7T8 LTD

🏛️Establishedactive
11739655 · ltd · incorporated 2018-12-24
Investment thesis
Property vehicle with leveraged stack — refinance / partial-release angle.
Why interesting: Asset-backed; value largely in underlying property; lender engagement likely possible.
Why risky: Multiple lenders to manage; inter-creditor friction and partial-release cost possible.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
  • · Oldest live charge 6.3y old — refinance window within 12 months
🔒Estimated value
Upgrade to see
Turnover
year to Dec 2024
Net worth
£151.5k
book net assets
Opportunity
70/100
Strong
🔔
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What this business does
Primary activity: Other letting and operating of own or leased real estate
Sector: Real estate
Investor take
Pursue
Strong opportunity: property-backed borrower with strong profile and acceptable with review structure.

Opportunity 70/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (58/100).

🏦

Refinance opportunity

5 live charges · oldest 6.3y

85/100
ready

Refinance conversation should be productive — structure clean and timing right.

  • · Oldest live charge is 6.3 years old — likely at or near maturity.
  • · Single lender — cleanest path to refinance.
  • · Legal-friction score 15/100 — clean.

Data confidence

Overall: medium (79/100)

Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
5 charges (5/5 with lender, 5/5 with type)
90
Directors & officers
3 officers (2 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
29 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
🔒Estimated company valuation

Sector-multiple EBITDA, turnover, and NAV-proxy valuation range with confidence tier — derived from extracted iXBRL financials.

Available from the Pro tier upwards.

See pricing →
Opportunity Score
70/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
55
Adequate — check latest filings for context.
Acquirability
55
Some acquirability indicators.
Risk profile
82
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared
Positive net assets
Net assets £151,491
Cash YoY
+655%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£11k
↑ 655% YoY
Net Worth
£151k
↑ 57% YoY
Current Assets
£12k
↑ 527% YoY
Current Liabilities
£0£30k£61k£91k£121k£151kDec 2023Dec 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-12-312023-12-31
Total assets£417.3k£350.9k
Current assets£11.7k£1.9k
Cash£11.0k£1.5k
Net assets£151.5k£96.7k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
  • 1 mortgage
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
  1. 2026-02-20
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  2. 2026-01-30
    🔒
    Charge registered #5
    Lender: The Mortgage Works (UK) PLC
  3. 2025-08-19
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  4. 2024-05-14
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2023-10-10
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  6. 2023-10-06
    📄
    accounts-amended-with-accounts-type-total-exemption-full
    accounts · AAMD
  7. 2023-09-29
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  8. 2023-09-09
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  9. 2023-09-07
    🔒
    Charge registered #4
    Lender: The Mortgage Works (UK) PLC
  10. 2022-12-13
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  11. 2022-12-09
    🔒
    Charge registered #3
    Lender: The Mortgage Works (UK) PLC
  12. 2022-06-21
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  13. 2021-04-12
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  14. 2020-09-10
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  15. 2020-08-14
    🔒
    Charge registered #2
    Lender: The Mortgage Works (UK) PLC
  16. 2020-07-28
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  17. 2020-07-27
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  18. 2020-07-22
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC01
  19. 2020-07-22
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  20. 2020-03-16
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  21. 2020-02-04
    📄
    mortgage-create-with-deed-with-charge-number-charge-creation-date
    mortgage · MR01
  22. 2020-01-29
    🔒
    Charge registered #1
    Lender: The Mortgage Works (UK) PLC
  23. 2019-10-24
    WINNIFRITH, Lisa appointed
    director
  24. 2019-10-24
    WINNIFRITH, Lisa resigned
    secretary
  25. 2019-10-24
    📄
    termination-secretary-company-with-name-termination-date
    officers · TM02
  26. 2019-01-19
    WINNIFRITH, Lisa appointed
    secretary
  27. 2018-12-24
    🏢
    Company incorporated
    As 7T8 LTD
  28. 2018-12-24
    WINNIFRITH, James Adam appointed
    director

Owner dependency

66/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
  • +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.

Succession & seller-readiness

36/100
Weak signal

Limited succession signal. Not a near-term off-market candidate.

SIGNALS
  • secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.

Red flags

1 low
5 live charges
low

Heavily leveraged with multiple live security positions — understand the capital structure before proceeding.

Shareholders & ownership

2 active beneficial owners
NameSharesVoting rightsNature of controlNotified
Mrs Lisa Winnifrith
Individual · British · DOB 02/1987 · age 39
2550%
25–50%25-50% shares · 25-50% voting24/10/2019
Mr James Adam Winnifrith
Individual · British · DOB 05/1978 · age 48
2550%
25–50%board control25-50% shares · 25-50% voting · board control24/12/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-12-24
Jurisdictionengland-wales
Primary SIC68209 — Other letting and operating of own or leased real estate

Registered office

18a Bridge Street
Morpeth
Northumberland
NE61 1NB
United Kingdom

Filing status

Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2027-02-15
Last: 2026-02-01

Officers (2 active · 1 resigned)

WINNIFRITH, James Adam
director · ~48y · appointed 2018-12-24
View their other companies + combined net worth →
Active
WINNIFRITH, Lisa
director · ~39y · appointed 2019-10-24
View their other companies + combined net worth →
Active
WINNIFRITH, Lisa
secretary · appointed 2019-01-19 · resigned 2019-10-24
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

5
Total charges
5
Outstanding
1
Active lenders
Status:Lender:5 of 5 shown
TypeProperties
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property30/01/2026
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property07/09/2023
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property09/12/2022
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property14/08/2020
outstanding
The Mortgage Works (UK)
The Mortgage Works (UK) PLC
A registered charge1 property29/01/2020
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (29 total)

mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2026-02-20
confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-08-19
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-02-07
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-05-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-01
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-10-10
accounts-amended-with-accounts-type-total-exemption-full
accounts · AAMD
2023-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-09-29
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2023-09-09
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-02-01
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2022-12-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-06-21
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-02-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-04-12