ADVERSE MONEY LIMITED

💤Zombieactive
11849827 · ltd · incorporated 2019-02-27
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Jun 2025
Net worth
book net assets
Opportunity
72/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 72/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (80/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (1 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£6k£13k£19k£26k£32kJun 2024Jun 2025

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2025-06-302024-06-30
Total assets£6.4k
Current assets£262
Net assets£32.1k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 accounts
Last 180 days
1
filing
  • 1 accounts
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
  1. 2026-03-07
    📄
    accounts-with-accounts-type-dormant
    accounts · AA
  2. 2025-06-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  3. 2025-04-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  4. 2024-03-28
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  5. 2023-07-31
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  6. 2022-10-12
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  7. 2022-06-30
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  8. 2021-11-05
    📄
    termination-director-company-with-name-termination-date
    officers · TM01
  9. 2021-11-01
    LEYLAND, Michelle Louise resigned
    director
  10. 2021-02-26
    📄
    accounts-with-accounts-type-micro-entity
    accounts · AA
  11. 2019-07-05
    📄
    capital-allotment-shares
    capital · SH01
  12. 2019-07-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  13. 2019-07-04
    LEYLAND, Michelle Louise appointed
    director
  14. 2019-05-04
    📄
    change-account-reference-date-company-current-extended
    accounts · AA01
  15. 2019-05-04
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  16. 2019-02-27
    🏢
    Company incorporated
    As ADVERSE MONEY LIMITED
  17. 2019-02-27
    THORPE, Scott appointed
    director
  18. 2019-02-27
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

75/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner
NameSharesVoting rightsNature of controlNotified
Mr Scott Thorpe
Individual · British · DOB 07/1985 · age 41
sig. influencesignificant influence27/02/2019

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · DL postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
16 FINANCE LIMITED
12111923 · est 2019 · no financials extracted
6y
3SM INVESTMENTS LIMITED
12248379 · est 2019 · no financials extracted
6y
3T CAPITAL
12039736 · est 2019 · no financials extracted
6y
45 FINANCIAL LIMITED
13938720 · est 2022 · no financials extracted
4y
A AND M BUSINESS INVESTOR SERVICES LTD
08732481 · est 2013 · no financials extracted
12y
AA MORTGAGES AND FINANCE LIMITED
10491234 · est 2016 · no financials extracted
9y
ACUMEN INVESTMENT & PENSION SOLUTIONS LTD
13014479 · est 2020 · no financials extracted
5y
ADLAM FINANCIAL LIMITED
09924372 · est 2015 · no financials extracted
10y
ADVANCED MORTGAGE SOLUTIONS NORTH EAST LIMITED
13421800 · est 2021 · no financials extracted
4y
AFEUK LTD
09940027 · est 2016 · no financials extracted
10y
AKA HILL LTD
16140308 · est 2024 · no financials extracted
1y
AMP FINANCIAL SERVICES LIMITED
13944964 · est 2022 · no financials extracted
4y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2019-02-27
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified

Registered office

8 New Lane
Neasham
Darlington
DL2 1QR
England

Filing status

Accounts
Next due: 2027-03-31
Last made up to: 2025-06-30
Confirmation statement
Next due: 2026-07-19
Last: 2025-07-05

Officers (1 active · 1 resigned)

THORPE, Scott
director · ~41y · appointed 2019-02-27
View their other companies + combined net worth →
Active
LEYLAND, Michelle Louise
director · ~46y · appointed 2019-07-04 · resigned 2021-11-01
Resigned

Click a director name to see their full track record across all companies.

Recent filings (21 total)

accounts-with-accounts-type-dormant
accounts · AA
2026-03-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-11
accounts-with-accounts-type-micro-entity
accounts · AA
2025-06-26
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-04
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-07-23
accounts-with-accounts-type-micro-entity
accounts · AA
2024-03-28
accounts-with-accounts-type-micro-entity
accounts · AA
2023-07-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-31
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2022-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-17
accounts-with-accounts-type-micro-entity
accounts · AA
2022-06-30
termination-director-company-with-name-termination-date
officers · TM01
2021-11-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-23
accounts-with-accounts-type-micro-entity
accounts · AA
2021-02-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2020-07-21