7181 LIMITED
🌳Matureactive
09222979 · ltd · incorporated 2014-09-17
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Apr 2025
Net worth
—
book net assets
Opportunity
79/100
Strong
What this business does
Primary activity: Financial intermediation not elsewhere classified
Sector: Financial & insurance
Investor take
PursueActive trading company with a 65-year-old founder — textbook succession opportunity.
Opportunity 79/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 65). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
4 active PSC(s) of 4 total, 4 with control declared
90
Director network
3 connected companies via shared directors
54
Filing history
37 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
79/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-04-30 | 2024-04-30 |
|---|---|---|
| Average employees | 200 | 200 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
1
filing
- • 1 accounts
Last 180 days
1
filing
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (21 events)Click to expand
- 2026-01-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2025-05-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-05-23📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2025-05-23📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2025-04-28📄memorandum-articlesincorporation · MA
- 2025-04-22📄change-person-director-company-with-change-dateofficers · CH01
- 2025-04-22📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2025-04-08📄capital-name-of-class-of-sharescapital · SH08
- 2025-04-08📄capital-variation-of-rights-attached-to-sharescapital · SH10
- 2025-04-08📄resolutionresolution · RESOLUTIONS
- 2024-08-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-11-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-08-09📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-15📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-09-27📄change-person-director-company-with-change-dateofficers · CH01
- 2019-07-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2014-12-01➕HEATH, Gareth Roger Edward appointeddirector
- 2014-09-17🏢Company incorporatedAs 7181 LIMITED
- 2014-09-17➕NORGATE, Peter appointeddirector
Owner dependency
78/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 65 — succession pressure is live.
- +No director turnover: Company is 12 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
61/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 65. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
4 active beneficial owners · fragmented| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Migena Lika Individual · Albanian · DOB 04/1979 · age 47 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 01/04/2025 |
Mr Gareth Roger Edward Heath Individual · British · DOB 11/1978 · age 48 | — | — | sig. influencesignificant influence | 01/04/2025 |
Mr Peter Norgate Individual · British · DOB 02/1961 · age 65 | — | — | sig. influencesignificant influence | 06/04/2016 |
Mrs Elaine Margaret Norgate Individual · British · DOB 05/1961 · age 65 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · SS postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 2579 LIMITED→ 16323172 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 33BLACKINVESTMENTS LIMITED→ 16783911 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 4WEALTH LIMITED→ 04668130 · est 2003 · no financials extracted | — | — | — | — | 23y | — | — |
| 50FIVEPLUS LIMITED→ 07885828 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 601 FINANCIAL SOLUTIONS LIMITED→ 05620436 · est 2005 · no financials extracted | — | — | — | — | 20y | — | — |
| A BROWN MORTGAGE SERVICES LIMITED→ 10430525 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| A HAY LTD→ 16280055 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| A J LIFE LTD→ 15612782 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| A L RISK SOLUTIONS LIMITED→ 06505361 · est 2008 · no financials extracted | — | — | — | — | 18y | — | — |
| A&G MORTGAGE ADVISORS LIMITED→ 14741670 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| AAB FINANCIAL SERVICES LTD→ 09557427 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AB SPECIALIST FINANCE LTD→ 16620098 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2014-09-17
Jurisdictionengland-wales
Primary SIC64999 — Financial intermediation not elsewhere classified
Registered office
4 Chester Court
Chester Hall Lane
Basildon
Essex
SS14 3WR
United Kingdom
Filing status
Accounts
Next due: 2027-01-31
Last made up to: 2025-04-30
Confirmation statement
Next due: 2026-10-01
Last: 2025-09-17
Officers (2 active · 0 resigned)
HEATH, Gareth Roger Edward→
Activedirector · ~48y · appointed 2014-12-01
View their other companies + combined net worth →
NORGATE, Peter→
Activedirector · ~65y · appointed 2014-09-17
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (37 total)
accounts-with-accounts-type-total-exemption-full
accounts · AA
2026-01-30
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-01
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-23
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC01
2025-05-23
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2025-05-23
memorandum-articles
incorporation · MA
2025-04-28
change-person-director-company-with-change-date
officers · CH01
2025-04-22
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-04-22
capital-name-of-class-of-shares
capital · SH08
2025-04-08
capital-variation-of-rights-attached-to-shares
capital · SH10
2025-04-08
resolution
resolution · RESOLUTIONS
2025-04-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-08-20
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-29