20/20 PROFESSIONAL SERVICES LTD

🌳Matureactive
NI614974 · ltd · incorporated 2012-10-16
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
  • · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£294.5k
book net assets
Opportunity
73/100
Strong
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What this business does
Primary activity: Architectural activities
Sector: Professional, scientific & technical
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 73/100 (strong), bankability 80/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -70% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (63/100).

🏦

Refinance opportunity

2 live charges · oldest 3.5y

35/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Charge age ~3.5 years — mid-life; refi window approaching.
  • · Single lender — cleanest path to refinance.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 3 with DOB)
90
Ownership & PSC
3 active PSC(s) of 5 total, 5 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
52 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
73/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £294,525
Cash draining
Cash down 70% YoY
Cash YoY
-70%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£19k
↓ 70% YoY
Net Worth
£295k
↑ 20% YoY
Current Assets
£201k
↓ 9.5% YoY
Current Liabilities
—
£0£59k£118k£177k£236k£295kMar 2024Mar 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2025-03-312024-03-31
Total assets£439.0k£417.0k
Current assets£200.5k£221.6k
Cash£19.4k£63.6k
Debtors£144.2k£126.7k
Net assets£294.5k£245.4k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • • 1 accounts
  • • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (25 events)Click to expand
  1. 2025-12-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2025-02-25
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  3. 2025-02-01
    ➕
    HOWE, Michael appointed
    director
  4. 2024-12-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2024-10-08
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  6. 2024-08-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  7. 2024-08-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  8. 2024-08-02
    📄
    change-person-director-company-with-change-date
    officers · CH01
  9. 2024-08-02
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  10. 2023-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2022-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  12. 2022-12-16
    📄
    legacy
    miscellaneous · RPCH01
  13. 2022-11-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  14. 2022-11-02
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  15. 2022-10-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  16. 2022-10-26
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  17. 2022-10-24
    🔒
    Charge registered #2
    Lender: Barclays Security Trustee Limited
  18. 2022-10-24
    🔒
    Charge registered #1
    Lender: Barclays Security Trustee Limited
  19. 2021-12-22
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  20. 2020-12-21
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  21. 2020-10-28
    📄
    change-person-director-company-with-change-date
    officers · CH01
  22. 2020-10-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  23. 2012-10-16
    🏢
    Company incorporated
    As 20/20 PROFESSIONAL SERVICES LTD
  24. 2012-10-16
    ➕
    BOYD, Gareth appointed
    director
  25. 2012-10-16
    ➕
    MCKINNEY, Richard Alan appointed
    director

Owner dependency

50/100
Moderate — manageable with handover

Some founder dependency, but not acute. A structured handover period should cover most risk.

Succession & seller-readiness

43/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • secondary12+ year tenure: Director in role 14 years.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

1 low
Multiple registered office changes
low

Multiple address changes in a short period can indicate operational instability or admin disorder.

Shareholders & ownership

3 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mr Michael Howe
Individual · British · DOB 06/1978 · age 48
25–50%
25–50%25-50% shares · 25-50% voting17/12/2018
Mr Richard Mckinney
Individual · British · DOB 03/1984 · age 42
25–50%
25–50%25-50% shares · 25-50% voting16/10/2016
Mr Gareth Boyd
Individual · British · DOB 10/1982 · age 44
25–50%
25–50%25-50% shares · 25-50% voting16/10/2016
2 historic (ceased) PSCs
  • Mr Matthew Sampsonceased 11/12/2017· 25-50% shares · 25-50% voting
  • Mr Michael Howeceased 11/12/2017· 25-50% shares · 25-50% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2012-10-16
Jurisdictionnorthern-ireland
Primary SIC71111 — Architectural activities

Registered office

33 Church Street
Ballymoney
BT53 6HS
Northern Ireland

Filing status

Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-10-30
Last: 2025-10-16

Officers (3 active · 0 resigned)

BOYD, Gareth→
director · ~44y · appointed 2012-10-16
View their other companies + combined net worth →
Active
HOWE, Michael→
director · ~48y · appointed 2025-02-01
View their other companies + combined net worth →
Active
MCKINNEY, Richard Alan→
director · ~42y · appointed 2012-10-16
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
1
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge1 property24/10/2022—
outstanding
Barclays
Barclays Security Trustee Limited
A registered charge—24/10/2022—
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (52 total)

accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-12-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-17
appoint-person-director-company-with-name-date
officers · AP01
2025-02-25
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-10-08
change-person-director-company-with-change-date
officers · CH01
2024-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-02
change-person-director-company-with-change-date
officers · CH01
2024-08-02
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-08-02
accounts-with-accounts-type-micro-entity
accounts · AA
2023-12-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-01
accounts-with-accounts-type-micro-entity
accounts · AA
2022-12-21
legacy
miscellaneous · RPCH01
2022-12-16
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-11