COBACO HOLDINGS LIMITED
🌳Matureactive
08317210 · ltd · incorporated 2012-12-04
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
—
Upgrade to see
Turnover
—
not disclosed
Net worth
—
book net assets
Opportunity
72/100
Strong
What this business does
Primary activity: Activities of head offices
Sector: Professional, scientific & technical
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 72/100 (strong), bankability 77/100. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Consolidate lender relationships. 3 distinct lenders creates friction — refinance into single-lender structure for cleaner diligence. Most likely exit: strategic trade sale (63/100).
🏦
Refinance opportunity
4 live charges · 3 lenders · oldest 13.2y
35/100
too messy
Refinance path is blocked by complexity. Rethink structure or expect bespoke, expensive terms.
- · Oldest live charge is 13.2 years old — likely at or near maturity.
- · 3 lenders named — inter-creditor friction likely.
- · Legal-friction score 30/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
No iXBRL financials extracted
0
Lenders & charges
4 charges (4/4 with lender, 4/4 with type)
90
Directors & officers
22 officers (3 active, 22 linked, 17 with DOB)
85
Ownership & PSC
1 active PSC(s) of 3 total, 3 with control declared
90
Director network
19 connected companies via shared directors
90
Filing history
132 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
72/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
50
Some acquirability indicators.
Risk profile
77
Few red flags.
Signal strength
100
Good data coverage for analysis.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
0
filings
Counts from Companies House filing history.
Corporate timeline (71 events)Click to expand
- 2025-06-26📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2025-06-26📄legacyaccounts · PARENT_ACC
- 2025-06-26📄legacyother · AGREEMENT2
- 2025-06-26📄legacyother · GUARANTEE2
- 2025-01-06📄resolutionresolution · RESOLUTIONS
- 2025-01-02📄capital-allotment-sharescapital · SH01
- 2024-12-19📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC02
- 2024-12-19📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2024-11-06📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2024-11-06📄legacyaccounts · PARENT_ACC
- 2024-10-10📄legacyother · GUARANTEE2
- 2024-10-10📄legacyother · AGREEMENT2
- 2024-08-19➕ATTERBURY, Karen Lorraine appointedsecretary
- 2024-08-19➕ATTERBURY, Karen Lorraine appointeddirector
- 2024-08-19➖HENDERSON, Charles Alex resignedsecretary
- 2024-08-19➖HENDERSON, Charles Alex resigneddirector
- 2024-08-19📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-08-19📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2024-08-19📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-08-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2023-10-11📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC05
- 2023-08-14📄accounts-with-accounts-type-audit-exemption-subsiduaryaccounts · AA
- 2023-08-14📄legacyaccounts · PARENT_ACC
- 2023-08-14📄legacyother · GUARANTEE2
- 2023-08-14📄legacyother · AGREEMENT2
- 2019-02-26🔓Charge satisfied #4
- 2019-02-26🔓Charge satisfied #3
- 2019-02-26🔓Charge satisfied #2
- 2019-02-26🔓Charge satisfied #1
- 2019-02-22➕WHITEHOUSE, Joel Paul appointeddirector
- 2019-02-22➕HENDERSON, Charles Alex appointedsecretary
- 2019-02-22➖BALL, Robert Nicholas resigneddirector
- 2019-02-22➖CLARKE, John Paul resigneddirector
- 2019-02-22➖COOPER, Glenn Charles resigneddirector
- 2019-02-22➖GOULD, Gerard resigneddirector
- 2019-02-22➕HENDERSON, Charles Alex appointeddirector
- 2019-02-22➖HEPBURN, Gavin resigneddirector
- 2019-02-22➖PURKIS, Stephen Robert resigneddirector
- 2018-09-24➕PURKIS, Stephen Robert appointeddirector
- 2018-03-20🔒Charge registered #4Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2018-03-15➕CLARKE, John Paul appointeddirector
- 2018-03-15➖WRIGHT, Chris resigneddirector
- 2017-11-30➖SHIPLEY, Peter David resigneddirector
- 2017-11-01➖CLEGG, Mark resigneddirector
- 2017-08-11🔒Charge registered #3Lender: Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank)
- 2017-05-15➖BEARD, Simon Mark resigneddirector
- 2015-07-20🔒Charge registered #2Lender: Ldc (Managers) LTD
- 2015-03-02➕SHIPLEY, Peter David appointeddirector
- 2014-07-18➖SMITH, Martin resigneddirector
- 2014-02-06➖ELLIS-CLARKE, Joanne resigneddirector
Showing most recent 50 of 71 events
Owner dependency
58/100
Moderate — manageable with handoverSome founder dependency, but not acute. A structured handover period should cover most risk.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
Succession & seller-readiness
36/100
Weak signalLimited succession signal. Not a near-term off-market candidate.
SIGNALS
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
Red flags
1 med ·Charge satisfaction-then-recreation pattern
mediumMultiple instances where a charge was satisfied and a new charge created within 6 months. Suggests active refinancing cycle.
Group structure
Ash & Lacy Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
🏛️ultimate parent
Ash & Lacy Limited
Corporate parent · holds 75-100% shares · board control
⬇
COBACO HOLDINGS LIMITED
This company · 08317210
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Ash & Lacy Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 19/12/2024 |
2 historic (ceased) PSCs
- Hill & Smith Infrastructure Limitedceased 19/12/2024· 75-100% shares · 75-100% voting · trust interest
- Ldc Ii Lpceased 22/02/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
🔒Co-director network graph
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Professional services · B postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 01GREASEMASTER LIMITED→ 14664735 · est 2023 · no financials extracted | — | — | — | — | 3y | — | — |
| 1 LAW SOLICITORS LTD→ 13611427 · est 2021 · no financials extracted | — | — | — | — | 4y | — | — |
| 1 PERCENT HUB LTD→ 16727655 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1313 CONSULTANCY LTD→ 15002864 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| 1313 RECRUITMENT LTD→ 17001278 · est 2026 · no financials extracted | — | — | — | — | — | — | — |
| 13M LIMITED→ 13093418 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 14 STARS HIRE LTD→ 15938188 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 15288990 LTD→ 16680033 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 1KC CHAMBERS LLP→ OC433425 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST CHOICE CONSULTANCY LTD→ 12570140 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| 1ST CHOICE LEISURE LTD→ 07989376 · est 2012 · no financials extracted | — | — | — | — | 14y | — | — |
| 1ST LAB LIMITED→ 07410275 · est 2010 · no financials extracted | — | — | — | — | 15y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-12-04
Jurisdictionengland-wales
Primary SIC70100 — Activities of head offices
Registered office
Westhaven House Arleston Way
Shirley
Solihull
B90 4LH
England
Filing status
Accounts
Next due: 2026-09-30
Last made up to: 2024-12-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26
Officers (3 active · 19 resigned)
ATTERBURY, Karen Lorraine→
Activesecretary · appointed 2024-08-19
View their other companies + combined net worth →
ATTERBURY, Karen Lorraine→
Activedirector · ~50y · appointed 2024-08-19
View their other companies + combined net worth →
WHITEHOUSE, Joel Paul→
Activedirector · ~52y · appointed 2019-02-22
View their other companies + combined net worth →
HENDERSON, Charles Alex→
Resignedsecretary · appointed 2019-02-22 · resigned 2024-08-19
A G SECRETARIAL LIMITED→
Resignedcorporate-secretary · appointed 2012-12-04 · resigned 2013-02-15
BALL, Robert Nicholas→
Resigneddirector · ~65y · appointed 2013-01-25 · resigned 2019-02-22
BEARD, Simon Mark→
Resigneddirector · ~63y · appointed 2013-02-15 · resigned 2017-05-15
CLARKE, John Paul→
Resigneddirector · ~45y · appointed 2018-03-15 · resigned 2019-02-22
CLEGG, Mark→
Resigneddirector · ~68y · appointed 2013-12-02 · resigned 2017-11-01
COOPER, Glenn Charles→
Resigneddirector · ~69y · appointed 2013-01-25 · resigned 2019-02-22
ELLIS-CLARKE, Joanne→
Resigneddirector · ~58y · appointed 2013-02-15 · resigned 2014-02-06
GOULD, Gerard→
Resigneddirector · ~60y · appointed 2013-02-15 · resigned 2019-02-22
HART, Roger→
Resigneddirector · ~55y · appointed 2012-12-04 · resigned 2013-01-25
HENDERSON, Charles Alex→
Resigneddirector · ~67y · appointed 2019-02-22 · resigned 2024-08-19
HEPBURN, Gavin→
Resigneddirector · ~52y · appointed 2013-02-15 · resigned 2019-02-22
PURKIS, Stephen Robert→
Resigneddirector · ~59y · appointed 2018-09-24 · resigned 2019-02-22
SHIPLEY, Peter David→
Resigneddirector · ~40y · appointed 2015-03-02 · resigned 2017-11-30
SMITH, Martin→
Resigneddirector · ~52y · appointed 2014-02-03 · resigned 2014-07-18
WORMALD, Carl Edmund→
Resigneddirector · ~57y · appointed 2013-02-15 · resigned 2014-02-05
WRIGHT, Chris→
Resigneddirector · ~48y · appointed 2014-02-05 · resigned 2018-03-15
Click a director name to see their full track record across all companies.
Mortgages & charges
4
Total charges
0
Outstanding
0
Active lenders
Status:Lender:4 of 4 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 20/03/2018 | 26/02/2019 | |
| satisfied | Virgin Money Clydesdale Bank PLC (Trading as Both Clydesdale Bank and Yorkshire Bank) | A registered charge | 1 property | 11/08/2017 | 26/02/2019 | |
| satisfied | Ldc (Managers) Ldc (Managers) LTD | A registered charge | — | 20/07/2015 | 26/02/2019 | |
| satisfied | Ldc (Managers) (Security Trustee) Ldc (Managers) Limited (Security Trustee) | Composite guarantee and debenture | 1 property | 15/02/2013 | 26/02/2019 |
Recent filings (132 total)
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-08
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2025-06-26
legacy
accounts · PARENT_ACC
2025-06-26
legacy
other · AGREEMENT2
2025-06-26
legacy
other · GUARANTEE2
2025-06-26
resolution
resolution · RESOLUTIONS
2025-01-06
capital-allotment-shares
capital · SH01
2025-01-02
notification-of-a-person-with-significant-control
persons-with-significant-control · PSC02
2024-12-19
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2024-12-19
accounts-with-accounts-type-audit-exemption-subsiduary
accounts · AA
2024-11-06
legacy
accounts · PARENT_ACC
2024-11-06
legacy
other · GUARANTEE2
2024-10-10
legacy
other · AGREEMENT2
2024-10-10
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-09-30
termination-director-company-with-name-termination-date
officers · TM01
2024-08-19