EAST FIFE FOOTBALL CLUB, LIMITED
Opportunity 74/100 (strong), bankability 62/100. Strong seller-intent signal (65/100, director aged 66). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 6 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
7 live charges · 6 lenders · oldest 62.9y
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 62.9 years old — likely at or near maturity.
- · 6 lenders named — inter-creditor friction likely.
- · Legal-friction score 38/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-05-31 | 2024-05-31 |
|---|---|---|
| Average employees | 40 | 3500 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
4 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
- • 1 officers
- • 2 officers
- • 1 accounts
- • 1 confirmation-statement
Corporate timeline (148 events)Click to expand
- 2026-02-27📄accounts-with-accounts-type-smallaccounts · AA
- 2026-02-12📄appoint-person-director-company-with-name-dateofficers · AP01
- 2026-02-06➕DICKSON, Brian appointeddirector
- 2026-01-15📄capital-allotment-sharescapital · SH01
- 2025-12-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-12-18➖BROWN, Thomas Anderson resigneddirector
- 2025-09-30📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-09-29➖MILL, Stephen resigneddirector
- 2025-06-26📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-25📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-06-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-25📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2025-06-23➕WALKER, Donald appointeddirector
- 2025-06-10📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-05-21➕COUSER, Isla Louise appointeddirector
- 2025-05-21➖DONALDSON, John resigneddirector
- 2025-05-21➖STEVENSON, James Mearns resigneddirector
- 2025-02-12📄accounts-with-accounts-type-smallaccounts · AA
- 2024-06-21📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-06-12🔒Charge registered #8Lender: Neil Rankine
- 2024-05-09📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-02-14📄accounts-with-accounts-type-smallaccounts · AA
- 2024-01-24📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-01-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-01-20➕MILL, Stephen appointeddirector
- 2024-01-15➖BARCLAY, John resigneddirector
- 2024-01-03📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-12-21📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2023-12-18➕BROWN, Thomas Anderson appointeddirector
- 2023-02-17📄accounts-with-accounts-type-smallaccounts · AA
- 2023-01-30📄change-person-director-company-with-change-dateofficers · CH01
- 2022-01-04➖MARSHALL, David resigneddirector
- 2021-09-21➕ANDERSON, William Gerard appointeddirector
- 2021-09-21➖HENDERSON, Kenneth Robert Coventry resigneddirector
- 2021-09-20➕BRIGGS, Douglas appointeddirector
- 2021-09-20➕CARGILL, Robert appointeddirector
- 2015-08-03➕HENDERSON, Kenneth Robert Coventry appointeddirector
- 2015-01-05➕BRIGGS, Douglas appointedsecretary
- 2015-01-05➖STEVENSON, James Mearns resignedsecretary
- 2014-08-25➖HAMILTON, David Irvine Couser resigneddirector
- 2014-08-25➖MARSHALL, David resigneddirector
- 2014-08-11➖MURRAY, Lee resigneddirector
- 2014-07-07➖CLARKE, Eugene Mcdonald resigneddirector
- 2014-04-22➕DONALDSON, John appointeddirector
- 2014-04-22➖MCNEILL, Brian Stanley resigneddirector
- 2013-09-24➖DONALDSON, John resigneddirector
- 2013-07-22➖COLLUMBINE, Sidney Stewart resigneddirector
- 2013-06-04➕HAMILTON, David Irvine Couser appointeddirector
- 2013-06-04➖HENDERSON, Ian resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- -6 active directors: Broader management team in place — suggests transferable governance.
- +Founder age: Director aged approximately 66 — succession pressure is live.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- primaryFounder aged 63+: Senior director is approximately 66. Approaching typical UK retirement age — succession thinking likely.
Red flags
2 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BROWN, Thomas Anderson resigned 2025-12-18; DONALDSON, John resigned 2025-05-21; MILL, Stephen resigned 2025-09-29
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Shareholders & ownership
1 active beneficial owner| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ms Loraine Christine Rose Twigg Individual · British · DOB 06/1969 · age 57 | 50–75% | — | 50-75% shares | 21/12/2016 |
5 historic (ceased) PSCs
- Mr James Mearns Stevensonceased 21/05/2025· significant influence
- Mr John Donaldsonceased 21/05/2025· significant influence
- Mr John Barclayceased 11/12/2023· significant influence
- Mr David Marshallceased 04/01/2022· significant influence
- Mr Kenneth Robert Coventry Hendersonceased 21/09/2021· significant influence
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Leisure & entertainment · KY postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| AO ELITE LTD→ SC820777 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BALCURVIE HORSE RIDING LTD→ SC631103 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| BE KIND LIVE C.I.C.→ SC666602 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| CAPERCAILLIE TRAVEL LIMITED→ SC221866 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| CEE CEE ENTERTAINMENTS (SCOTLAND) LTD→ SC738332 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| CENTRAL COMPETITIONS LIMITED→ SC851311 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| DANCE-SING LTD→ SC532305 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| DUNFERMLINE ATHLETIC FOOTBALL CLUB LIMITED→ SC011580 · est 1921 · no financials extracted | — | — | — | — | 105y | — | — |
| EAST OF SCOTLAND KART CLUB LIMITED→ SC242825 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ED EVENT LTD→ SC828044 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ELEV8 MCCOLL FITNESS LTD→ SC841118 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ELIE WATERSPORTS LTD→ SC701240 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (7 active · 56 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Neil Rankine | A registered charge | 1 property | 12/06/2024 | — | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 11/01/1994 | 12/01/2005 | |
| satisfied | Alloa Brewery Company Alloa Brewery Company Limited | Standard security | 1 property | 14/10/1992 | 30/01/2007 | |
| satisfied | Lorimers Breweries Lorimers Breweries Limited | Standard security | 1 property | 25/07/1977 | 30/01/2007 | |
| satisfied | Virgin Money Clydesdale Bank Public Limited Company | Floating charge | 1 property | 07/01/1974 | 20/07/1992 | |
| satisfied | Thomas Usher & Son Thomas Usher & Son LTD | Standard security | 1 property | 07/12/1971 | 30/01/2007 | |
| satisfied | Virgin Money Clydesdale & North of Scotland Bank LTD | Bond of cash credit and disposition in security | 1 property | 28/05/1963 | 20/07/1992 |