0-2-5 NURSERY LIMITED
🌳Matureactive
08230302 · ltd · incorporated 2012-09-26
Investment thesis
Well-run mature business — low negotiation leverage; premium likely.
Why interesting: Textbook target; clean filings, stable trading.
Why risky: No pressure on seller; any deal likely at full price.
Opportunity decay
approaching window · 12-months
Approaching a transaction window — refinance or sale event plausible in the next 12 months.
- · Oldest live charge 10.5y old — refinance window within 12 months
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Jul 2024
Net worth
£447.0k
book net assets
Opportunity
80/100
Exceptional
What this business does
Primary activity: Child day-care activities
Sector: Human health & social work
Investor take
PursueStrong opportunity: active trading company with exceptional profile and bankable structure.
Opportunity 80/100 (exceptional), bankability 80/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (73/100).
🏦
Refinance opportunity
1 live charge · oldest 10.5y
85/100
ready
Refinance conversation should be productive — structure clean and timing right.
- · Oldest live charge is 10.5 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 15/100 — clean.
Data confidence
Overall: medium (71/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
1 year of iXBRL accounts extracted (no YoY comparison) + narrative notes parsed
50
Lenders & charges
1 charges (1/1 with lender, 1/1 with type)
90
Directors & officers
2 officers (2 active, 2 linked, 2 with DOB)
90
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
44 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
80/100Exceptional
PassWatchWorth a lookStrongExceptional
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
75
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredPositive net assets
Net assets £447,002
Key financials
1 year extracted from filed iXBRL accountsCash
£333k
Net Worth
£447k
Current Assets
£590k
Current Liabilities
—
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2024-07-31 |
|---|---|
| Total assets | £478.3k |
| Current assets | £590.0k |
| Cash | £333.1k |
| Debtors | £255.4k |
| Net assets | £447.0k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
🔒Filing-note intelligence
1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.
Available from the Pro tier upwards.
See pricing →Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
1
filing
- • 1 miscellaneous
Counts from Companies House filing history.
Corporate timeline (22 events)Click to expand
- 2026-01-21📄legacymiscellaneous · ANNOTATION
- 2025-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-06-12📄change-account-reference-date-company-current-extendedaccounts · AA01
- 2024-01-23📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-07-20📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2023-04-24📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2022-04-29📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-04-27📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-07-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-07-18📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2021-04-19📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2020-09-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-07-30📄change-account-reference-date-company-current-shortenedaccounts · AA01
- 2019-10-18📄capital-name-of-class-of-sharescapital · SH08
- 2019-10-18📄resolutionresolution · RESOLUTIONS
- 2019-10-16📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2019-10-15📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2019-10-14📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2015-10-13🔒Charge registered #1Lender: The Royal Bank of Scotland PLC
- 2012-09-26🏢Company incorporatedAs 0-2-5 NURSERY LIMITED
- 2012-09-26➕STARK, Cheryl Anne appointeddirector
- 2012-09-26➕STARK, Paul Harwood appointeddirector
Owner dependency
79/100
High — earn-out structure requiredMaterial founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.
FACTORS
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
- +No director turnover: Company is 14 years old with no director changes — suggests a very tight-knit founder team never broadened.
Succession & seller-readiness
69/100
Strong succession signalMultiple signals suggest succession is on the horizon. Candidate for proactive outreach.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 14 years.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Cheryl Anne Stark Individual · British · DOB 02/1979 · age 47 | 75–100% | 75–100% | 75-100% shares · 75-100% voting | 06/04/2016 |
1 historic (ceased) PSC
- Paul Harwood Starkceased 11/09/2019· 25-50% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2012-09-26
Jurisdictionengland-wales
Primary SIC88910 — Child day-care activities
Registered office
22 Thornfield Road
Heaton Mersey
Stockport
Cheshire
SK4 3JT
Filing status
Accounts
Next due: 2026-04-30
Last made up to: 2024-07-31
Confirmation statement
Next due: 2026-10-10
Last: 2025-09-26
Officers (2 active · 0 resigned)
STARK, Cheryl Anne→
Activedirector · ~47y · appointed 2012-09-26
View their other companies + combined net worth →
STARK, Paul Harwood→
Activedirector · ~64y · appointed 2012-09-26
View their other companies + combined net worth →
Click a director name to see their full track record across all companies.
Mortgages & charges
1
Total charges
1
Outstanding
1
Active lenders
Status:Lender:1 of 1 shown
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group The Royal Bank of Scotland PLC | A registered charge | — | 13/10/2015 | — |
Click column headers to sort. Use filters above to narrow by status and lender.
Recent filings (44 total)
legacy
miscellaneous · ANNOTATION
2026-01-21
confirmation-statement-with-updates
confirmation-statement · CS01
2025-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-10-13
change-account-reference-date-company-current-extended
accounts · AA01
2024-06-12
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-01-23
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-07-20
change-account-reference-date-company-previous-shortened
accounts · AA01
2023-04-24
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-09-28
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-04-29
change-account-reference-date-company-previous-shortened
accounts · AA01
2022-04-27
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-10-06
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-07-30
change-account-reference-date-company-previous-shortened
accounts · AA01
2021-07-18