GEMINI STUDENT LIVING LIMITED
Opportunity 49/100 (watch), bankability 52/100. High owner-dependency — earn-out structure likely required for clean transition. Asset purchase likely safer than share purchase given structural signals. Biggest value-creation lever: Consolidate lender relationships. 4 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: share sale to pe / searcher (38/100). Current lenders should be on monthly review.
Refinance opportunity
6 live charges · 4 lenders · oldest 13.0y
Structure is too messy for a clean refinance right now — clean up first or expect bespoke terms.
- · Oldest live charge is 13.0 years old — likely at or near maturity.
- · 4 lenders named — inter-creditor friction likely.
- · Legal-friction score 50/100 (high).
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Not actionable now, but monitor — distressed, succession, or structural changes could flip this into a real opportunity.
Recent activity
Corporate timeline (72 events)Click to expand
- 2025-08-06⚠️gazette-dissolved-liquidationgazette · GAZ2
- 2025-08-06🏁Company dissolved
- 2025-07-07📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-05-06⚠️liquidation-voluntary-members-return-of-final-meetinginsolvency · LIQ13
- 2024-08-20⚠️liquidation-voluntary-statement-of-receipts-and-payments-with-brought-down-dateinsolvency · LIQ03
- 2024-05-23➖HERTOG, Leonardus Willemszoon resigneddirector
- 2023-08-09📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-08-03📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2023-07-11⚠️liquidation-voluntary-declaration-of-solvencyinsolvency · LIQ01
- 2023-07-11⚠️liquidation-voluntary-appointment-of-liquidatorinsolvency · 600
- 2023-07-11📄resolutionresolution · RESOLUTIONS
- 2023-06-30➖LINK COMPANY MATTERS LIMITED resignedcorporate-secretary
- 2023-06-14📄capital-statement-capital-company-with-date-currency-figurecapital · SH19
- 2023-06-14⚠️legacyinsolvency · CAP-SS
- 2023-06-14📄legacycapital · SH20
- 2023-06-14📄resolutionresolution · RESOLUTIONS
- 2023-02-23📄change-corporate-secretary-company-with-change-dateofficers · CH04
- 2023-02-17📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2023-02-01📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2023-01-24📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-11-03📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2022-10-24📄second-filing-notification-of-a-person-with-significant-controlpersons-with-significant-control · RP04PSC02
- 2022-07-20📄mortgage-satisfy-charge-fullmortgage · MR04
- 2022-07-20🔓Charge satisfied #6
- 2022-06-20📄second-filing-of-director-appointment-with-nameofficers · RP04AP01
- 2022-02-10📄memorandum-articlesincorporation · MA
- 2022-02-10📄resolutionresolution · RESOLUTIONS
- 2022-02-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2022-01-28➖KATAKY, Gemma Nandita resigneddirector
- 2022-01-28➖ROGER, Robert resigneddirector
- 2021-12-20➕BROCKLEY, Adam Stephen appointeddirector
- 2021-12-20➕WARD, Thomas appointeddirector
- 2021-12-20➖CHAMBERS, Russell Earl resigneddirector
- 2021-12-20➖DAY, Gillian Lyndsay Wedon, Ms. resigneddirector
- 2021-12-20➕HERTOG, Leonardus Willemszoon appointeddirector
- 2021-12-20➖HUNTER, David Ian resigneddirector
- 2021-12-20➕KATAKY, Gemma Nandita appointeddirector
- 2021-12-20➖NAISH, Robert Malcolm resigneddirector
- 2021-12-20➕ROGER, Robert appointeddirector
- 2021-12-20➖WOOD, Marlene resigneddirector
- 2021-02-01➕CHAMBERS, Russell Earl appointeddirector
- 2020-11-04➖PETO, Robert Henry Haldane resigneddirector
- 2019-05-01➕HUNTER, David Ian appointeddirector
- 2018-11-06➖DUNSCOMBE, Peter William resigneddirector
- 2018-02-23➕DAY, Gillian Lyndsay Wedon, Ms. appointeddirector
- 2017-12-12🔒Charge registered #6Lender: Circus Street Developments LTD
- 2017-07-28🔓Charge satisfied #5
- 2017-07-28🔓Charge satisfied #4
- 2017-07-28🔓Charge satisfied #3
- 2017-07-28🔓Charge satisfied #2
Owner dependency
Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 59 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
2 high · 1 med ·Company has been dissolved — it no longer legally exists. Any diligence here is historical only.
Evidence: Dissolved on 2025-08-06
Filings relating to insolvency, liquidation, or administration exist in the company's history. Review before proceeding.
Evidence: 2025-08-06: gazette-dissolved-liquidation; 2025-05-06: liquidation-voluntary-members-return-of-final-meeting
Multiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Gemini Jersey Jv Gp Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Gemini Jersey Jv Gp Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 20/12/2021 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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9 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (0 active · 16 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Circus Street Developments Circus Street Developments LTD | A registered charge | — | 12/12/2017 | 20/07/2022 | |
| satisfied | Barclays Barclays Bank PLC as Security Trustee for the Secured Parties (Security Trustee) | A registered charge | — | 29/05/2014 | 28/07/2017 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 03/12/2013 | 28/07/2017 | |
| satisfied | Barclays Barclays Bank PLC | A registered charge | 1 property | 03/12/2013 | 28/07/2017 | |
| satisfied | Barclays Barclays Bank PLC as Security Trustee (As Trustee for Each of the Secured Parties) | A registered charge | 1 property | 10/05/2013 | 28/07/2017 | |
| satisfied | Barclays Barclays Bank PLC as Security Trustee (As Trustee for Each of the Secured Parties) | A registered charge | 1 property | 10/05/2013 | 28/07/2017 |