3FIVE1 FINANCIAL LIMITED

💤Zombieactive
11248990 · ltd · incorporated 2018-03-11
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
Upgrade to see
Turnover
year to Sept 2024
Net worth
book net assets
Opportunity
71/100
Strong
🔔
Follow this company (free)
Email alerts on filings, charges, director changes, gazette notices. No account needed.

Unsubscribe any time from any email. GDPR-respectful.

What this business does
Primary activity: Activities of mortgage finance companies
Sector: Financial & insurance
Investor take
Pursue
Strong opportunity: active trading company with strong profile and bankable structure.

Opportunity 71/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: strategic trade sale (65/100).

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
1 officers (1 active, 1 linked, 1 with DOB)
90
Ownership & PSC
1 active PSC(s) of 1 total, 1 with control declared
90
Director network
5 connected companies via shared directors
60
Filing history
22 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
71/100Strong
PassWatchWorth a lookStrongExceptional 

Solid opportunity signal. Worth a dedicated memo and management meeting.

Business quality
65
Adequate — check latest filings for context.
Acquirability
50
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.

Key financials

2 years extracted from filed iXBRL accounts
Cash
Net Worth
Current Assets
Current Liabilities
£0£0£0£0£0£0Sept 2023Sept 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown
Metric2024-09-302023-09-30
Average employees0100

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
0
filings
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (16 events)Click to expand
  1. 2025-06-24
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  2. 2024-06-25
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  3. 2023-12-26
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  4. 2022-12-27
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  5. 2022-12-07
    📄
    change-to-a-person-with-significant-control
    persons-with-significant-control · PSC04
  6. 2022-03-31
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  7. 2021-07-14
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  8. 2021-07-07
    📄
    dissolved-compulsory-strike-off-suspended
    dissolution · DISS16(SOAS)
  9. 2021-06-29
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  10. 2020-05-20
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  11. 2019-12-15
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  12. 2019-06-08
    📄
    gazette-filings-brought-up-to-date
    gazette · DISS40
  13. 2019-05-28
    📄
    gazette-notice-compulsory
    gazette · GAZ1
  14. 2018-03-11
    🏢
    Company incorporated
    As 3FIVE1 FINANCIAL LIMITED
  15. 2018-03-11
    KHAN, Masud appointed
    director
  16. 2018-03-11
    📄
    incorporation-company
    incorporation · NEWINC

Owner dependency

80/100
Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS
  • +Sole director: Only one active director — all governance concentrated on one person.
  • +No director turnover: Company is 8 years old with no director changes — suggests a very tight-knit founder team never broadened.

Succession & seller-readiness

45/100
Moderate signal

Some succession indicators present. Worth watching; approach if sector/strategy fits.

SIGNALS
  • primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Mr Masud Khan
Individual · British · DOB 07/1974 · age 52
75100%
75–100%board control75-100% shares · 75-100% voting · board control11/03/2018

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · CV postcode area
CompanyEst. valueTurnoverNet worthStaffAgeOppDirector
3DIFS LIMITED
05944067 · est 2006 · no financials extracted
19y
4AD INVESTMENTS LIMITED
08530776 · est 2013 · no financials extracted
12y
5S GLOBAL INVESTMENTS LIMITED
16832888 · est 2025 · no financials extracted
A 1 GUARANTEE LIMITED
00946609 · est 1969 · no financials extracted
57y
A. E. SHARP LIMITED
07714406 · est 2011 · no financials extracted
14y
A.E. RUSSELL (INSURANCES) LIMITED
00685922 · est 1961 · no financials extracted
65y
A&C ACCOUNTING LTD
12673618 · est 2020 · no financials extracted
5y
A&J FINANCIAL SERVICES LTD
13974160 · est 2022 · no financials extracted
4y
AARUBI FINANCE LTD
16422403 · est 2025 · no financials extracted
ABBOTSFIELD INVESTMENTS LIMITED
12815110 · est 2020 · no financials extracted
5y
ABOVE DYNAMICS LIMITED
10831821 · est 2017 · no financials extracted
8y
ACCLAIMED MORTGAGE CONSULTANCY LTD
12969345 · est 2020 · no financials extracted
5y
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2018-03-11
Jurisdictionengland-wales
Primary SIC64922 — Activities of mortgage finance companies

Registered office

3five1 Financial 351 Stoney Stanton Road
Coventry
CV6 5DS
England

Filing status

Accounts
Next due: 2026-06-30
Last made up to: 2024-09-30
Confirmation statement
Next due: 2027-03-07
Last: 2026-02-21

Officers (1 active · 0 resigned)

KHAN, Masud
director · ~52y · appointed 2018-03-11
View their other companies + combined net worth →
Active

Click a director name to see their full track record across all companies.

Recent filings (22 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-03-02
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-06-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-03-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-06-25
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-02-21
change-account-reference-date-company-previous-extended
accounts · AA01
2023-12-26
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-03-22
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-12-27
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2022-12-07
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-05-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-03-31
gazette-filings-brought-up-to-date
gazette · DISS40
2021-07-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-13
dissolved-compulsory-strike-off-suspended
dissolution · DISS16(SOAS)
2021-07-07
gazette-notice-compulsory
gazette · GAZ1
2021-06-29