A TO Z INVESTMENTS LIMITED

🌳Matureactive
06859240 · ltd · incorporated 2009-03-25
Investment thesis
Established operating company — standard diligence applies, no dominant angle.
Why interesting: Live, filing, normal profile.
Why risky: No standout signals in either direction.
🔒Estimated value
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Turnover
year to Apr 2024
Net worth
£823.7k
book net assets
Opportunity
83/100
Exceptional
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What this business does
Primary activity: SIC 47770
Sector: Wholesale & retail
Investor take
Pursue
Strong opportunity: active trading company with exceptional profile and bankable structure.

Opportunity 83/100 (exceptional), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Cash flow review and working-capital discipline. Cash down -59% YoY — forensic review of receivables, stock turns, and creditor days. Most likely exit: share sale to pe / searcher (65/100).

🏦

Refinance opportunity

2 live charges · 2 lenders · oldest 14.7y

30/100
under pressure

Refinance would be pressure-driven, not opportunity-driven. Expect tighter margins and covenant scrutiny.

  • · Oldest live charge is 14.7 years old — likely at or near maturity.
  • · Two lenders — manageable, but coordination required.
  • · Cashflow trend is negative — lender view likely cautious.

Data confidence

Overall: high (81/100)

Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.

Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
2 charges (2/2 with lender, 2/2 with type)
90
Directors & officers
5 officers (4 active, 5 linked, 4 with DOB)
86
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
7 connected companies via shared directors
66
Filing history
57 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
83/100Exceptional
PassWatchWorth a lookStrongExceptional 

Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.

Business quality
70
Active, clean filings, stable charge profile.
Acquirability
85
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
100
Good data coverage for analysis.

Signals from accounts

Derived from iXBRL accounts · FRS 102
Positive net assets
Net assets £823,670
Net assets shrinking
Down £149,347 YoY
Cash draining
Cash down 59% YoY
Cash YoY
-59%
Year on year

Key financials

2 years extracted from filed iXBRL accounts
Cash
£104k
↓ 59% YoY
Net Worth
£824k
↓ 15% YoY
Current Assets
£729k
↓ 20% YoY
Current Liabilities
£0£195k£389k£584k£778k£973kApr 2023Apr 2024

Hover to see exact values · click legend to toggle series

Financials

Extracted from Companies House accounts · FRS 102
Metric2024-04-302023-04-30
Total assets£833.0k£993.0k
Current assets£728.7k£905.9k
Cash£103.6k£252.7k
Debtors£93.3k£117.9k
Net assets£823.7k£973.0k

Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.

🔒Filing-note intelligence

1 signal detected in this company's narrative notes — going-concern language, audit opinion, contingent liabilities, related-party transactions.

Available from the Pro tier upwards.

See pricing →

Recent activity

Last 30 days
1
filing
  • 1 confirmation-statement
Last 90 days
1
filing
  • 1 confirmation-statement
Last 180 days
1
filing
  • 1 confirmation-statement
Counts from Companies House filing history.
Corporate timeline (24 events)Click to expand
  1. 2025-02-19
    📍
    change-registered-office-address-company-with-date-old-address-new-address
    address · AD01
  2. 2025-01-27
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  3. 2024-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  4. 2023-02-12
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  5. 2022-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  6. 2021-09-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  7. 2021-09-05
    📄
    appoint-person-director-company-with-name-date
    officers · AP01
  8. 2021-09-01
    COOKE, Lynsey Katrina appointed
    director
  9. 2021-09-01
    TROBRIDGE, Simon John appointed
    director
  10. 2021-04-30
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  11. 2020-05-27
    📄
    cessation-of-a-person-with-significant-control
    persons-with-significant-control · PSC07
  12. 2020-05-27
    📄
    notification-of-a-person-with-significant-control
    persons-with-significant-control · PSC02
  13. 2020-01-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  14. 2019-01-31
    📄
    accounts-with-accounts-type-unaudited-abridged
    accounts · AA
  15. 2019-01-27
    📄
    change-account-reference-date-company-previous-extended
    accounts · AA01
  16. 2018-02-01
    📄
    accounts-with-accounts-type-total-exemption-full
    accounts · AA
  17. 2017-03-02
    📄
    accounts-with-accounts-type-total-exemption-small
    accounts · AA
  18. 2012-03-29
    🔒
    Charge registered #2
    Lender: Azendi Limited
  19. 2011-08-08
    🔒
    Charge registered #1
    Lender: Barclays Bank PLC
  20. 2009-03-25
    🏢
    Company incorporated
    As A TO Z INVESTMENTS LIMITED
  21. 2009-03-25
    COOKE, Lynsey appointed
    secretary
  22. 2009-03-25
    JONES, Ian appointed
    director
  23. 2009-03-25
    ROUND, Jonathon Charles appointed
    director
  24. 2009-03-25
    ROUND, Jonathon Charles resigned
    director

Owner dependency

68/100
High — earn-out structure required

Material founder dependency. Consider a 2-3 year earn-out and build in a handover plan before completion.

FACTORS
  • +Long-tenure founder: Senior director has been in place 17 years — deep operational knowledge concentrated in one person.
  • +Senior director age: Director aged approximately 62 — approaching natural succession window.

Succession & seller-readiness

63/100
Strong succession signal

Multiple signals suggest succession is on the horizon. Candidate for proactive outreach.

SIGNALS
  • secondaryFounder aged 58+: Senior director is approximately 62. Early succession window.
  • secondary12+ year tenure: Director in role 17 years.
  • secondaryStable-but-static management: Company is 17 years old and no new directors in the last 3 years — succession not yet being planned internally.
  • supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.

Red flags

clean
No red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)

Group structure

Lendal Design Limited is the ultimate parent — holding 75%+ shares. This company sits inside their group.

🏛️
Lendal Design Limited
Corporate parent · holds 75-100% shares
ultimate parent
A TO Z INVESTMENTS LIMITED
This company · 06859240

Parent relationships inferred from Persons with Significant Control filings. Full subsidiary tree requires reverse-lookup (coming).

Shareholders & ownership

1 active beneficial owner · dominant holder ≥75%
NameSharesVoting rightsNature of controlNotified
Lendal Design Limited
Corporate entity
75100%
75-100% shares27/05/2020
1 historic (ceased) PSC
  • Mr Ian Jonesceased 27/05/2020· 75-100% voting

From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.

🔒Co-director network graph

Radial SVG graph showing every company connected via shared directors, colour-coded by status.

Available from the Pro tier upwards.

See pricing →

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Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions

6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.

Available from the Pro tier upwards.

See pricing →
🔒Advanced scoring suite

Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.

Available from the Pro tier upwards.

See pricing →

Company details

Statusactive
Typeltd
Incorporated2009-03-25
Jurisdictionengland-wales
Primary SIC47770 — SIC 47770

Registered office

Mill House
North Street
York
YO1 6JD
England

Filing status

Accounts
Next due: 2026-04-30
Last made up to: 2024-04-30
Confirmation statement
Next due: 2027-04-08
Last: 2026-03-25

Officers (4 active · 1 resigned)

COOKE, Lynsey
secretary · appointed 2009-03-25
View their other companies + combined net worth →
Active
COOKE, Lynsey Katrina
director · ~45y · appointed 2021-09-01
View their other companies + combined net worth →
Active
JONES, Ian
director · ~62y · appointed 2009-03-25
View their other companies + combined net worth →
Active
TROBRIDGE, Simon John
director · ~57y · appointed 2021-09-01
View their other companies + combined net worth →
Active
ROUND, Jonathon Charles
director · ~67y · appointed 2009-03-25 · resigned 2009-03-25
Resigned

Click a director name to see their full track record across all companies.

Mortgages & charges

2
Total charges
2
Outstanding
2
Active lenders
Status:Lender:2 of 2 shown
TypeProperties
outstanding
Azendi
Azendi Limited
Debenture1 property29/03/2012
outstanding
Barclays
Barclays Bank PLC
Guarantee and debenture1 property08/08/2011
Click column headers to sort. Use filters above to narrow by status and lender.

Recent filings (57 total)

confirmation-statement-with-no-updates
confirmation-statement · CS01
2026-04-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-05-27
change-registered-office-address-company-with-date-old-address-new-address
address · AD01
2025-02-19
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2025-01-27
confirmation-statement-with-updates
confirmation-statement · CS01
2024-05-01
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2024-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2023-04-04
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2023-02-12
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2022-04-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-04-06
appoint-person-director-company-with-name-date
officers · AP01
2021-09-05
appoint-person-director-company-with-name-date
officers · AP01
2021-09-05
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-06-21
accounts-with-accounts-type-unaudited-abridged
accounts · AA
2021-04-30
cessation-of-a-person-with-significant-control
persons-with-significant-control · PSC07
2020-05-27