ST. COLUMBA'S SCHOOL LIMITED
🌳Matureactive
SC016856 · private-limited-guarant-nsc · incorporated 1932-06-06
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
PursueActive trading company with a 75-year-old founder — textbook succession opportunity.
Opportunity 74/100 (strong), bankability 67/100. Strong seller-intent signal (63/100, director aged 75). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 49.6y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 49.6 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (58/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
79 officers (11 active, 79 linked, 75 with DOB)
89
Ownership & PSC
12 active PSC(s) of 28 total, 28 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
290 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
69
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
1
filing
- • 1 officers
Last 90 days
1
filing
- • 1 officers
Last 180 days
2
filings
- • 1 officers
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (161 events)Click to expand
- 2026-03-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-24➖JENNINGS, Paul Knight resigneddirector
- 2025-10-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-02➕LAFFERTY, Brian Daniel, Dr appointeddirector
- 2025-10-02📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-23➕CURLEY, Andrew Kieran appointeddirector
- 2025-09-02📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-02📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-08-19➖WILSON, Kenneth Arthur resigneddirector
- 2025-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-30📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-17➖BOMPHRAY, Susan Virginia resigneddirector
- 2025-06-17➖COFFIELD, Mary-Jo, Dr resigneddirector
- 2025-06-17➖MCKEOWN, Gordon Christopher resigneddirector
- 2025-04-28📄accounts-with-accounts-type-groupaccounts · AA
- 2024-12-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-12-03📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-12-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-12-03📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-26➖CURRIE, Hugh Mckechnie resigneddirector
- 2024-11-26➖DAVIDSON, Roderick Thomas resigneddirector
- 2024-11-26➕MCKEOWN, Gordon Christopher appointeddirector
- 2024-11-13📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-11-13📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2024-11-04➕REID, Ian Alexander appointeddirector
- 2024-09-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-09-24➖GIRDWOOD, David Greenshields resigneddirector
- 2024-08-28➕CRAIK, Graham Duncan Dunbar appointeddirector
- 2024-08-28➕JACKSON, Mairi Laidlaw, Dr appointeddirector
- 2024-05-14➖SIMPSON, Anthony resigneddirector
- 2024-03-19➖FINDLAY, Aileen, Dr resigneddirector
- 2024-03-19➖HALLIDAY, Jo-Anne resigneddirector
- 2023-09-26➕COOK, Davida Lawrie appointeddirector
- 2023-09-26➕FRASER, Anne Sheila, Dr appointeddirector
- 2022-09-09➕SIMPSON, Anthony appointeddirector
- 2022-06-14➖MOULE, Linda Anne resigneddirector
- 2022-05-17➖HARDIE, Katharine Helen resigneddirector
- 2022-05-17➕JENNINGS, Paul Knight appointeddirector
- 2022-03-15➕CUNNING, Graham John appointeddirector
- 2021-09-14➕GIRDWOOD, David Greenshields appointeddirector
- 2021-09-14➖PATERSON, Calum Macdonald resigneddirector
- 2021-05-11➕BOWD, Nicola Lucy appointeddirector
Showing most recent 50 of 161 events
Owner dependency
55/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- -11 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 75 — succession pressure is live.
Succession & seller-readiness
60/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 75 years old. Natural succession window is now.
Red flags
2 med ·5 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BOMPHRAY, Susan Virginia resigned 2025-06-17; COFFIELD, Mary-Jo, Dr resigned 2025-06-17; JENNINGS, Paul Knight resigned 2026-03-24
Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
12 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Brian Daniel Lafferty Individual · British · DOB 06/1987 · age 39 | — | — | board controlboard control | 02/10/2025 |
Mr Andrew Kieran Curley Individual · British · DOB 07/1975 · age 51 | — | — | board controlboard control | 23/09/2025 |
Mr Ian Alexander Reid Individual · British · DOB 01/1978 · age 48 | — | — | board controlboard control | 04/11/2024 |
Dr Mairi Laidlaw Jackson Individual · British · DOB 10/1973 · age 53 | — | — | board controlboard control · trust interest · firm interest | 28/08/2024 |
Mr Graham Duncan Dunbar Craik Individual · British · DOB 06/1976 · age 50 | — | — | board controlboard control · trust interest · firm interest | 28/08/2024 |
Dr Anne Sheila Fraser Individual · British · DOB 06/1959 · age 67 | — | — | board controlboard control · trust interest · firm interest | 26/09/2023 |
Mrs Davida Lawrie Cook Individual · British · DOB 05/1951 · age 75 | — | — | board controlboard control · trust interest · firm interest | 26/09/2023 |
Mr Paul Knight Jennings Individual · British · DOB 02/1964 · age 62 | — | — | board controlboard control · trust interest · firm interest | 17/05/2022 |
Mr Graham John Cunning Individual · British · DOB 02/1965 · age 61 | — | — | board controlboard control · trust interest · firm interest | 15/03/2022 |
Mrs Alison Mary Brodlie Individual · British · DOB 05/2021 · age 5 | — | — | sig. influencesignificant influence | 11/05/2021 |
Ms Nicola Lucy Bowd Individual · British · DOB 05/1976 · age 50 | — | — | sig. influencesignificant influence | 11/05/2021 |
Professor Colin Alexander Espie Individual · British · DOB 06/1957 · age 69 | — | — | sig. influencesignificant influence · trust interest · firm interest | 29/01/2019 |
16 historic (ceased) PSCs
- Mr Gordon Christopher Mckeownceased 17/06/2025· board control · trust interest · firm interest
- Mr Anthony Simpsonceased 14/05/2024· board control · trust interest · firm interest
- Mr David Greenshields Girdwoodceased 24/09/2024· board control · firm interest
- Mrs Linda Anne Mouleceased 14/06/2022· significant influence · trust interest · firm interest
- Dr Mary-Jo Coffieldceased 17/06/2025· significant influence · trust interest · firm interest
- Mrs Susan Virginia Bomphrayceased 17/06/2025· significant influence
- Mr Roderick Thomas Davidsonceased 26/11/2024· significant influence
- Mr James Northey David Grayceased 29/01/2019· board control · trust interest · firm interest
- Mr Kenneth Arthur Wilsonceased 19/08/2025· significant influence
- Mr Hugh Mckechnie Curryceased 26/11/2024· significant influence
- Dr Aileen Findlayceased 19/03/2024· significant influence
- Mrs Jo-Anne Hallidayceased 19/03/2024· significant influence
- Ms Katharine Helen Hardieceased 17/05/2022· significant influence
- Mr Calum Macdonald Patersonceased 14/09/2021· significant influence
- Mr Paul Yacoubianceased 29/01/2019· significant influence
- Mr Glen Stewart Watsonceased 30/06/2018· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| ANGEL NAIL BAR 17 LTD→ SC803398 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
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| ANGELART TATTOO STUDIO LTD→ SC804006 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| APEX INSPECTION LTD→ SC850040 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ARDORAN MARINE LIMITED→ SC290011 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ASKFOR BEAUTY LTD→ SC820404 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| AUCHMOUNTAIN COMMUNITY RESOURCE CENTRE→ SC329238 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| AW BARBER LTD→ SC877717 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| BALINAKILL COUNTRY HOUSE WEDDINGS & EVENTS LIMITED→ SC530356 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated1932-06-06
Jurisdictionscotland
Primary SIC96090 — Other service activities n.e.c.
Registered office
18 Duchal Road
Kilmacolm
PA13 4AU
Scotland
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2027-01-01
Last: 2025-12-18
Officers (11 active · 68 resigned)
BOWD, Nicola Lucy→
Activedirector · ~50y · appointed 2021-05-11
View their other companies + combined net worth →
BRODLIE, Alison Mary→
Activedirector · ~52y · appointed 2021-05-11
View their other companies + combined net worth →
COOK, Davida Lawrie→
Activedirector · ~75y · appointed 2023-09-26
View their other companies + combined net worth →
CRAIK, Graham Duncan Dunbar→
Activedirector · ~50y · appointed 2024-08-28
View their other companies + combined net worth →
CUNNING, Graham John→
Activedirector · ~61y · appointed 2022-03-15
View their other companies + combined net worth →
CURLEY, Andrew Kieran→
Activedirector · ~51y · appointed 2025-09-23
View their other companies + combined net worth →
ESPIE, Colin Alexander, Professor→
Activedirector · ~69y · appointed 2019-01-29
View their other companies + combined net worth →
FRASER, Anne Sheila, Dr→
Activedirector · ~67y · appointed 2023-09-26
View their other companies + combined net worth →
JACKSON, Mairi Laidlaw, Dr→
Activedirector · ~53y · appointed 2024-08-28
View their other companies + combined net worth →
LAFFERTY, Brian Daniel, Dr→
Activedirector · ~39y · appointed 2025-10-02
View their other companies + combined net worth →
REID, Ian Alexander→
Activedirector · ~48y · appointed 2024-11-04
View their other companies + combined net worth →
FLOYD, Norman George→
Resignedsecretary · resigned 1998-02-02
GALLACHER, Allan Douglas→
Resignedsecretary · appointed 1998-02-02 · resigned 2012-04-30
AITCHISON, Margaret Jeanette→
Resigneddirector · ~80y · appointed 1992-01-01 · resigned 1994-10-05
ANDERSON, Thomas Duncan→
Resigneddirector · ~72y · appointed 2001-12-11 · resigned 2011-07-31
BARCLAY, Kenneth Mccombie→
Resigneddirector · ~83y · appointed 1997-11-04 · resigned 2000-08-08
BARR, William Robin Graham→
Resigneddirector · ~88y · resigned 1990-12-13
BASCETTA, Emanuele→
Resigneddirector · ~70y · appointed 2001-12-11 · resigned 2005-01-25
BIGGART, William Mitchell→
Resigneddirector · ~72y · appointed 1997-11-04 · resigned 2000-12-12
BISHOP, Sara Moreland→
Resigneddirector · ~63y · appointed 2003-05-13 · resigned 2013-01-22
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
2
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | 16 properties | 30/12/2015 | — | |
| outstanding | Lloyds Banking Group Bank of Scotland PLC | A registered charge | — | 14/12/2015 | — | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 23/06/2000 | 10/06/2015 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 10/07/1992 | 02/09/2015 | |
| satisfied | Edinburgh Building Society | Standard security | 1 property | 10/09/1976 | 29/12/2015 |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (290 total)
termination-director-company-with-name-termination-date
officers · TM01
2026-03-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-19
appoint-person-director-company-with-name-date
officers · AP01
2025-10-03
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-03
appoint-person-director-company-with-name-date
officers · AP01
2025-10-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-10-02
termination-director-company-with-name-termination-date
officers · TM01
2025-09-02
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-09-02
termination-director-company-with-name-termination-date
officers · TM01
2025-06-30
termination-director-company-with-name-termination-date
officers · TM01
2025-06-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-30
termination-director-company-with-name-termination-date
officers · TM01
2025-06-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-06-30
accounts-with-accounts-type-group
accounts · AA
2025-04-28