
Company incorporated
As CRUDEN INVESTMENTS LIMITED

Owner dependency

58/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-4 active directors: Broader management team in place — suggests transferable governance.
+Long-tenure founder: Senior director has been in place 27 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

60/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primary20+ year tenure: Director in role 27 years. Very long tenure is a classic succession signal.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 med ·

Charge satisfaction-then-recreation pattern

medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Cruden Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️

Cruden Holdings Limited

Corporate parent · holds 75-100% shares · board control

ultimate parent

⬇

CRUDEN INVESTMENTS LIMITED

This company · SC044986

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Cruden Holdings Limited Corporate entity	75–100%	25–50%	board control75-100% shares · 75-100% voting · board control	06/04/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

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Company details

Statusactive

Typeltd

Incorporated1967-09-19

Jurisdictionscotland

Primary SIC70100 — Activities of head offices

Registered office

16 Walker Street

Edinburgh

EH3 7LP

Scotland

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-09-26

Last: 2025-09-12