LOAM CONSULTING LTD
💤Zombieactive
06511245 · ltd · incorporated 2008-02-21
Investment thesis
Zombie company — trading but stalled; unlikely mover.
Why interesting: Quiet, steady; could be a succession or carve-out candidate with the right conversation.
Why risky: No growth signal; thin margin for error on price.
🔒Estimated value
—
Upgrade to see
Turnover
—
year to Mar 2025
Net worth
—
book net assets
Opportunity
78/100
Strong
What this business does
Primary activity: Other activities auxiliary to financial services, except insurance and pension funding
Sector: Financial & insurance
Investor take
PursueStrong opportunity: active trading company with strong profile and bankable structure.
Opportunity 78/100 (strong), bankability 75/100. High owner-dependency — earn-out structure likely required for clean transition. Share purchase looks the cleaner deal structure. Biggest value-creation lever: Broaden director team. Sole director creates succession risk and reduces buyer comfort. Appoint a second director or strong #2. Most likely exit: share sale to pe / searcher (73/100).
Data confidence
Overall: medium (76/100)Adequate coverage. AI outputs are reliable for the sections scored high; verify the rest in diligence.
Company profile
address, 1 SIC codes, incorporation date
100
Financials
2 years of iXBRL accounts extracted (YoY deltas available) + narrative notes parsed
75
Lenders & charges
Confirmed no charges registered
85
Directors & officers
5 officers (1 active, 5 linked, 2 with DOB)
78
Ownership & PSC
1 active PSC(s) of 2 total, 2 with control declared
90
Director network
Network not yet resolved
30
Filing history
54 filings on record
85
Gazette notices
No matching gazette notices (standard for active companies)
60
Opportunity Score
78/100Strong
PassWatchWorth a lookStrongExceptional
Solid opportunity signal. Worth a dedicated memo and management meeting.
Business quality
70
Active, clean filings, stable charge profile.
Acquirability
70
Strong succession / seller-readiness signals.
Risk profile
85
Few red flags.
Signal strength
90
Good data coverage for analysis.
Key financials
2 years extracted from filed iXBRL accountsCash
—
Net Worth
—
Current Assets
—
Current Liabilities
—
Hover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · FRS 102| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Average employees | 100 | 100 |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
Last 30 days
0
filings
Last 90 days
0
filings
Last 180 days
2
filings
- • 1 confirmation-statement
- • 1 accounts
Counts from Companies House filing history.
Corporate timeline (28 events)Click to expand
- 2025-11-18📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-12-17📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2024-01-09📄change-to-a-person-with-significant-controlpersons-with-significant-control · PSC04
- 2024-01-09📄change-person-director-company-with-change-dateofficers · CH01
- 2023-11-01📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-11-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-12-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-01-12📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-11-16📄change-account-reference-date-company-previous-extendedaccounts · AA01
- 2020-11-12📄notification-of-a-person-with-significant-controlpersons-with-significant-control · PSC01
- 2020-11-12📄cessation-of-a-person-with-significant-controlpersons-with-significant-control · PSC07
- 2020-11-11📄capital-allotment-sharescapital · SH01
- 2020-11-05📄resolutionresolution · RESOLUTIONS
- 2020-11-05✏️change-of-name-noticechange-of-name · CONNOT
- 2020-10-19📄appoint-person-director-company-with-name-dateofficers · AP01
- 2020-10-16📄termination-secretary-company-with-name-termination-dateofficers · TM02
- 2020-10-16📄termination-director-company-with-name-termination-dateofficers · TM01
- 2020-10-07📍change-registered-office-address-company-with-date-old-address-new-addressaddress · AD01
- 2020-02-28➕HURMAN, Maria Ann, Dr appointeddirector
- 2020-02-28➖SMITH, Richard Ian resignedsecretary
- 2020-02-28➖JEAVONS, Beverley Lyn resigneddirector
- 2008-02-27➕SMITH, Richard Ian appointedsecretary
- 2008-02-27➕JEAVONS, Beverley Lyn appointeddirector
- 2008-02-22➖FORM 10 SECRETARIES FD LTD resignedcorporate-nominee-secretary
- 2008-02-22➖FORM 10 DIRECTORS FD LTD resignedcorporate-nominee-director
- 2008-02-21🏢Company incorporatedAs LOAM CONSULTING LTD
- 2008-02-21➕FORM 10 SECRETARIES FD LTD appointedcorporate-nominee-secretary
- 2008-02-21➕FORM 10 DIRECTORS FD LTD appointedcorporate-nominee-director
Owner dependency
83/100
Critical — business is the founderThe business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
FACTORS
- +Sole director: Only one active director — all governance concentrated on one person.
- +Senior director age: Director aged approximately 63 — approaching natural succession window.
Succession & seller-readiness
75/100
Likely off-market candidateStrong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
SIGNALS
- primaryFounder aged 63+: Senior director is approximately 63. Approaching typical UK retirement age — succession thinking likely.
- primarySole active director: Only one director in control. No visible successor — buyers solve the succession problem.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
Red flags
cleanNo red flags detected from available public data. (This is not a clean bill of health — detailed accounts review still recommended.)
Shareholders & ownership
1 active beneficial owner · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Dr Maria Ann Hurman Individual · British · DOB 08/1963 · age 63 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 30/10/2020 |
1 historic (ceased) PSC
- Ms Beverley Lyn Jeavonsceased 30/10/2020· 75-100% shares
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Similar companies
Active · Financial services · CR postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 3-GRAM LIMITED→ 07636448 · est 2011 · no financials extracted | — | — | — | — | 14y | — | — |
| 360CLAIMSERVICES LIMITED→ 04502073 · est 2002 · no financials extracted | — | — | — | — | 23y | — | — |
| A BROWNE FINANCIAL SERVICES LIMITED→ 16722674 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A NICHOLSON FINANCE LTD→ 09674333 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| AARONS PROPERTY LIMITED→ 16452303 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| ABC INVESTORS LIMITED→ 10058921 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ABFS2 LIMITED→ 13024255 · est 2020 · no financials extracted | — | — | — | — | 5y | — | — |
| ABN MORTGAGES LIMITED→ 09964009 · est 2016 · no financials extracted | — | — | — | — | 10y | — | — |
| ABSOLUTE INSURANCE BROKERS LIMITED→ 06718763 · est 2008 · no financials extracted | — | — | — | — | 17y | — | — |
| ACE 1J LTD→ 14997131 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| ACE 8 LTD→ 16279251 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| ACETRAVELBONDING LIMITED→ 10442654 · est 2016 · no financials extracted | — | — | — | — | 9y | — | — |
Peers ranked by estimated value, then turnover, then opportunity score.See all →
🔒Tailored diligence questions
7 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →🔒Advanced scoring suite
Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Statusactive
Typeltd
Incorporated2008-02-21
Jurisdictionengland-wales
Primary SIC66190 — Other activities auxiliary to financial services, except insurance and pension funding
Registered office
34 Croydon Road
Caterham
Surrey
CR3 6QB
England
Filing status
Accounts
Next due: 2026-12-31
Last made up to: 2025-03-31
Confirmation statement
Next due: 2026-11-26
Last: 2025-11-12
Officers (1 active · 4 resigned)
HURMAN, Maria Ann, Dr→
Activedirector · ~63y · appointed 2020-02-28
View their other companies + combined net worth →
SMITH, Richard Ian→
Resignedsecretary · appointed 2008-02-27 · resigned 2020-02-28
FORM 10 SECRETARIES FD LTD→
Resignedcorporate-nominee-secretary · appointed 2008-02-21 · resigned 2008-02-22
JEAVONS, Beverley Lyn→
Resigneddirector · ~67y · appointed 2008-02-27 · resigned 2020-02-28
FORM 10 DIRECTORS FD LTD→
Resignedcorporate-nominee-director · appointed 2008-02-21 · resigned 2008-02-22
Click a director name to see their full track record across all companies.
Recent filings (54 total)
confirmation-statement-with-no-updates
confirmation-statement · CS01
2025-11-26
accounts-with-accounts-type-total-exemption-full
accounts · AA
2025-11-18
accounts-with-accounts-type-total-exemption-full
accounts · AA
2024-12-17
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-12-08
confirmation-statement-with-no-updates
confirmation-statement · CS01
2024-01-17
change-to-a-person-with-significant-control
persons-with-significant-control · PSC04
2024-01-09
change-person-director-company-with-change-date
officers · CH01
2024-01-09
accounts-with-accounts-type-total-exemption-full
accounts · AA
2023-11-01
accounts-with-accounts-type-total-exemption-full
accounts · AA
2022-11-30
confirmation-statement-with-no-updates
confirmation-statement · CS01
2022-11-29
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-12-14
confirmation-statement-with-no-updates
confirmation-statement · CS01
2021-11-23
accounts-with-accounts-type-total-exemption-full
accounts · AA
2021-01-12
change-account-reference-date-company-previous-extended
accounts · AA01
2020-11-16
confirmation-statement-with-updates
confirmation-statement · CS01
2020-11-16