J. & A. MCKENZIE, LIMITED

🌳Matureactive
SC014022 · ltd · incorporated 1926-02-23
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 48.2y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
not disclosed
Net worth
book net assets
Opportunity
71/100
Strong
🔔
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What this business does
Primary activity: Growing of cereals (except rice), leguminous crops and oil seeds
Sector: Agriculture, forestry & fishing
ALSO REGISTERED FOR
  • 47290Other retail sale of food in specialised stores
  • 56102Unlicenced restaurants and cafes
Investor take
Pursue
Strong opportunity: active trading company with strong profile and acceptable with review structure.

Opportunity 71/100 (strong), bankability 65/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 6 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

6 live charges · oldest 48.2y

65/100
clean up first

Refinance viable after a tidy-up — address the highlighted items first.

  • · Oldest live charge is 48.2 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 25/100 — workable, but lender will want more DD.

Data confidence

Overall: low (54/100)

Sparse data coverage. Treat AI-generated outputs as preliminary. Manual diligence essential.

Company profile
address, 3 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
6 charges (6/6 with lender, 6/6 with type)
90
Directors & officers
13 officers (3 active, 13 linked, 7 with DOB)
81
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
131 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
60
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (43 events)Click to expand
  1. 2025-07-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-10-13
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  4. 2023-07-31
    HANNIGAN, Richard Thomas resigned
    director
  5. 2023-06-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  6. 2023-05-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2023-05-24
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2023-05-11
    MONCREIFFE, Euan appointed
    director
  9. 2023-05-11
    MONCREIFFE, Fiona appointed
    director
  10. 2022-12-01
    📄
    appoint-person-secretary-company-with-name-date
    officers · AP03
  11. 2022-12-01
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  12. 2022-11-30
    MONCREIFFE, Euan appointed
    secretary
  13. 2022-11-30
    MONCREIFFE, Miranda Mary resigned
    secretary
  14. 2022-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  15. 2021-06-30
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  16. 2020-10-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2020-10-14
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  18. 2020-10-14
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  19. 2019-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  20. 2018-07-04
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2017-06-29
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  22. 2008-12-22
    HANNIGAN, Richard Thomas resigned
    secretary
  23. 2008-01-17
    MONCREIFFE, Miranda Mary appointed
    secretary
  24. 2008-01-17
    MCCASH & HUNTER resigned
    corporate-secretary
  25. 2008-01-04
    🔒
    Charge registered #6
    Lender: Clydesdale Bank Public Limited Company
  26. 2008-01-04
    🔒
    Charge registered #5
    Lender: Clydesdale Bank Public Limited Company
  27. 2008-01-04
    🔒
    Charge registered #4
    Lender: Clydesdale Bank Public Limited Company
  28. 2008-01-04
    🔒
    Charge registered #3
    Lender: Clydesdale Bank Public Limited Company
  29. 2007-12-12
    HANNIGAN, Richard Thomas appointed
    secretary
  30. 2007-12-12
    MCKENZIE, Joanna Janet resigned
    secretary
  31. 2007-12-12
    MCCASH & HUNTER appointed
    corporate-secretary
  32. 2007-12-12
    HANNIGAN, Richard Thomas appointed
    director
  33. 2007-12-12
    MACKAY, Angus Ruadh resigned
    director
  34. 2007-12-12
    MCKENZIE, Joanna Janet resigned
    director
  35. 2007-12-12
    🔒
    Charge registered #2
    Lender: Clydesdale Bank Public Limited Company
  36. 2000-07-12
    MCKENZIE, Norman Drummond resigned
    director
  37. 1996-02-06
    MCKENZIE, Joanna Janet appointed
    secretary
  38. 1996-02-06
    MCKENZIE, Norman Drummond resigned
    secretary
  39. 1996-02-06
    MACKAY, Angus Ruadh appointed
    director
  40. 1996-02-06
    MCKENZIE, Joanna Janet appointed
    director
  41. 1993-07-19
    MCKENZIE, Norman Donald resigned
    director
  42. 1978-02-13
    🔒
    Charge registered #1
    Lender: Clydesdale Bank Public Limited Company
  43. 1926-02-23
    🏢
    Company incorporated
    As J. & A. MCKENZIE, LIMITED

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

46/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
  • secondaryStable-but-static management: Company is 100 years old and no new directors in the last 3 years — succession not yet being planned internally.

Red flags

1 low
6 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Group structure

Mckenzie Holdings Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Mckenzie Holdings Limited
Corporate parent · holds 75-100% shares
ultimate parent
J. & A. MCKENZIE, LIMITED
This company · SC014022

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mckenzie Holdings Limited
Corporate entity
75100%
75–100%75-100% shares · 75-100% voting05/03/2020
1 historic (ceased) PSC
  • The Honorable Peregrine David Euan Malcolm Moncrieffeceased 05/03/2020· 75-100% shares · 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated1926-02-23
Jurisdictionscotland
Primary SIC01110 — Growing of cereals (except rice), leguminous crops and oil seeds

Registered office

Easter Moncreiffe
Rhynd Road
Bridge Of Earn
Perth
PH2 8QA

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2026-12-18
Last: 2025-12-04

Officers (3 active · 10 resigned)

MONCREIFFE, Euan
secretary · appointed 2022-11-30
View their other companies + combined net worth →
Active
MONCREIFFE, Euan
director · ~26y · appointed 2023-05-11
View their other companies + combined net worth →
Active
MONCREIFFE, Fiona
director · ~34y · appointed 2023-05-11
View their other companies + combined net worth →
Active
HANNIGAN, Richard Thomas
secretary · appointed 2007-12-12 · resigned 2008-12-22
Resigned
MCKENZIE, Joanna Janet
secretary · appointed 1996-02-06 · resigned 2007-12-12
Resigned
MCKENZIE, Norman Drummond
secretary · resigned 1996-02-06
Resigned
MONCREIFFE, Miranda Mary
secretary · appointed 2008-01-17 · resigned 2022-11-30
Resigned
MCCASH & HUNTER
corporate-secretary · appointed 2007-12-12 · resigned 2008-01-17
Resigned
HANNIGAN, Richard Thomas
director · ~62y · appointed 2007-12-12 · resigned 2023-07-31
Resigned
MACKAY, Angus Ruadh
director · ~78y · appointed 1996-02-06 · resigned 2007-12-12
Resigned
MCKENZIE, Joanna Janet
director · ~74y · appointed 1996-02-06 · resigned 2007-12-12
Resigned
MCKENZIE, Norman Drummond
director · ~108y · resigned 2000-07-12
Resigned
MCKENZIE, Norman Donald
director · ~76y · resigned 1993-07-19
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

6
Total charges
6
Outstanding
1
Active lenders
Status:Lender:6 of 6 shown
TypeProperties
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property04/01/2008
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property04/01/2008
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property04/01/2008
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property04/01/2008
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Floating charge1 property12/12/2007
outstanding
Virgin Money
Clydesdale Bank Public Limited Company
Standard security1 property13/02/1978
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (131 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-30
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-07-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-01-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-13
termination-director-company-with-name-termination-date
officers · TM01
2023-10-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-06-29
appoint-person-director-company-with-name-date
officers · AP01
2023-05-24
appoint-person-director-company-with-name-date
officers · AP01
2023-05-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-12-09
appoint-person-secretary-company-with-name-date
officers · AP03
2022-12-01
termination-secretary-company-with-name-termination-date
officers · TM02
2022-12-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-01-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-06-30