IOWA DEBTCO LIMITED
🌿Early-stageactive
13993241 · ltd · incorporated 2022-03-21
Investment thesis
Growth-phase business — story-led; valuation sensitive to momentum.
Why interesting: Trading is scaling; acquirers paying for trajectory get disproportionate leverage.
Why risky: Price often leads fundamentals; dependency on founder often high.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 4.0y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
PursueStrong opportunity: conservative operator with strong profile and bankable structure.
Opportunity 71/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (78/100).
🏦
Refinance opportunity
1 live charge · oldest 4.0y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Charge age ~4.0 years — mid-life; refi window approaching.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
- · Profitable and stable/growing — lender coverage supportable.
Data confidence
Overall: medium (75/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
5 officers (3 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
20 connected companies via shared directors
90
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation
Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.
Available from the Pro tier upwards.
See pricing →Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
60
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · FRS 102Profitable
Profit before tax £3,726,523
Key financials
1 year extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 |
|---|---|
| Profit before tax | £3.73M |
| Average employees | 0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
2 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 confirmation-statement
Last 180 days
3
filings
- • 2 accounts
- • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (27 events)Click to expand
- 2025-11-04📄accounts-amended-with-accounts-type-smallaccounts · AAMD
- 2025-10-27📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-25📄accounts-with-accounts-type-smallaccounts · AA
- 2024-03-11📄second-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP04CS01
- 2024-01-31📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-01-29➖MCKAY, Jennifer resignedsecretary
- 2023-12-09📄accounts-with-accounts-type-smallaccounts · AA
- 2023-10-23📄change-person-secretary-company-with-change-dateofficers · CH03
- 2023-06-07📄change-person-director-company-with-change-dateofficers · CH01
- 2023-04-26📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2023-04-03➕RESOLIS LIMITED appointedcorporate-secretary
- 2023-04-03➖PINSENT MASONS SECRETARIAL LIMITED resignedcorporate-secretary
- 2023-04-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-04-03📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2022-11-30📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-15➕LOVE, Brian appointeddirector
- 2022-05-12📄capital-allotment-sharescapital · SH01
- 2022-05-03📄memorandum-articlesincorporation · MA
- 2022-04-29📄resolutionresolution · RESOLUTIONS
- 2022-04-29📄resolutionresolution · RESOLUTIONS
- 2022-04-29📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-04-20🔒Charge registered #1Lender: Bny Mellon Corporate Trustee Services Limited (And Its Successors in Title and Permitted Transferees)
- 2022-03-21🏢Company incorporatedAs IOWA DEBTCO LIMITED
- 2022-03-21➕RAY, Alistair Graham appointeddirector
- 2022-03-21➕MCKAY, Jennifer appointedsecretary
- 2022-03-21➕PINSENT MASONS SECRETARIAL LIMITED appointedcorporate-secretary
- 2022-03-21📄incorporation-companyincorporation · NEWINC
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Group structure
Dalmore Capital (Issuer 1) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Dalmore Capital (Issuer 1) Limited
Corporate parent · holds 75-100% shares · board control
⬇
IOWA DEBTCO LIMITED
This company · 13993241
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dalmore Capital (Issuer 1) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 21/03/2022 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Trade services · LS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| @41 HOUSE OF HAIR LIMITED→ 14283830 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 08DIRECT LIMITED→ 06428331 · est 2007 · no financials extracted | — | — | — | — | 18y | — | — |
| 123BAYSWATER LTD→ 07365287 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 134 THE MEWS LTD→ 07411728 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
| 16 NUNROYD ROAD LTD→ 15987447 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 1991 NAILS AND BEAUTY LIMITED→ 16569710 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1ST CLASS STORAGE LTD→ 15108056 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST DEFENCE LOCKSMITHS LIMITED→ 10114645 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| 1ST RESPONSE RECOVERY LIMITED→ 06666959 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 1ST SELECT LIMITED→ 10297158 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST VIRTUAL PA LIMITED→ 10763796 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1ST XTREME CLEANING LTD→ 16433050 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2022-03-21
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
1 Park Row
Leeds
LS1 5AB
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2027-04-03
Last: 2026-03-20
Officers (3 active · 2 resigned)
RESOLIS LIMITED→
Activecorporate-secretary · appointed 2023-04-03
View their other companies + combined net worth →
Active
RAY, Alistair Graham→
Activedirector · ~52y · appointed 2022-03-21
View their other companies + combined net worth →
MCKAY, Jennifer→
Resignedsecretary · appointed 2022-03-21 · resigned 2024-01-29
PINSENT MASONS SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2022-03-21 · resigned 2023-04-03
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Bny Mellon Corporate Trustee Services (And Its Successors in Title and Permitted Transferees) Bny Mellon Corporate Trustee Services Limited (And Its Successors in Title and Permitted Transferees) | A registered charge | — | 20/04/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (22 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-20
accounts-amended-with-accounts-type-small
accounts · AAMD
2025-11-04
accounts-with-accounts-type-full
accounts · AA
2025-10-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-28
accounts-with-accounts-type-small
accounts · AA
2024-10-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-03-28
second-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP04CS01
2024-03-11
termination-secretary-company-with-name-termination-date
officers · TM02
2024-01-31
accounts-with-accounts-type-small
accounts · AA
2023-12-09
change-person-secretary-company-with-change-date
officers · CH03
2023-10-23
change-person-director-company-with-change-date
officers · CH01
2023-06-07
change-account-reference-date-company-current-extended
accounts · AA01
2023-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-03
termination-secretary-company-with-name-termination-date
officers · TM02
2023-04-03
appoint-corporate-secretary-company-with-name-date
officers · AP04
2023-04-03