CLEAR PHARMACY (CREWE) LIMITED
- · Hygiene score: 90 → 70
- · Opportunity score: 80 → 72
- · Bankability: 80 → 70
- · Distress / opportunity: avoid → speculative
- · Oldest live charge 12.1y old — refinance window within 12 months
Picture worsened over the last 30 days — 3 negative signals vs 0 positive.
- ↓Opportunity score: 80 → 72
- ↓Hygiene score: 90 → 70
- ↓Bankability: 80 → 70
- ·Distress / opportunity: avoid → speculative
No snapshot from 90 days ago — start tracking from today.
No snapshot from 180 days ago — start tracking from today.
Opportunity 72/100 (strong), bankability 70/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Resolve: Confirmation statement overdue. Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
1 live charge · oldest 12.1y
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 12.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: high (82/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Key financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-01-31 | 2024-01-31 |
|---|---|---|
| Average employees | 1700 | 1700 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
3 signals detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
- • 2 officers
- • 2 officers
Corporate timeline (21 events)Click to expand
- 2026-05-01📄change-person-director-company-with-change-dateofficers · CH01
- 2026-05-01📄change-person-secretary-company-with-change-dateofficers · CH03
- 2025-10-30📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2024-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2023-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2022-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-10-29📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2021-01-08📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2019-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-10-31📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2018-05-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2018-05-16📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2018-05-16📄withdrawal-of-a-person-with-significant-control-statementpersons-with-significant-control · PSC09
- 2017-11-02📄accounts-with-accounts-type-unaudited-abridgedaccounts · AA
- 2016-11-06📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-06-02📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-04-15🔒Charge registered #1Lender: Hsbc Bank PLC
- 2014-04-08➕QUAYLE, Stephen Eric appointeddirector
- 2013-05-02🏢Company incorporatedAs CLEAR PHARMACY (CREWE) LIMITED
- 2013-05-02➕SMYTH, Robert appointedsecretary
- 2013-05-02➕JOHNSTON, Colin James appointeddirector
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 13 years.
Red flags
1 high ·Annual confirmation statement not filed on time. Required statutory filing — overdue is a strong discipline signal.
Evidence: Next due: 2026-05-16
Group structure
The Johnston Family Settlement Company Limited holds 25-50% — a significant corporate investor but not a controlling parent.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
2 active beneficial owners| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
The Johnston Family Settlement Company Limited Corporate entity | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
Mr Stephen Eric Quayle Individual · British · DOB 09/1968 · age 58 | 25–50% | 25–50% | 25-50% shares · 25-50% voting | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 0 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | HSBC Hsbc Bank PLC | A registered charge | — | 15/04/2014 | — |