ABLE WEALTH MANAGEMENT LTD

💤Zombieactive

07530623 · ltd · incorporated 2011-02-15

Investment thesis

Zombie company — trading but stalled; unlikely mover.

Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.

Why risky: No growth signal; thin margin for error on price.

🔒Estimated value

—

Upgrade to see

Turnover

—

year to Feb 2025

Net worth

£6.0k

book net assets

Opportunity

82/100

Exceptional

🔒Generate AI memo →🔒Outreach pack →🔒Corporate story →📑 Reports →Sign in to watch

What this business does

Primary activity: Activities of mortgage finance companies

Sector: Financial & insurance

Investor take

Pursue

Strong opportunity: asset-holding vehicle with exceptional profile and bankable structure.

Opportunity 82/100 (exceptional), bankability 85/100. Strong seller-intent signal (80/100, director aged 59). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).

🏦

Refinance opportunity

2 live charges · oldest 14.2y

45/100

under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

· Oldest live charge is 14.2 years old — likely at or near maturity.
· Single lender — cleanest path to refinance.
· Distress signals active — lender appetite narrows.

Data confidence

Overall: high (82/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile

address, 1 SIC codes, incorporation date

100

Financials

2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed

Lenders & charges

2 charges (2/2 with lender, 2/2 with type)

Directors & officers

4 officers (1 active, 4 linked, 4 with DOB)

Ownership & PSC

1 active PSC(s) of 1 total, 1 with control declared

Director network

6 connected companies via shared directors

Filing history

41 filings on record

Gazette notices

No matching gazette notices (standard for active companies)

Opportunity Score

82/100Exceptional

PassWatchWorth a lookStrongExceptional

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality

Active, clean filings, stable charge profile.

Acquirability

Strong succession / seller-readiness signals.

Risk profile

Few red flags.

Signal strength

100

Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · accounting standard not declared

Positive net assets

Net assets £6,045

Key financials

2 years extracted from filed iXBRL accounts

Cash

—

Net Worth

£6k

↑ 135% YoY

Current Assets

£51k

~ YoY

Current Liabilities

—

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · accounting standard unknown

Metric	2025-02-28	2024-02-29
Total assets	£6.0k	£2.6k
Current assets	£51.1k	£50.9k
Net assets	£6.0k	£2.6k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

Recent activity

Last 30 days

filings

Last 90 days

filings

Last 180 days

filings

• 1 confirmation-statement
• 1 accounts

Counts from Companies House filing history.

Corporate timeline (26 events)Click to expand

2025-11-12
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2024-10-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2023-09-19
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2022-10-04
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2021-10-28
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-11-02
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2020-01-09
📄
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2019-10-30
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2018-11-06
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2017-11-17
📄
accounts-with-accounts-type-micro-entity
accounts · AA
2016-11-27
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2016-03-19
📄
mortgage-satisfy-charge-full
mortgage · MR04
2016-03-19
🔓
Charge satisfied #2
2016-02-18
📄
annual-return-company-with-made-up-date-full-list-shareholders
annual-return · AR01
2015-11-03
📄
accounts-with-accounts-type-total-exemption-small
accounts · AA
2014-12-01
➖
PICCOLO, John Clifford resigned
director
2014-02-12
➖
EVERS, Michael Alan resigned
director
2013-03-14
🔓
Charge satisfied #1
2012-06-24
➖
EVERS, Deborah Ann resigned
director
2012-01-31
🔒
Charge registered #2
Lender: Capital Bridging Finance Limited
2012-01-31
🔒
Charge registered #1
Lender: Capital Bridging Finance Limited
2011-05-20
➕
PICCOLO, John Clifford appointed
director
2011-04-01
➕
EVERS, Deborah Ann appointed
director
2011-02-15
🏢
Company incorporated
As ABLE WEALTH MANAGEMENT LTD
2011-02-15
➕
MANNIX, John Terence appointed
director
2011-02-15
➕
EVERS, Michael Alan appointed
director

Owner dependency

93/100

Critical — business is the founder

The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.

FACTORS

+Sole director: Only one active director — all governance concentrated on one person.
+Long-tenure founder: Senior director has been in place 15 years — deep operational knowledge concentrated in one person.
+Senior director age: Director aged approximately 59 — approaching natural succession window.

Succession & seller-readiness

78/100

Likely off-market candidate

Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.

SIGNALS

secondaryFounder aged 58+: Senior director is approximately 59. Early succession window.
primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
secondary12+ year tenure: Director in role 15 years.
secondaryStable-but-static management: Company is 15 years old and no new directors in the last 3 years — succession not yet being planned internally.
supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean

No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%

Name	Shares	Voting rights	Nature of control	Notified
Mr John Mannix Individual · British · DOB 01/1967 · age 59	75–100%	25–50%	board control75-100% shares · 75-100% voting · board control · trust interest · firm interest	01/06/2016

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

Similar companies

Active · Financial services · RM postcode area

Company	Est. value	Turnover	Net worth	Staff	Age	Opp	Director
2.5POCHES LTD→ 16833216 · est 2025 · no financials extracted	—	—	—	—	—	—	—
2222GROUP LIMITED→ 15938907 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
5XM FINANCE AND CONSULTING LTD→ 10500371 · est 2016 · no financials extracted	—	—	—	—	9y	—	—
6000 GM LIMITED→ 09041057 · est 2014 · no financials extracted	—	—	—	—	11y	—	—
8699 INVESTMENTS LTD→ 16416365 · est 2025 · no financials extracted	—	—	—	—	—	—	—
A HICKMAN COMPLIANCE CONSULTANCY SERVICES LTD→ 10817882 · est 2017 · no financials extracted	—	—	—	—	8y	—	—
A&H SOLUTIONS LTD→ 15106172 · est 2023 · no financials extracted	—	—	—	—	2y	—	—
AB INVESTMENTS LTD→ 14238306 · est 2022 · no financials extracted	—	—	—	—	3y	—	—
ABACUS FINANCIAL & MORTGAGE SERVICES LIMITED→ 03682784 · est 1998 · no financials extracted	—	—	—	—	27y	—	—
ABEL FINANCE LIMITED→ 15843700 · est 2024 · no financials extracted	—	—	—	—	1y	—	—
ABISHOY ALPHA VENTURES LTD→ 16891854 · est 2025 · no financials extracted	—	—	—	—	—	—	—
AC FINANCIAL PLANNING LIMITED→ 14177227 · est 2022 · no financials extracted	—	—	—	—	3y	—	—

Peers ranked by estimated value, then turnover, then opportunity score.See all →

🔒Tailored diligence questions

7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →

🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive

Typeltd

Incorporated2011-02-15

Jurisdictionengland-wales

Primary SIC64922 — Activities of mortgage finance companies

Registered office

6 Tadworth Parade

Hornchurch

RM12 5AS

Filing status

Accounts

Next due: 2026-11-30

Last made up to: 2025-02-28

Confirmation statement

Next due: 2027-01-23

Last: 2026-01-09

Officers (1 active · 3 resigned)

MANNIX, John Terence→

director · ~59y · appointed 2011-02-15

View their other companies + combined net worth →

Active

EVERS, Deborah Ann→

director · ~69y · appointed 2011-04-01 · resigned 2012-06-24

Resigned

EVERS, Michael Alan→

director · ~67y · appointed 2011-02-15 · resigned 2014-02-12

Resigned

PICCOLO, John Clifford→

director · ~69y · appointed 2011-05-20 · resigned 2014-12-01

Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

Total charges

Outstanding

Active lenders

Status:Lender:2 of 2 shown

			Type	Properties
	satisfied	Capital Bridging Finance Capital Bridging Finance Limited	Legal charge	1 property	31/01/2012	19/03/2016
	satisfied	Capital Bridging Finance Capital Bridging Finance Limited	Debenture	1 property	31/01/2012	14/03/2013