BORDER INVESTMENTS LTD
🌳Matureactive
08620548 · ltd · incorporated 2013-07-23
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£-161.7k
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Security and commodity contracts dealing activities
Sector: Financial & insurance
Investor take
Pass (distressed without resilience)Distressed active trading company — structural issues outweigh the discount.
Opportunity 78/100 (strong), bankability 75/100. Strong seller-intent signal (68/100, director aged 71). Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (79/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
2 active PSC(s) of 2 total, 2 with control declared
90
Director network
1 connected companies via shared directors
48
Filing history
34 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredNegative net assets
Liabilities exceed assets by £161,696
Cash YoY
+124%
Year on year
Key financials
2 years extracted from filed iXBRL accountsCash
£121
↑ 124% YoY
Net Worth
-£162k
↓ 1.2% YoY
Current Assets
£401
↑ 20% YoY
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-07-31 | 2023-07-31 |
|---|---|---|
| Total assets | £-161.7k | £-159.8k |
| Current assets | £401 | £334 |
| Cash | £121 | £54 |
| Debtors | £280 | £280 |
| Net assets | £-161.7k | £-159.8k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (18 events)Click to expand
- 2025-04-16📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-07-04📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-07-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-07-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-07-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-04-18📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-04-24📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-03-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2020-12-08📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-09-11📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2019-02-27📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2018-04-19📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2017-01-25📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2016-11-03📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2013-07-23🏢Company incorporatedAs BORDER INVESTMENTS LTD
- 2013-07-23➕TAYLOR, Carolyn appointeddirector
- 2013-07-23➕TAYLOR, Stephen William Joseph appointeddirector
Owner dependency
86/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Founder age: Director aged approximately 71 — succession pressure is live.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 13 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
79/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 70+: Senior director is approximately 71 years old. Natural succession window is now.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Mrs Carolyn Judith Taylor Individual · British · DOB 05/1958 · age 68 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/07/2016 |
Mr Stephen William Joseph Taylor Individual · British · DOB 12/1955 · age 71 | 25–50% | 25–50% | board control25-50% shares · 25-50% voting · board control | 01/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Financial services · CA postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| A&K HERD LTD→ 10754966 · est 2017 · no financials extracted | — | — | — | — | 8y | — | — |
| ACT LOGIC LIMITED→ 16882554 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| AHR 151 LIMITED→ 01835383 · est 1984 · no financials extracted | — | — | — | — | 41y | — | — |
| ARC EDEN LIMITED→ 05299049 · est 2004 · no financials extracted | — | — | — | — | 21y | — | — |
| ARMSTRONG WATSON FINANCIAL PLANNING LTD→ 07208672 · est 2010 · no financials extracted | — | — | — | — | 16y | — | — |
| BARTON PHILLIPS LIMITED→ 08261805 · est 2012 · no financials extracted | — | — | — | — | 13y | — | — |
| BHARADWAJ LIMITED→ 10419523 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
| BLACK ROBIN CAPITAL LIMITED→ 15592648 · est 2024 · no financials extracted | — | — | — | — | 2y | — | — |
| BOUNTY PROPERTIES SERVICES LTD→ 16018718 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| BRENMATCH LIMITED→ 03496512 · est 1998 · no financials extracted | — | — | — | — | 28y | — | — |
| BROWNRIGG PROPERTIES LIMITED→ 07800966 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| BURNETTS TRUST CORPORATION LIMITED→ 14312110 · est 2022 · no financials extracted | — | — | — | — | 3y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2013-07-23
Jurisdictionengland-wales
Primary SIC66120 — Security and commodity contracts dealing activities
Registered office
11 Twickenham Court
Carlisle
CA1 3TW
England
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-07-20
Last: 2025-07-06
Officers (2 active · 0 resigned)
TAYLOR, Carolyn→
Activedirector · ~68y · appointed 2013-07-23
View their other companies + combined net worth →
TAYLOR, Stephen William Joseph→
Activedirector · ~71y · appointed 2013-07-23
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Recent filings (34 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-07-18
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-04-16
confirmation-statement-with-updates
confirmation-statement · CS01
2024-07-24
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2024-07-04
change-person-director-company-with-change-date
officers · CH01
2024-07-03
change-person-director-company-with-change-date
officers · CH01
2024-07-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-03
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-07-03
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-18
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-07-11
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-07-06
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-03-31
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-07-10
accounts-with-accounts-type-micro-entity
accounts · AA
2020-12-08