BALNAKEILLY HOLDINGS LIMITED

🌳Matureactive
SC034487 · ltd · incorporated 1959-10-27
Investment thesis
Property vehicle with a workable charge structure — clean refinance potential.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Dependent on title and valuation due diligence; standard property risks.
Why now
Window steady · low confidence
Stable recent picture — watch for any upcoming trigger event.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 56.0y old — refinance window within 12 months
What changed my view
Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
82/100
Exceptional
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Active trading company with a 97-year-old founder — textbook succession opportunity.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (93/100, director aged 97). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · oldest 56.0y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 56.0 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
6 officers (3 active, 6 linked, 4 with DOB)
83
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
113 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
82/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
80
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
£0£0£0£0£0£0Apr 2024Apr 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-04-302024-04-30
Average employees2200

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
3
filings
  • • 2 confirmation-statement
  • • 1 accounts
Counts from Companies House filing history.
Corporate timeline (26 events)Click to expand
  1. 2026-01-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-10-03
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-11-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2023-11-27
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  5. 2023-11-24
    ➖
    STEWART-WILSON, Tamara Alice Monica resigned
    director
  6. 2022-10-17
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-09-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2021-02-24
    📄
    change-corporate-secretary-company-with-change-date
    officers · CH04
  9. 2020-11-02
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  10. 2019-10-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-01-31
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  12. 2019-01-31
    📄
    change-person-director-company-with-change-date
    officers · CH01
  13. 2018-05-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  14. 2018-01-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  15. 2018-01-17
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  16. 2018-01-17
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  17. 2017-04-11
    🔓
    Charge satisfied #2
  18. 2017-04-11
    🔓
    Charge satisfied #1
  19. 2016-01-20
    ➖
    STEWART-WILSON, Ralph Stewart resigned
    director
  20. 2000-02-24
    🔒
    Charge registered #2
    Lender: The Governor and Company of the Bank of Scotland
  21. 1999-12-01
    ➕
    STEWART-WILSON, Tamara Alice Monica appointed
    director
  22. 1996-05-01
    ➕
    J & H MITCHELL appointed
    corporate-secretary
  23. 1996-05-01
    ➖
    LIDDELL, Hamish George Macduff resigned
    secretary
  24. 1992-08-16
    ➕
    STEWART-WILSON, Aubyn John Oliver appointed
    director
  25. 1970-05-25
    🔒
    Charge registered #1
    Lender: The Governor and Company of the Bank of Scotland
  26. 1959-10-27
    🏢
    Company incorporated
    As BALNAKEILLY HOLDINGS LIMITED

Owner dependency

91/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Long-tenure founder: Senior director has been in place 34 years — deep operational knowledge concentrated in one person.
  • +Founder age: Director aged approximately 97 — succession pressure is live.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

96/100
Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS
  • primaryFounder aged 70+: Senior director is approximately 97 years old. Natural succession window is now.
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • primary20+ year tenure: Director in role 34 years. Very long tenure is a classic succession signal.
  • secondaryStable-but-static management: Company is 67 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Aubyn John Oliver Stewart-Wilson
Individual · British · DOB 04/1963 · age 63
75–100%
75–100%board control75-100% shares · 75-100% voting · board control06/04/2016
1 historic (ceased) PSC
  • Mrs Rosalind Stewart-Wilsonceased 03/01/2018· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1959-10-27
Jurisdictionscotland
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

51 Atholl Road
Pitlochry
Perthshire
PH16 5BU

Filing status

Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-02-05
Last: 2026-01-22

Officers (3 active · 3 resigned)

J & H MITCHELL→
corporate-secretary · appointed 1996-05-01
View their other companies + combined net worth →
Active
STEWART-WILSON, Aubyn John Oliver→
director · ~63y · appointed 1992-08-16
View their other companies + combined net worth →
Active
STEWART-WILSON, Rosalind→
director · ~97y
View their other companies + combined net worth →
Active
LIDDELL, Hamish George Macduff→
secretary · resigned 1996-05-01
Resigned
STEWART-WILSON, Ralph Stewart→
director · ~103y · resigned 2016-01-20
Resigned
STEWART-WILSON, Tamara Alice Monica→
director · ~61y · appointed 1999-12-01 · resigned 2023-11-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
0
Outstanding
0
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Standard security1 property24/02/200011/04/2017
satisfied
Lloyds Banking Group
The Governor and Company of the Bank of Scotland
Disposition1 property25/05/197011/04/2017

Recent filings (113 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2026-01-22
confirmation-statement-with-updates
confirmation-statement · CS01
2025-12-23
confirmation-statement-with-updates
confirmation-statement · CS01
2025-01-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-10-03
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-30
termination-director-company-with-name-termination-date
officers · TM01
2023-11-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-01-11
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-09-27
change-corporate-secretary-company-with-change-date
officers · CH04
2021-02-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-02-08
accounts-with-accounts-type-total-exemption-full
accounts · AA
2020-11-02