THE MORAY FIRTH FISHSELLING COMPANY, LIMITED
- · Oldest live charge 47.9y old — refinance window within 12 months
Opportunity 72/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (63/100).
Refinance opportunity
15 live charges · 2 lenders · oldest 47.9y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 47.9 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 35/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
Corporate timeline (79 events)Click to expand
- 2025-09-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2024-08-07📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-06-16📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-07-20🔓Charge satisfied #13
- 2021-07-20🔓Charge satisfied #12
- 2021-07-20🔓Charge satisfied #11
- 2021-05-26📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12📄mortgage-satisfy-charge-fullmortgage · MR04
- 2021-05-12🔓Charge satisfied #15
- 2021-05-12🔓Charge satisfied #14
- 2021-05-12🔓Charge satisfied #10
- 2021-05-12🔓Charge satisfied #9
- 2021-05-12🔓Charge satisfied #8
- 2021-05-12🔓Charge satisfied #7
- 2021-05-12🔓Charge satisfied #5
- 2021-05-12🔓Charge satisfied #6
- 2021-05-12🔓Charge satisfied #4
- 2021-05-12🔓Charge satisfied #3
- 2021-05-12🔓Charge satisfied #2
- 2021-05-12🔓Charge satisfied #1
- 2020-08-01➕FARRAR, Paul Morgan appointeddirector
- 2020-07-31➖REGAN, Andrew William resigneddirector
- 2017-12-06➕FARRAR, Paul Morgan appointedsecretary
- 2017-12-06➕CARDNO, David Alexander appointeddirector
- 2017-12-06➕DOUGAL, Mark James appointeddirector
- 2017-12-06➖WATT, Allan resignedsecretary
- 2017-12-06➖BROWN, Karl resigneddirector
- 2017-12-06➕REGAN, Andrew William appointeddirector
- 2017-12-06➖TAIT, John resigneddirector
- 2007-12-21➖BROWN, James Hamilton resigneddirector
- 2007-12-13➕BROWN, Karl appointeddirector
- 2007-12-13➕TAIT, John appointeddirector
- 2005-12-14➖MYERS, Leonard Turnbull resigneddirector
- 2004-06-30➖NICHOL, William Andrew resignedsecretary
- 2004-06-30➕WATT, Allan appointedsecretary
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryStable-but-static management: Company is 109 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
1 med ·Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Caley Investments Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Caley Investments Limited Corporate entity | 75–100% | — | 75-100% shares | 06/12/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 14 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Standard security | 1 property | 04/01/1996 | 12/05/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Bond & floating charge | 1 property | 22/12/1995 | 12/05/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Assignation | 1 property | 30/08/1994 | 20/07/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Shipping mortgage | 1 property | 20/09/1989 | 20/07/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Mortgage | 1 property | 16/06/1987 | 20/07/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 31/03/1987 | 12/05/2021 | |
| satisfied | Lloyds Banking Group The Royal Bank of Scotland PLC | Mortgage | 1 property | 20/05/1986 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Shipping mortgage | 1 property | 06/05/1983 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 30/06/1981 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 04/05/1979 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 26/04/1979 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 07/03/1979 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 04/09/1978 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 01/09/1978 | 12/05/2021 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Mortgage | 1 property | 18/05/1978 | 12/05/2021 |