INSPIRAL OLDHAM HOLDING COMPANY LIMITED
- · Oldest live charge 14.4y old — refinance window within 12 months
Opportunity 77/100 (strong), bankability 75/100. Share purchase looks the cleaner deal structure. Most likely exit: share sale to pe / searcher (65/100).
Refinance opportunity
2 live charges · 2 lenders · oldest 14.4y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 14.4 years old — likely at or near maturity.
- · Two lenders — manageable, but coordination required.
- · Legal-friction score 28/100 — workable, but lender will want more DD.
Data confidence
Overall: medium (61/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Solid opportunity signal. Worth a dedicated memo and management meeting.
Recent activity
- • 1 officers
- • 4 officers
- • 1 confirmation-statement
- • 7 officers
- • 1 confirmation-statement
Corporate timeline (72 events)Click to expand
- 2026-03-26📄termination-director-company-with-name-termination-dateofficers · TM01
- 2026-03-14📄replacement-filing-of-director-appointment-with-nameofficers · RP01AP01
- 2026-02-20📄change-person-director-company-with-change-dateofficers · CH01
- 2026-02-16➖CRESSWELL, Guy James resigneddirector
- 2026-02-16📄change-person-director-company-with-change-dateofficers · CH01
- 2025-11-25📄appoint-person-director-company-with-name-dateofficers · AP01
- 2025-11-07➕BLUNDELL, Christopher John appointeddirector
- 2025-11-05📄appoint-corporate-secretary-company-with-name-dateofficers · AP04
- 2025-11-05📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2025-11-01➕EQUITIX MANAGEMENT SERVICES LIMITED appointedcorporate-secretary
- 2025-11-01➖CHERECHES, Alina resignedsecretary
- 2025-10-24📄termination-director-company-with-name-termination-dateofficers · TM01
- 2025-10-07➖SUTCLIFFE, Julian Denzil resigneddirector
- 2025-05-22📄accounts-with-accounts-type-smallaccounts · AA
- 2025-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2025-02-03📄change-person-director-company-with-change-dateofficers · CH01
- 2024-10-11📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-10-11📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-10-01➖FYFE, Joanne Stonehouse resigneddirector
- 2024-10-01➕SUTCLIFFE, Julian Denzil appointeddirector
- 2024-09-28📍change-sail-address-company-with-old-address-new-addressaddress · AD02
- 2024-09-26📄change-person-director-company-with-change-dateofficers · CH01
- 2024-06-21📄accounts-with-accounts-type-smallaccounts · AA
- 2024-05-20📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-09📄termination-director-company-with-name-termination-dateofficers · TM01
- 2024-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-09📄appoint-person-director-company-with-name-dateofficers · AP01
- 2024-02-09📄appoint-person-secretary-company-with-name-dateofficers · AP03
- 2024-02-02📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2024-01-25➕SPRINGETT, Patricia appointeddirector
- 2024-01-25➖SUTCLIFFE, Julian Denzil resigneddirector
- 2024-01-22➕GERRARD, Michael John appointeddirector
- 2024-01-22➕CHERECHES, Alina appointedsecretary
- 2024-01-22➖ELVY, Philip Howard resigneddirector
- 2024-01-19➖VERCITY MANAGEMENT SERVICES LIMITED resignedcorporate-secretary
- 2020-12-04➖EVERETT, Vikki Louise resigneddirector
- 2020-12-04➕FYFE, Joanne Stonehouse appointeddirector
- 2018-09-17➖HEDGES, Teresa Sarah resignedsecretary
- 2018-09-17➕VERCITY MANAGEMENT SERVICES LIMITED appointedcorporate-secretary
- 2018-09-05➕SUTCLIFFE, Julian Denzil appointeddirector
- 2018-09-05➖WALKER, Guy Frederick resigneddirector
- 2018-04-30➕EVERETT, Vikki Louise appointeddirector
- 2018-04-30➖HEATH, James Christopher resigneddirector
- 2018-04-21🔓Charge satisfied #1
- 2018-04-13🔒Charge registered #2Lender: Ing Bank N.V., London Branch as Security Agent and Trustee for the Secured Finance Parties
- 2016-11-30➕HEDGES, Teresa Sarah appointedsecretary
- 2016-11-30➖NAYLOR, Philip resignedsecretary
- 2015-09-04➖LEWIS, Maria Bernadette resignedsecretary
- 2015-09-04➕NAYLOR, Philip appointedsecretary
- 2015-05-29➖MCEVOY, Aoife Anne resigneddirector
Owner dependency
Some founder dependency, but not acute. A structured handover period should cover most risk.
- +Senior director age: Director aged approximately 60 — approaching natural succession window.
Succession & seller-readiness
Some succession indicators present. Worth watching; approach if sector/strategy fits.
- secondaryFounder aged 58+: Senior director is approximately 60. Early succession window.
Red flags
1 med ·Multiple recent departures can indicate governance disagreement, succession event, or preparation for sale/stress.
Evidence: CHERECHES, Alina resigned 2025-11-01; CRESSWELL, Guy James resigned 2026-02-16; SUTCLIFFE, Julian Denzil resigned 2025-10-07
Group structure
Jlif Holdings (Regeneration And Social Housing) Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.
Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Jlif Holdings (Regeneration And Social Housing) Limited Corporate entity | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 08/07/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
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6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (4 active · 21 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Ing Bank N.V., London Branch as Security Agent and Trustee for the Secured Finance Parties | A registered charge | 1 property | 13/04/2018 | — | |
| satisfied | Barclays Barclays Bank PLC as Security Agent | Fixed and floating security document | 1 property | 30/11/2011 | 21/04/2018 |