BANFF TOWN AND COUNTY CLUB

🌳Matureactive

SC001082 · private-limited-guarant-nsc · incorporated 1882-01-19

Investment thesis

Well-run mature business — low negotiation leverage; premium likely.

Why interesting: Textbook target; clean filings, stable trading.

Why risky: No pressure on seller; any deal likely at full price.

Why now

Window steady · low confidence

Steady and tidy — no seller pressure yet. Approach only if an angle opens.

Opportunity decay

hardening · 12-months

Already tight — no obvious softening catalysts on the horizon.

· Thesis: well-run, low negotiation leverage

What changed my view

Last 30 days

No material changes in the last 30 days.

Last 90 days

No snapshot from 90 days ago — start tracking from today.

Last 180 days

No snapshot from 180 days ago — start tracking from today.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Mar 2025

Net worth

£58.1k

book net assets

Opportunity

78/100

Strong

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What this business does

Primary activity: Licenced clubs

Sector: Accommodation & food service

Investor take

Pursue

Strong opportunity: asset-holding vehicle with strong profile and acceptable with review structure.

Opportunity 78/100 (strong), bankability 70/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

Confirmed no charges registered

Directors & officers

69 officers (6 active, 69 linked, 59 with DOB)

Ownership & PSC

2 active PSC(s) of 3 total, 3 with control declared

Director network

1 connected companies via shared directors

Filing history

200 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

78/100Strong

PassWatchWorth a lookStrongExceptional

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 105 (micro)

Positive net assets

Net assets £58,110

Net assets shrinking

Down £8,103 YoY

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£58k

↓ 12% YoY

Current Assets

£6k

↓ 39% YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 105 (micro)

Metric	2025-03-31	2024-03-31
Total assets	£58.1k	£66.2k
Current assets	£5.9k	£9.7k
Net assets	£58.1k	£66.2k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

Counts from Companies House filing history.

Corporate timeline (143 events)Click to expand

2025-11-13
📄
termination-director-company-with-name-termination-date
officers · TM01
2025-11-13
📄
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2025-11-12
➖
FRENCH, Billy resigned
director
2025-10-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-16
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-10-14
➖
MILNE, David resigned
director
2024-10-14
➖
SAUNDERS, Nigel resigned
director
2024-08-20
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-08-05
📄
appoint-person-director-company-with-name-date
officers · AP01
2024-08-01
➕
THOM, Catherine Allison appointed
director
2024-05-02
📄
termination-director-company-with-name-termination-date
officers · TM01
2024-05-01
➖
SAUNDERS, Jennifer resigned
director
2023-12-01
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-11-20
➖
SAUNDERS, Jennifer resigned
secretary
2023-09-28
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-28
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-09-22
📄
change-person-director-company-with-change-date
officers · CH01
2023-09-19
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-16
📄
appoint-person-secretary-company-with-name-date
officers · AP03
2023-09-15
➕
WEST, William appointed
director
2023-09-15
➖
WEST, William resigned
director
2023-09-11
➕
DOWNIE, Ian appointed
director
2023-09-11
➕
SAUNDERS, Jennifer appointed
secretary
2023-09-09
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-08
📄
appoint-person-director-company-with-name-date
officers · AP01
2023-09-08
📄
termination-secretary-company-with-name-termination-date
officers · TM02
2023-09-08
📄
termination-director-company-with-name-termination-date
officers · TM01
2023-08-31
➕
MILNE, David appointed
director
2023-08-31
➕
SAUNDERS, Nigel appointed
director
2023-08-31
➕
WEST, William appointed
director
2023-08-30
➖
WILSON, Deborah Anne resigned
secretary
2023-08-30
➖
FLANAGAN, Chris resigned
director
2023-08-16
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-09
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-11-06
📄
termination-director-company-with-name-termination-date
officers · TM01
2022-09-30
➖
MORTON, Linda Christina resigned
director
2022-09-30
➖
WATSON, Graeme James Robert resigned
director
2020-08-01
➕
SAUNDERS, Jennifer appointed
director
2020-04-01
➖
MASSON, Alan resigned
director
2019-05-20
➕
MATHERS, Brenda Jane appointed
director
2019-05-20
➕
MASSON, Alan appointed
director
2017-11-13
➕
FLANAGAN, Chris appointed
director
2017-09-30
➖
WATSON, Julian Thomas resigned
director
2017-04-01
➕
FRENCH, Billy appointed
director
2017-04-01
➕
MORTON, Linda Christina appointed
director
2017-03-31
➖
MACKENZIE, Elizabeth resigned
director
2017-03-31
➖
MACKENZIE, Gordon resigned
director
2017-03-31
➖
SHANKS, Beatrice Edith Lee resigned
director

Showing most recent 50 of 143 events

Owner dependency

55/100

Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

FACTORS

-6 active directors: Broader management team in place — suggests transferable governance.
+Founder age: Director aged approximately 77 — succession pressure is live.

Succession & seller-readiness

73/100

Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS

primaryFounder aged 70+: Senior director is approximately 77 years old. Natural succession window is now.
secondary12+ year tenure: Director in role 14 years.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

2 active beneficial owners

Name	Shares	Voting rights	Nature of control	Notified
Ms Linda Christina Morton Individual · British · DOB 08/1957 · age 69	—	—	sig. influencesignificant influence	01/04/2017
Ms Deborah Anne Wilson Individual · British · DOB 01/1956 · age 70	—	—	sig. influencesignificant influence	01/04/2017

1 historic (ceased) PSC

Mr Billy Frenchceased 12/11/2025· significant influence

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Hospitality · AB postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
SODEXO REMOTE SITES HOLDINGS LIMITED→ SC191991 · est 1998	£5.84M £4.38M–£7.30M	—	—	0	27y	83	58y
SODEXO REMOTE SITES SCOTLAND LIMITED→ SC059276 · est 1976	£2.17M £1.63M–£2.71M	£26.24M	—	18600	50y	90	58y
BRUDOLFF HOTELS LIMITED→ SC094745 · est 1985	£28.9k £21.6k–£36.1k	—	—	91	40y	94	71y
BALMEDIE FISH & CHIP SHOP LIMITED→ SC239883 · est 2002	—	—	£66.7k	—	23y	83	61y
CLIFF HOUSE CARE LIMITED→ SC164820 · est 1996	—	—	£1.56M	—	30y	83	83y
H.C.C.P. LTD.→ SC298267 · est 2006	—	—	£161.2k	—	20y	83	70y
JEMAL LIMITED→ SC331562 · est 2007	—	—	—	500	18y	83	62y
MOUNTLOCH LIMITED→ SC210749 · est 2000	—	—	£306.2k	—	25y	83	72y
ABERDEEN COMPOSITE COMPANY (1248) LIMITED→ SC246599 · est 2003	—	—	£7.6k	—	23y	82	74y
BLU INNS LIMITED→ SC210592 · est 2000	—	—	£3.0k	—	25y	82	73y
BRIAN MURRAY CATERING SERVICES LIMITED→ SC190064 · est 1998	—	—	£293.1k	—	27y	82	67y
BRIARTEN LIMITED→ SC290126 · est 2005 · no financials extracted	—	—	—	—	20y	82	70y

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeprivate-limited-guarant-nsc

Incorporated1882-01-19

Jurisdictionscotland

Primary SIC56301 — Licenced clubs

Registered office

11 Boyndie Street

Banff

AB45 1DY

Filing status

Accounts

Next due: 2026-12-31

Last made up to: 2025-03-31

Confirmation statement

Next due: 2026-06-11

Last: 2025-05-28