CALDER MILLERFIELD LIMITED
- · Oldest live charge 61.7y old — refinance window within 12 months
Opportunity 78/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 3 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: share sale to pe / searcher (58/100).
Refinance opportunity
4 live charges · 2 lenders · oldest 61.7y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 61.7 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (57/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 confirmation-statement
- • 2 capital
- • 1 confirmation-statement
Corporate timeline (43 events)Click to expand
- 2026-01-14📄capital-return-purchase-own-sharescapital · SH03
- 2025-12-05📄capital-cancellation-sharescapital · SH06
- 2025-07-17📄accounts-with-accounts-type-smallaccounts · AA
- 2024-12-17📄capital-return-purchase-own-sharescapital · SH03
- 2024-11-15📄capital-cancellation-sharescapital · SH06
- 2024-06-13📄accounts-with-accounts-type-smallaccounts · AA
- 2023-11-20📄capital-return-purchase-own-sharescapital · SH03
- 2023-11-07📄capital-cancellation-sharescapital · SH06
- 2023-05-24📄accounts-with-accounts-type-smallaccounts · AA
- 2022-05-24📄capital-return-purchase-own-sharescapital · SH03
- 2022-05-04📄accounts-with-accounts-type-smallaccounts · AA
- 2022-04-27📄capital-cancellation-sharescapital · SH06
- 2021-04-26📄accounts-with-accounts-type-smallaccounts · AA
- 2021-02-22📄capital-return-purchase-own-sharescapital · SH03
- 2020-11-18📄capital-cancellation-sharescapital · SH06
- 2020-07-24📄accounts-with-accounts-type-smallaccounts · AA
- 2020-02-20📄capital-return-purchase-own-sharescapital · SH03
- 2019-10-28📄capital-cancellation-sharescapital · SH06
- 2016-06-16➖KYLE, Cameron Ralston resignedsecretary
- 2016-03-31➖KYLE, Alexander Douglas resigneddirector
- 2016-03-31➖KYLE, Cameron Ralston resigneddirector
- 2016-03-31➖KYLE, Gordon resigneddirector
- 2008-12-31➖FINDLATER, Douglas W resigneddirector
- 2008-12-31➖FINDLATER, Gordon R resigneddirector
- 2008-12-15➕FINDLATER, David Robert appointeddirector
- 2008-12-15➕FINDLATER, Grant John appointeddirector
- 2004-11-12➖KYLE, Alexander Douglas resignedsecretary
- 2004-11-12➕KYLE, Cameron Ralston appointedsecretary
- 1999-12-24➖CALDER, Mary A resigneddirector
- 1999-12-24➖KYLE, Alexander C resigneddirector
- 1999-11-01➕KYLE, Alexander Douglas appointedsecretary
- 1999-10-29➖FINDLATER, Douglas W resignedsecretary
- 1999-06-18➕KYLE, Alexander Douglas appointeddirector
- 1999-06-18➕KYLE, Gordon appointeddirector
- 1993-01-29➕FINDLATER, Douglas W appointedsecretary
- 1993-01-29➖FINDLATER, Robin resignedsecretary
- 1991-01-09🔓Charge satisfied #2
- 1990-10-25🔒Charge registered #4Lender: The Royal Bank of Scotland PLC
- 1990-10-05🔒Charge registered #3Lender: The Royal Bank of Scotland PLC
- 1990-03-19➕KYLE, Cameron Ralston appointeddirector
- 1988-07-26🔒Charge registered #2Lender: The Governor and Company of the Bank of Scotland
- 1964-07-28🔒Charge registered #1Lender: The Governor and Company of the Bank of Scotland
- 1925-05-13🏢Company incorporatedAs CALDER MILLERFIELD LIMITED
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 17 years.
- secondaryStable-but-static management: Company is 101 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr David Robert Findlater Individual · British · DOB 04/1977 · age 49 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Grant John Findlater Individual · British · DOB 01/1980 · age 46 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 11 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 25/10/1990 | — | |
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 05/10/1990 | — | |
| satisfied | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Standard security | 1 property | 26/07/1988 | 09/01/1991 | |
| outstanding | Lloyds Banking Group The Governor and Company of the Bank of Scotland | Disposition and explanatory letter | 1 property | 28/07/1964 | — |