A & M TURNEY LIMITED
- · Oldest live charge 6.8y old — refinance window within 12 months
- 01500SIC 01500
Opportunity 79/100 (strong), bankability 85/100. Same-surname younger director in place — likely family handover, not open to sale. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · oldest 6.8y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.8 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (81/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2024-09-30 | 2023-09-30 |
|---|---|---|
| Total assets | £13.54M | £12.86M |
| Current assets | £2.97M | £2.94M |
| Cash | £1.07M | £947.4k |
| Debtors | £921.5k | £944.0k |
| Net assets | £13.07M | £12.40M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 miscellaneous
- • 1 persons-with-significant-control
- • 1 confirmation-statement
Corporate timeline (35 events)Click to expand
- 2025-12-23📄legacymiscellaneous · RP01PSC01
- 2025-12-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-10-22📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-04-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-01📄mortgage-satisfy-charge-fullmortgage · MR04
- 2025-04-01🔓Charge satisfied #2
- 2025-04-01🔓Charge satisfied #1
- 2025-01-17📄change-person-director-company-with-change-dateofficers · CH01
- 2024-11-07📄change-person-director-company-with-change-dateofficers · CH01
- 2024-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-03-21📄memorandum-articlesincorporation · MA
- 2024-01-17📄capital-alter-shares-redemption-statement-of-capitalcapital · SH02
- 2024-01-08📄resolutionresolution · RESOLUTIONS
- 2024-01-08📄resolutionresolution · RESOLUTIONS
- 2024-01-08📄resolutionresolution · RESOLUTIONS
- 2024-01-08📄resolutionresolution · RESOLUTIONS
- 2024-01-08📄resolutionresolution · RESOLUTIONS
- 2023-09-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-09-08➕TURNEY, Mary Ellen appointeddirector
- 2023-05-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-07➕TURNEY, Robin Alan appointeddirector
- 2022-06-27➖TURNEY, Alan George resigneddirector
- 2020-06-12➖TURNEY, Robin Alan resigneddirector
- 2020-03-18🔒Charge registered #2Lender: Hsbc UK Bank PLC
- 2019-06-17🔒Charge registered #1Lender: Hsbc UK Bank PLC
- 2019-04-26➕TURNEY, Jane Maria appointeddirector
- 2018-10-12🏢Company incorporatedAs A & M TURNEY LIMITED
- 2018-10-12➕TURNEY, Mercy Baskerville appointeddirector
- 2018-10-12➕TURNEY, Alan George appointeddirector
- 2018-10-12➕TURNEY, Robin Alan appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- -4 active directors: Broader management team in place — suggests transferable governance.
- +Founder name in company name: Company name contains director surname "TURNEY" — strong identity link between founder and business.
- +Founder age: Director aged approximately 83 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
No meaningful acquirability indicators from public data.
- primaryFamily succession underway: Not a takeover target — TURNEY, Mary Ellen (same surname) appointed 2023-09-08. Pattern consistent with intra-family handover.
- primaryFounder aged 70+: Senior director is approximately 83 years old. Natural succession window is now.
Red flags
cleanShareholders & ownership
5 active beneficial owners · dominant holder ≥75% · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Mercy Baskerville Turney Individual · British · DOB 04/1943 · age 83 | 75–100% | 50–75% | board control75-100% shares · 75-100% voting · board control | 12/10/2018 |
Wendy Nickless Individual · British · DOB 01/1970 · age 56 | 50–75% | 25–50% | 50-75% shares · 50-75% voting | 22/10/2025 |
Ms Jane Maria Turney Individual · British · DOB 05/1976 · age 50 | 50–75% | 25–50% | 50-75% shares · 50-75% voting | 22/10/2025 |
Mr Robin Alan Turney Individual · British · DOB 08/1978 · age 48 | 50–75% | 50–75% | board control50-75% shares · 50-75% voting · board control | 22/10/2025 |
Mr Keith Phillips Individual · British · DOB 11/1962 · age 64 | 50–75% | 25–50% | 50-75% shares · 50-75% voting | 22/10/2025 |
1 historic (ceased) PSC
- Mr Alan George Turneyceased 27/06/2022· 25-50% shares · 25-50% voting
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Agriculture · CV postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 1453 LTD→ 12005538 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| A B LIVERY LIMITED→ 17003706 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| A D WOODLEY ENTERPRISES LIMITED→ 05398874 · est 2005 · no financials extracted | — | — | — | — | 21y | — | — |
| A G FARMER LTD→ 05199175 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| A. FORSYTH(FARMWORK)LIMITED→ 00875363 · est 1966 · no financials extracted | — | — | — | — | 60y | — | — |
| A. OLORENSHAW LIMITED→ 03507036 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| A.M. JACQUES LTD→ 11361605 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| A.R. RURAL SERVICES LTD→ 15834657 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| ACDW LIMITED→ 12181548 · est 2019 · no financials extracted | — | — | — | — | 6y | — | — |
| ADDINGTON FUND→ 04654186 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| ADLINGTON TURKEYS LIMITED→ 08465630 · est 2013 · no financials extracted | — | — | — | — | 13y | — | — |
| ADVANCE FUMIGATION AND PEST CONTROL LIMITED→ 02733106 · est 1992 · no financials extracted | — | — | — | — | 33y | — | — |
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 2 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 18/03/2020 | 01/04/2025 | |
| satisfied | HSBC Hsbc UK Bank PLC | A registered charge | 1 property | 17/06/2019 | 01/04/2025 |