MARCLIFFE HOTEL LIMITED

🌳Matureactive
SC034990 · ltd · incorporated 1960-03-14
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
Upgrade to see
Turnover
£4.99M
year to Feb 2024
Net worth
book net assets
Opportunity
78/100
Strong
🔔
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What this business does
Primary activity: Hotels and similar accommodation
Sector: Accommodation & food service
Investor take
Pursue
Active trading company with a 86-year-old founder — textbook succession opportunity.

Opportunity 78/100 (strong), bankability 77/100. Strong seller-intent signal (73/100, director aged 86). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 5 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (45/100).

🏦

Refinance opportunity

14 live charges · 5 lenders · oldest 46.5y

25/100
too messy

Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.

  • · Oldest live charge is 46.5 years old — likely at or near maturity.
  • · 5 lenders named — inter-creditor friction likely.
  • · Legal-friction score 53/100 (high).

Data confidence

Overall: medium (75/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
14 charges (14/14 with lender, 14/14 with type)
90
Directors & officers
16 officers (7 active, 16 linked, 13 with DOB)
86
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
12 connected companies via shared directors
81
Filing history
161 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Loss-making
Loss before tax £674,877

Key financials

1 year extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-02-28
Turnover£4.99M
Gross profit£3.87M
Operating profit£-419.4k
Profit before tax£-674.9k
Average employees19400

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 confirmation-statement
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (74 events)Click to expand
  1. 2026-01-06
    📄
    accounts-with-accounts-type-full
    accounts · AA
  2. 2025-03-13
    HARRIS, Gary appointed
    director
  3. 2025-03-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  4. 2024-11-27
    📄
    accounts-with-accounts-type-full
    accounts · AA
  5. 2024-08-13
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  6. 2024-08-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  7. 2024-08-09
    MILNE, Gillian, Lady appointed
    director
  8. 2024-08-09
    MAIN, William Edwards resigned
    director
  9. 2024-07-31
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  10. 2024-07-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  11. 2024-07-29
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  12. 2024-07-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  13. 2024-07-24
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  14. 2024-07-24
    🔓
    Charge satisfied #19
  15. 2024-07-24
    🔓
    Charge satisfied #18
  16. 2024-07-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  17. 2024-07-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  18. 2024-07-10
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  19. 2024-07-10
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  20. 2024-07-10
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  21. 2024-07-10
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  22. 2024-07-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  23. 2024-07-10
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  24. 2024-07-10
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  25. 2024-07-10
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  26. 2024-07-01
    CARTER, John Stephen appointed
    director
  27. 2024-07-01
    GERRARD, Gary James appointed
    director
  28. 2024-06-28
    LOWDEN, Julie Thain appointed
    secretary
  29. 2024-06-28
    MILNE, James Smith, Sir appointed
    director
  30. 2024-06-28
    MITCHELL, Paul Watt appointed
    director
  31. 2024-06-28
    STRONACHS SECRETARIES LIMITED resigned
    corporate-secretary
  32. 2024-06-28
    MAIN, William Edwards appointed
    director
  33. 2024-06-28
    SPENCE, Greg Stewart resigned
    director
  34. 2024-06-28
    SPENCE, Ross John resigned
    director
  35. 2024-06-18
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  36. 2024-06-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  37. 2024-06-14
    📄
    mortgage-satisfy-charge-full
    mortgage · MR04
  38. 2024-06-14
    🔓
    Charge satisfied #12
  39. 2024-06-14
    🔓
    Charge satisfied #9
  40. 2024-06-14
    🔓
    Charge satisfied #8
  41. 2024-06-14
    🔓
    Charge satisfied #4
  42. 2024-06-14
    🔓
    Charge satisfied #2
  43. 2021-02-19
    SPENCE, John Stewart resigned
    director
  44. 2020-08-21
    🔓
    Charge satisfied #21
  45. 2020-08-21
    🔓
    Charge satisfied #20
  46. 2020-08-21
    🔓
    Charge satisfied #14
  47. 2020-02-14
    MILNE, Calum Christie resigned
    director
  48. 2018-08-01
    MILNE, Calum Christie appointed
    director
  49. 2018-08-01
    SPENCE, Greg Stewart appointed
    director
  50. 2018-08-01
    SPENCE, Ross John appointed
    director
Showing most recent 50 of 74 events

Owner dependency

63/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • -6 active directors: Broader management team in place — suggests transferable governance.
  • +Founder age: Director aged approximately 86 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

60/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 86 years old. Natural succession window is now.

Red flags

1 med ·
Charge satisfaction-then-recreation pattern
medium

Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.

Group structure

Balmoral Group Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Balmoral Group Holdings Limited
Corporate parent · holds 75-100% shares · board control
ultimate parent
MARCLIFFE HOTEL LIMITED
This company · SC034990

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Balmoral Group Holdings Limited
Corporate entity
75100%
75–100%board control75-100% shares · 75-100% voting · board control28/06/2024
2 historic (ceased) PSCs
  • Pitfodels Holdings Limitedceased 28/06/2024· 75-100% shares · 75-100% voting · board control
  • Molise Limitedceased 11/06/2024· 75-100% shares · 75-100% voting · board control

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1960-03-14
Jurisdictionscotland
Primary SIC55100 — Hotels and similar accommodation

Registered office

Balmoral Park
Loirston
Aberdeen
AB12 3GY
Scotland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2027-01-14
Last: 2025-12-31

Officers (7 active · 9 resigned)

LOWDEN, Julie Thain
secretary · appointed 2024-06-28
View their other companies + combined net worth →
Active
CARTER, John Stephen
director · ~78y · appointed 2024-07-01
View their other companies + combined net worth →
Active
GERRARD, Gary James
director · ~61y · appointed 2024-07-01
View their other companies + combined net worth →
Active
HARRIS, Gary
director · ~39y · appointed 2025-03-13
View their other companies + combined net worth →
Active
MILNE, Gillian, Lady
director · ~57y · appointed 2024-08-09
View their other companies + combined net worth →
Active
MILNE, James Smith, Sir
director · ~86y · appointed 2024-06-28
View their other companies + combined net worth →
Active
MITCHELL, Paul Watt
director · ~57y · appointed 2024-06-28
View their other companies + combined net worth →
Active
STRONACHS
corporate-nominee-secretary · resigned 2008-05-05
Resigned
STRONACHS SECRETARIES LIMITED
corporate-secretary · appointed 2008-05-05 · resigned 2024-06-28
Resigned
DONALD, Ian Richard
director · ~75y · appointed 1993-11-26 · resigned 1998-08-04
Resigned
MAIN, William Edwards
director · ~68y · appointed 2024-06-28 · resigned 2024-08-09
Resigned
MILNE, Calum Christie
director · ~54y · appointed 2018-08-01 · resigned 2020-02-14
Resigned
SPENCE, Greg Stewart
director · ~49y · appointed 2018-08-01 · resigned 2024-06-28
Resigned
SPENCE, John Stewart
director · ~79y · resigned 2021-02-19
Resigned
SPENCE, Ross John
director · ~46y · appointed 2018-08-01 · resigned 2024-06-28
Resigned
SPENCE, Sheila Elizabeth
director · ~76y · resigned 1998-08-04
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

14
Total charges
0
Outstanding
0
Active lenders
Status:Lender:14 of 14 shown
TypeProperties
satisfied
Scottish & Newcastle
Scottish & Newcastle PLC
Standard security1 property06/01/199521/08/2020
satisfied
Scottish & Newcastle
Scottish & Newcastle PLC
Floating charge1 property30/12/199421/08/2020
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property14/12/199324/07/2024
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Floating charge1 property29/11/199324/07/2024
satisfied
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries PLC
Standard security1 property15/05/199106/01/1994
satisfied
Scottish & Newcastle Breweries
Scottish & Newcastle Breweries PLC
Floating charge1 property13/05/199121/08/2020
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property30/06/198814/06/2024
satisfied
Tennent Caledonian Breweries
Tennent Caledonian Breweries LTD
Standard security1 property28/09/198414/06/2024
satisfied
Tennent Caledonian Breweries
Tennent Caledonian Breweries LTD
Standard security1 property28/09/198414/06/2024
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security2 properties02/03/198306/01/1994
satisfied
Tennent Caledonian Breweries
Tennent Caledonian Breweries LTD
Standard security1 property15/12/198014/06/2024
satisfied
Tennent Caledonian Breweries
Tennent Caledonian Breweries LTD
Bond & floating charge1 property02/12/198024/12/1990
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property01/02/198014/06/2024
satisfied
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property07/11/197910/01/1994

Recent filings (161 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-01-08
accounts-with-accounts-type-full
accounts · AA
2026-01-06
appoint-person-director-company-with-name-date
officers · AP01
2025-03-13
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-16
accounts-with-accounts-type-full
accounts · AA
2024-11-27
appoint-person-director-company-with-name-date
officers · AP01
2024-08-13
termination-director-company-with-name-termination-date
officers · TM01
2024-08-13
change-account-reference-date-company-current-extended
accounts · AA01
2024-07-31
appoint-person-director-company-with-name-date
officers · AP01
2024-07-29
appoint-person-director-company-with-name-date
officers · AP01
2024-07-29
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-24
mortgage-satisfy-charge-full
mortgage · MR04
2024-07-24
appoint-person-director-company-with-name-date
officers · AP01
2024-07-10
termination-director-company-with-name-termination-date
officers · TM01
2024-07-10
termination-director-company-with-name-termination-date
officers · TM01
2024-07-10