1995 SETTLEMENT TRUST LIMITED
🏛️Establishedactive
10911087 · private-limited-guarant-nsc · incorporated 2017-08-11
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£0
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Other service activities n.e.c.
Sector: Other service activities
Investor take
PursueActive trading company with a 76-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 80/100. Strong seller-intent signal (60/100, director aged 76). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
🏦
Refinance opportunity
1 live charge · oldest 1.2y
50/100
clean up first
Refinance viable after a tidy-up — address the highlighted items first.
- · Newest facility, 1.2 years old — likely still in initial term.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
4 connected companies via shared directors
57
Filing history
21 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
65
Adequate — check latest filings for context.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
£0
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Net assets | £0 | £0 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-04-28📄accounts-with-accounts-type-dormantaccounts · AA
- 2025-02-13📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2025-02-12🔒Charge registered #1Lender: Lloyds Bank PLC
- 2024-09-11📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-31📄accounts-with-accounts-type-dormantaccounts · AA
- 2023-12-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2022-05-20📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-07-08📄accounts-with-accounts-type-dormantaccounts · AA
- 2021-01-27📄accounts-with-accounts-type-dormantaccounts · AA
- 2020-09-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-12-18📄accounts-with-accounts-type-dormantaccounts · AA
- 2018-07-13📄accounts-with-accounts-type-dormantaccounts · AA
- 2017-08-11🏢Company incorporatedAs 1995 SETTLEMENT TRUST LIMITED
- 2017-08-11➕ALLEN-BACK, Jessica appointedsecretary
- 2017-08-11➕ALDENHAM, Josephine Nicola, Lady appointeddirector
- 2017-08-11➕ALLEN-BACK, Jessica Juliet Mary, The Honourable appointeddirector
- 2017-08-11📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2017-08-11📄incorporation-companyincorporation · NEWINC
Owner dependency
73/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 76 — succession pressure is live.
Succession & seller-readiness
66/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 76 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Honourable Humphrey William Fell Gibbs Individual · English · DOB 01/1989 · age 37 | — | 25–50% | 25-50% voting | 11/08/2017 |
The Honourable Thomas Antony John Gibbs Individual · British · DOB 10/1992 · age 34 | — | 25–50% | 25-50% voting | 11/08/2017 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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|---|---|---|---|---|---|---|---|
| 021 BEAUTY LTD→ 16167715 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 08643062 LIMITED→ 08643062 · est 2013 · no financials extracted | — | — | — | — | 12y | — | — |
| 1 PALACE COURT MANAGEMENT COMPANY LIMITED→ 10861667 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| 1-4 MILL COURT LIMITED→ 04256662 · est 2001 · no financials extracted | — | — | — | — | 24y | — | — |
| 110 SERVICES LTD→ 16364153 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 12 CLEANING COMPANY LIMITED→ 13389623 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1ST CAR IMPORTS LIMITED→ 06606068 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| 24 RG LIMITED→ 09678679 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 25 TABLEY ROAD LTD→ 10684307 · est 2017 · no financials extracted | — | — | — | — | 9y | — | — |
| 25TH CENTURY TRADING LIMITED→ 16038227 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3 L NAILS & BEAUTY LIMITED→ 14194481 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| 3 RIVERS INVESTMENTS LIMITED→ 05635294 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeprivate-limited-guarant-nsc
Incorporated2017-08-11
Jurisdictionengland-wales
Primary SIC96090 — Other service activities n.e.c.
Registered office
Aldenham Estate Office Elstree Aerodrome
Hogg Lane
Elstree
Hertfordshire
WD6 3AW
United Kingdom
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-08-24
Last: 2025-08-10
Officers (3 active · 0 resigned)
ALLEN-BACK, Jessica→
Activesecretary · appointed 2017-08-11
View their other companies + combined net worth →
ALDENHAM, Josephine Nicola, Lady→
Activedirector · ~76y · appointed 2017-08-11
View their other companies + combined net worth →
ALLEN-BACK, Jessica Juliet Mary, The Honourable →
Activedirector · ~42y · appointed 2017-08-11
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 4 properties | 12/02/2025 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (21 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-08-18
accounts-with-accounts-type-dormant
accounts · AA
2025-04-28
mortgage-create-with-deed-with-charge-number-charge-creation-date
mortgage · MR01
2025-02-13
change-person-director-company-with-change-date
officers · CH01
2024-09-11
confirmation-statement-with-updates
confirmation-statement · CS01
2024-08-12
accounts-with-accounts-type-dormant
accounts · AA
2024-07-31
accounts-with-accounts-type-dormant
accounts · AA
2023-12-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-07
confirmation-statement-with-updates
confirmation-statement · CS01
2022-08-23
accounts-with-accounts-type-dormant
accounts · AA
2022-05-20
confirmation-statement-with-updates
confirmation-statement · CS01
2021-08-18
accounts-with-accounts-type-dormant
accounts · AA
2021-07-08
accounts-with-accounts-type-dormant
accounts · AA
2021-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2020-09-28
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2020-09-16