AB AND V LIMITED
- · Oldest live charge 6.7y old — refinance window within 12 months
Opportunity 75/100 (strong), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: strategic trade sale (65/100).
Refinance opportunity
2 live charges · oldest 6.7y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 6.7 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Signals from accounts
Derived from iXBRL accounts · FRS 102Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £2.30M | — |
| Current assets | £1.39M | — |
| Cash | £55.2k | — |
| Debtors | £1.34M | — |
| Net assets | £1.86M | — |
| Average employees | — | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 1 accounts
Corporate timeline (21 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-05-10📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-01-17📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2021-09-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2021-03-26📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2021-02-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-22📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2021-02-22📄change-person-director-company-with-change-dateofficers · CH01
- 2020-02-06📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-10-04📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-10-01🔒Charge registered #2Lender: Lloyds Bank PLC
- 2019-08-31📄mortgage-create-with-deed-with-charge-number-charge-creation-datemortgage · MR01
- 2019-08-18🔒Charge registered #1Lender: Lloyds Bank PLC
- 2019-06-19📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-06-13➕PATEL, Ashka Jayendra appointeddirector
- 2014-10-13🏢Company incorporatedAs AB AND V LIMITED
- 2014-10-13➕VISANJI, Abbas appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Miss Ashka Jayendra Patel Individual · British · DOB 04/1991 · age 35 | 25–50% | — | 25-50% shares | 19/06/2019 |
Mr Abbas Visanji Individual · British · DOB 01/1987 · age 39 | 25–50% | — | 25-50% shares | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (2 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 01/10/2019 | — | |
| outstanding | Lloyds Banking Group Lloyds Bank PLC | A registered charge | 1 property | 18/08/2019 | — |