APPLE FINCO (E) LIMITED
🏛️Establishedactive
11580484 · ltd · incorporated 2018-09-20
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 7.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
71/100
Strong
What this business does
Primary activity: Other business support service activities n.e.c.
Sector: Administrative & support services
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 71/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: 1 insolvency-related filing on record. Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 7.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 7.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 23/100 — clean.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
10 officers (3 active, 10 linked, 8 with DOB)
86
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
13 connected companies via shared directors
84
Filing history
47 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
59
Some moderate concerns — review flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 2 officers
Counts from Companies House filing history.
Corporate timeline (39 events)Click to expand
- 2025-11-17📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-11-17📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-11-01➕EQUITIX MANAGEMENT SERVICES LIMITED appointedcorporate-secretary
- 2025-11-01➖BRODIE, Nicole resignedsecretary
- 2025-10-17📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-17📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-03➕MORENO DE LOS RIOS ALMANDOZ, Ramon appointeddirector
- 2025-10-03➖BINNINGTON, Michael Edward resigneddirector
- 2025-10-03➖CLARKE, Montgomery Peter Garrett resigneddirector
- 2025-07-03📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-10📄accounts-with-accounts-type-fullaccounts · AA
- 2024-10-04📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2024-07-18📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-07-03➖BHUWANIA, Achal Prakash resigneddirector
- 2024-07-03➕CLARKE, Montgomery Peter Garrett appointeddirector
- 2024-07-03📄termination-director-company-with-name-termination-dateofficers · TM01
- 2023-10-11📄accounts-with-accounts-type-fullaccounts · AA
- 2023-08-02➕BRODIE, Nicole appointedsecretary
- 2023-08-02📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2023-03-10📄change-person-director-company-with-change-dateofficers · CH01
- 2022-09-07📄accounts-with-accounts-type-fullaccounts · AA
- 2021-12-31📄accounts-with-accounts-type-fullaccounts · AA
- 2021-01-07📄legacycapital · SH20
- 2021-01-07📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2021-01-07⚠️legacyinsolvency · CAP-SS
- 2021-01-07📄resolutionresolution · RESOLUTIONS
- 2020-12-04📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-12-02➖SMITH, Jonathan Charles resigneddirector
- 2019-11-12➕LENESS, Amanda Vanderneth appointeddirector
- 2019-11-12➕BINNINGTON, Michael Edward appointeddirector
- 2019-11-12➖CROSSLEY, Hugh Barnabas resigneddirector
- 2019-11-12➖JACKSON, Geoffrey Allan resigneddirector
- 2018-10-25🔒Charge registered #1Lender: Lucid Trustee Services Limited
- 2018-10-18➕JACKSON, Geoffrey Allan appointeddirector
- 2018-10-18➕SMITH, Jonathan Charles appointeddirector
- 2018-09-20🏢Company incorporatedAs APPLE FINCO (E) LIMITED
- 2018-09-20➕BHUWANIA, Achal Prakash appointeddirector
- 2018-09-20➕CROSSLEY, Hugh Barnabas appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
46/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 high · 1 med ·1 insolvency-related filing on record
highFilings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2021-01-07: legacy
3 director resignations in last 12 months
mediumMultiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: BRODIE, Nicole resigned 2025-11-01; BINNINGTON, Michael Edward resigned 2025-10-03; CLARKE, Montgomery Peter Garrett resigned 2025-10-03
Group structure
Apple Holdco (E) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Apple Holdco (E) Limited
Corporate parent · holds 75-100% shares · board control
⬇
APPLE FINCO (E) LIMITED
This company · 11580484
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Apple Holdco (E) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/09/2018 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2018-09-20
Jurisdictionengland-wales
Primary SIC82990 — Other business support service activities n.e.c.
Registered office
3rd Floor, South Building
200 Aldersgate Street
London
EC1A 4HD
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-03
Last: 2025-09-19
Officers (3 active · 7 resigned)
EQUITIX MANAGEMENT SERVICES LIMITED→
Activecorporate-secretary · appointed 2025-11-01
View their other companies + combined net worth →
LENESS, Amanda Vanderneth→
Activedirector · ~59y · appointed 2019-11-12
View their other companies + combined net worth →
MORENO DE LOS RIOS ALMANDOZ, Ramon→
Activedirector · ~43y · appointed 2025-10-03
View their other companies + combined net worth →
BRODIE, Nicole→
Resignedsecretary · appointed 2023-08-02 · resigned 2025-11-01
BHUWANIA, Achal Prakash→
Resigneddirector · ~47y · appointed 2018-09-20 · resigned 2024-07-03
BINNINGTON, Michael Edward→
Resigneddirector · ~59y · appointed 2019-11-12 · resigned 2025-10-03
CLARKE, Montgomery Peter Garrett→
Resigneddirector · ~29y · appointed 2024-07-03 · resigned 2025-10-03
CROSSLEY, Hugh Barnabas→
Resigneddirector · ~53y · appointed 2018-09-20 · resigned 2019-11-12
JACKSON, Geoffrey Allan→
Resigneddirector · ~72y · appointed 2018-10-18 · resigned 2019-11-12
SMITH, Jonathan Charles→
Resigneddirector · ~46y · appointed 2018-10-18 · resigned 2020-12-02
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lucid Trustee Services Lucid Trustee Services Limited | A registered charge | — | 25/10/2018 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (47 total)
appoint-corporate-secretary-company-with-name-date
officers · AP04
2025-11-17
termination-secretary-company-with-name-termination-date
officers · TM02
2025-11-17
appoint-person-director-company-with-name-date
officers · AP01
2025-10-17
termination-director-company-with-name-termination-date
officers · TM01
2025-10-17
termination-director-company-with-name-termination-date
officers · TM01
2025-10-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-10-02
accounts-with-accounts-type-full
accounts · AA
2025-07-03
accounts-with-accounts-type-full
accounts · AA
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-07
change-to-a-person-with-significant-control
persons-with-significant-control · PSC05
2024-10-04
appoint-person-director-company-with-name-date
officers · AP01
2024-07-18
termination-director-company-with-name-termination-date
officers · TM01
2024-07-03
accounts-with-accounts-type-full
accounts · AA
2023-10-11
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-10-05
appoint-person-secretary-company-with-name-date
officers · AP03
2023-08-02