T & R MAIN PH LTD
🏛️Establishedactive
12101646 · ltd · incorporated 2019-07-13
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
—
book net assets
Opportunity
70/100
Strong
What this business does
Primary activity: Other building completion and finishing
Sector: Construction
ALSO REGISTERED FOR
- 68100Buying and selling of own real estate
- 68209Other letting and operating of own or leased real estate
- 70229Management consultancy activities other than financial management
Investor take
PursueStrong opportunity: active trading company with strong profile and acceptable with review structure.
Opportunity 70/100 (strong), bankability 57/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (58/100).
🏦
Refinance opportunity
5 live charges · 3 lenders · oldest 4.3y
25/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Charge age ~4.3 years — mid-life; refi window approaching.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (83/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 4 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
10 connected companies via shared directors
75
Filing history
24 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 address
Last 180 days
3
filings
- • 1 address
- • 1 confirmation-statement
- • 1 mortgage
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
- 2026-02-08📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-10-28📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-10-27🔒Charge registered #5Lender: Chl Mortgages for Intermediaries Limited
- 2025-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-17📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2024-05-03🔒Charge registered #4Lender: Together Commercial Finance Limited
- 2024-05-03🔒Charge registered #3Lender: Together Commercial Finance Limited
- 2024-04-26📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-22📄appoint-person-director-company-with-name-dateofficers · AP01
- 2022-11-20➕BALL, Rosie Melissa appointeddirector
- 2022-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-03-31📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2022-02-02📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-27📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2022-01-12🔒Charge registered #2Lender: Together Commercial Finance Limited
- 2022-01-12🔒Charge registered #1Lender: Together Commercial Finance Limited Company Number 2058813
- 2021-04-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-17📄change-person-director-company-with-change-dateofficers · CH01
- 2019-10-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2019-07-13🏢Company incorporatedAs T & R MAIN PH LTD
- 2019-07-13➕BALL, Thomas Jack appointeddirector
- 2019-07-13📄incorporation-companyincorporation · NEWINC
Owner dependency
71/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 7 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 low5 live charges
lowHeavily leveraged with multiple live security positions — understand the capital structure before proceeding.
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mr Thomas Jack Ball Individual · British · DOB 06/1991 · age 35 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 13/07/2019 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Construction · DN postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1 - 2 CLEAR LIMITED→ 04672682 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 12 STARS PROPERTIES LTD→ 15641632 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| 123 FIRE LIMITED→ 07875047 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 123KITCHENS LIMITED→ 14873245 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1ST ESTATES LTD→ 10642545 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 1ST PREMIER DAMP PROOFING LTD→ 13589287 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 24 NETWORKS & SECURITY LTD→ 13117380 · est 2021 · no financials extracted | — | — | — | — | 5y | — | — |
| 24 VERNON ROAD LTD→ 14571864 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 24/7 SHUTTERS AND REPAIRS LTD→ 16514782 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 2A MILNER STREET LIMITED→ 10640197 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 2GETHER BATHROOMS LTD→ 13588629 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 2JD LTD→ 15089632 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
8 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2019-07-13
Jurisdictionengland-wales
Primary SIC43390 — Other building completion and finishing
Registered office
17 Dudley Street
Grimsby
DN31 2AW
England
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-12-09
Last: 2025-11-25
Officers (2 active · 0 resigned)
BALL, Rosie Melissa→
Activedirector · ~35y · appointed 2022-11-20
View their other companies + combined net worth →
BALL, Thomas Jack→
Activedirector · ~35y · appointed 2019-07-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
5
Total charges
5
Outstanding
2
Active lenders
Status:Lender:5 of 5 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Chl Mortgages for Intermediaries Chl Mortgages for Intermediaries Limited | A registered charge | 1 property | 27/10/2025 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 03/05/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 3 properties | 03/05/2024 | — | |
| outstanding | Together Money Together Commercial Finance Limited | A registered charge | 1 property | 12/01/2022 | — | |
| outstanding | Together Money Together Commercial Finance Limited Company Number 2058813 | A registered charge | 1 property | 12/01/2022 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (24 total)
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2026-02-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-12-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-10-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2024-11-25
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-22
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2024-05-17
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-04-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-12-27
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-04-29
confirmation-statement-with-updates
confirmation-statement · CS01
2022-12-16
appoint-person-director-company-with-name-date
officers · AP01
2022-11-22
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-30