A&HB CONSULTING LTD
🌳Matureactive
09309964 · ltd · incorporated 2014-11-13
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
hardening · 12-months
Already tight — no obvious softening catalysts on the horizon.
- · Thesis: well-run, low negotiation leverage
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
£1.62M
book net assets
Opportunity
74/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueStrong opportunity: asset-holding vehicle with strong profile and bankable structure.
Opportunity 74/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -46% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: strategic trade sale (73/100).
Data confidence
Overall: medium (78/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
3 officers (3 active, 3 linked, 2 with DOB)
83
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
43 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
74/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
55
Some acquirability indicators.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £1,623,821
Net assets shrinking
Down £327,794 YoY
Cash draining
Cash down 46% YoY
Cash YoY
-46%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£297k
↓ 46% YoY
Net Worth
£1.6m
↓ 17% YoY
Current Assets
£1.8m
↓ 23% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £1.64M | £1.98M |
| Current assets | £1.78M | £2.31M |
| Cash | £296.7k | £546.7k |
| Debtors | £190.1k | £281.8k |
| Net assets | £1.62M | £1.95M |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
2
filings
- • 2 confirmation-statement
Last 90 days
4
filings
- • 2 confirmation-statement
- • 1 persons-with-significant-control
- • 1 accounts
Last 180 days
10
filings
- • 3 confirmation-statement
- • 3 persons-with-significant-control
- • 3 officers
Counts from Companies House filing history.
Corporate timeline (23 events)Click to expand
- 2026-03-28📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2026-03-28📄replacement-filing-of-confirmation-statement-with-made-up-dateconfirmation-statement · RP01CS01
- 2026-03-05📄second-filing-change-details-of-a-person-with-significant-controlpersons-with-significant-control · RP04PSC04
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-11-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-13📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-11-13📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-13📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-02📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-10-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-09-08📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2022-01-04📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-03-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2020-03-17📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-01-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-12-17📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2017-07-13➕BOND, Helena appointeddirector
- 2014-11-13🏢Company incorporatedAs A&HB CONSULTING LTD
- 2014-11-13➕BOND, Helena appointedsecretary
- 2014-11-13➕BOND, Andrew Gregory appointeddirector
Owner dependency
66/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
41/100
Moderate signalSome succession indicators present. Worth watching; approach if sector/strategy fits.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Helena Bond Individual · British · DOB 03/1979 · age 47 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2017 |
Andrew Gregory Bond Individual · British · DOB 01/1982 · age 44 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · GU postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 12 FINANCE LIMITED→ 08293469 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| 33HZ EVENTS LIMITED→ 12704052 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 360 MORTGAGES LTD→ 08939208 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| 3AMIGOSTRADING LTD→ 16570607 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4 RIVERS SERVICES LIMITED→ 10119999 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ABUNDANCE FINANCE LTD→ 12588565 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ACCOUNTANCYPRO LIMITED→ 15324805 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACOTT SERVICES LIMITED→ 14092294 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
| ACQUIRE FINANCE LTD→ 11403352 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| ADVANTAGE RISK SOLUTIONS LIMITED→ 08836855 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
| ADVICE MADE SIMPLE LIMITED→ 05678292 · est 2006 · no financials extracted | — | — | — | — | 20y | — | — |
| ADVISED FINANCIAL LIMITED→ 08966702 · est 2014 · no financials extracted | — | — | — | — | 12y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-11-13
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
Unit 4d, Lansbury Business Estate 102 Lower Guildford Road
Knaphill
Woking
Surrey
GU21 2EP
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-27
Last: 2025-11-13
Officers (3 active · 0 resigned)
Active
BOND, Andrew Gregory→
Activedirector · ~44y · appointed 2014-11-13
View their other companies + combined net worth →
BOND, Helena→
Activedirector · ~47y · appointed 2017-07-13
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (43 total)
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-03-28
replacement-filing-of-confirmation-statement-with-made-up-date
confirmation-statement · RP01CS01
2026-03-28
second-filing-change-details-of-a-person-with-significant-control
persons-with-significant-control · RP04PSC04
2026-03-05
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-13
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-11-13
change-person-secretary-company-with-change-date
officers · CH03
2025-11-13
change-person-director-company-with-change-date
officers · CH01
2025-11-13
change-person-director-company-with-change-date
officers · CH01
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-13
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-07-02
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-11-13
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-10-12
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-14