A & G FAMILY WEALTH LTD
🌱Startupactive
15907643 · ltd · incorporated 2024-08-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
76/100
Strong
What this business does
Primary activity: Activities of investment trusts
Sector: Financial & insurance
Investor take
PursueActive trading company with a 69-year-old founder — textbook succession opportunity.
Opportunity 76/100 (strong), bankability 65/100. Strong seller-intent signal (60/100, director aged 69). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (56/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
2 connected companies via shared directors
51
Filing history
9 filings
60
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
76/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Recent activity
Last 30 days
3
filings
- • 2 persons-with-significant-control
- • 1 capital
Last 90 days
3
filings
- • 2 persons-with-significant-control
- • 1 capital
Last 180 days
3
filings
- • 2 persons-with-significant-control
- • 1 capital
Counts from Companies House filing history.
Corporate timeline (11 events)Click to expand
- 2026-04-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-21📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2026-04-21📄capital-cancellation-sharescapital · SH06
- 2025-09-02📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-09-02📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-10-18📄resolutionresolution · RESOLUTIONS
- 2024-10-09📄capital-allotment-sharescapital · SH01
- 2024-08-20🏢Company incorporatedAs A & G FAMILY WEALTH LTD
- 2024-08-20➕SMITH, Angela appointeddirector
- 2024-08-20➕WOODS, Gemma appointeddirector
- 2024-08-20📄incorporation-companyincorporation · NEWINC
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 69 — succession pressure is live.
- +Young company: Only 1.7 years old — management layer unlikely to be developed.
Succession & seller-readiness
56/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 69. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Angela Smith Individual · British · DOB 05/1957 · age 69 | 50–75% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/08/2024 |
Mrs Gemma Woods Individual · British · DOB 06/1989 · age 37 | 25–50% | — | 25-50% shares | 21/01/2025 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · NE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 TO 1 DIRECT LIMITED→ 02895811 · est 1994 · no financials extracted | — | — | — | — | 32y | — | — |
| 1-2-1 MORTGAGES LTD→ 13745749 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 3 PROPERTY INVESTMENTS LIMITED→ 14284252 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| A & G DURHAM LTD→ 13597334 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| A.E. AND C.A. WALL LTD.→ 07906815 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| A.M.N.E SECURITY LTD→ 16830151 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABACUS WEALTH MANAGEMENT LIMITED→ 06261779 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| ABSOLUTE CRM VENTURES LIMITED→ 16702347 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABSOLUTE MEDICALS LIMITED→ 05277366 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ACCIDENT HOTLINE LIMITED→ 05515363 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| ACCREDO FINANCIAL SERVICES LIMITED→ 09175326 · est 2014 · no financials extracted | — | — | — | — | 11y | — | — |
| ACORN PREMIUM FINANCE LIMITED→ 08859790 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2024-08-20
Jurisdictionengland-wales
Primary SIC64301 — Activities of investment trusts
Registered office
Swallow House
Parsons Road
Washington
NE37 1EZ
United Kingdom
Filing status
Accounts
Next due: 2026-05-20
Last made up to: —
Confirmation statement
Next due: 2026-09-02
Last: 2025-08-19
Officers (2 active · 0 resigned)
SMITH, Angela→
Activedirector · ~69y · appointed 2024-08-20
View their other companies + combined net worth →
WOODS, Gemma→
Activedirector · ~37y · appointed 2024-08-20
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (9 total)
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-22
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2026-04-21
capital-cancellation-shares
capital · SH06
2026-04-21
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-09-02
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-09-02
confirmation-statement-with-updates
confirmation-statement · CS01
2025-09-02
resolution
resolution · RESOLUTIONS
2024-10-18
capital-allotment-shares
capital · SH01
2024-10-09
incorporation-company
incorporation · NEWINC
2024-08-20