3WELL LIMITED
- · Oldest live charge 17.1y old — refinance window within 12 months
Opportunity 82/100 (exceptional), bankability 80/100. Strong seller-intent signal (70/100, director aged 64). Share purchase looks the cleaner deal structure. Biggest value-creation lever: Discharge stale live charges. 1 live charge(s) created 15+ years ago — likely paid but undischarged. Clean register. Most likely exit: strategic trade sale (73/100).
Refinance opportunity
1 live charge · oldest 17.1y
Refinance viable after a tidy-up — address the highlighted items first.
- · Oldest live charge is 17.1 years old — likely at or near maturity.
- · Single lender — cleanest path to refinance.
- · Legal-friction score 25/100 — workable, but lender will want more DD.
Data confidence
Overall: high (80/100)Strong data coverage across all sections. AI outputs should be trusted with minimal caveats.
Strong composite across quality, acquirability, and risk. High-priority target — progress to serious diligence.
Signals from accounts
Derived from iXBRL accounts · accounting standard not declaredKey financials
2 years extracted from filed iXBRL accountsHover to see exact values · click legend to toggle series
Financials
Extracted from Companies House accounts · accounting standard unknown| Metric | 2025-03-31 | 2024-03-31 |
|---|---|---|
| Total assets | £115.1k | £116.9k |
| Current assets | £314.1k | £315.1k |
| Net assets | £115.1k | £116.9k |
Amounts extracted automatically from iXBRL. Fields left blank were not reported or not mapped. Values in GBP unless stated.
Recent activity
- • 1 confirmation-statement
- • 1 accounts
Corporate timeline (32 events)Click to expand
- 2025-12-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2025-03-31📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-04-30📄accounts-with-accounts-type-micro-entityaccounts · AA
- 2024-01-31📄change-account-reference-date-company-previous-shortenedaccounts · AA01
- 2023-04-30📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2022-02-21📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2021-05-28📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2020-01-14📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2019-01-24📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2018-01-31📄accounts-with-accounts-type-total-exemption-fullaccounts · AA
- 2017-01-31📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-30📄gazette-filings-brought-up-to-dategazette · DISS40
- 2016-04-29📄accounts-with-accounts-type-total-exemption-smallaccounts · AA
- 2016-04-05📄gazette-notice-compulsorygazette · GAZ1
- 2016-01-18📄annual-return-company-with-made-up-date-full-list-shareholdersannual-return · AR01
- 2014-03-10➖LONGHURST, Robert Alan resigneddirector
- 2012-10-21➖NGWANG, Gaius resigneddirector
- 2012-10-12➖BUTLIN, Janet Ann, Dr resigneddirector
- 2012-10-12➖LEAKER, Bryan William resigneddirector
- 2012-10-12➕LONGHURST, Robert Alan appointeddirector
- 2012-10-12➖PLAGERSON, Paul Simon Michael resigneddirector
- 2012-10-12➖TOOVEY, Anthony Rupert, Dr resigneddirector
- 2009-03-11🔒Charge registered #1Lender: Lloyds Tsb Bank PLC
- 2009-02-01➕PLAGERSON, Paul Simon Michael appointeddirector
- 2009-01-10➕NGWANG, Gaius appointeddirector
- 2008-11-20➕LEAKER, Bryan William appointeddirector
- 2008-10-17➕BUTLIN, Janet Ann, Dr appointeddirector
- 2008-10-17➕TOOVEY, Anthony Rupert, Dr appointeddirector
- 2008-01-11🏢Company incorporatedAs 3WELL LIMITED
- 2008-01-11➕BANKART, Rupert, Doctor appointedsecretary
- 2008-01-11➕BANKART, Rupert, Doctor appointeddirector
- 2008-01-11➕BANKART, Ulrike Andrea appointeddirector
Owner dependency
The business appears inseparable from the founder. Acquisition without a serious earn-out or meaningful transition period would likely destroy value.
- +Two-director setup: Only two active directors — typical of owner-managed SMEs but limits succession.
- +Long-tenure founder: Senior director has been in place 18 years — deep operational knowledge concentrated in one person.
- +Senior director age: Director aged approximately 64 — approaching natural succession window.
- +Family involvement: Multiple officers share a surname — likely family business, which concentrates governance.
Succession & seller-readiness
Strong acquirability signals converging. Worth approaching directly — this is how off-market deals start.
- primaryFounder aged 63+: Senior director is approximately 64. Approaching typical UK retirement age — succession thinking likely.
- secondaryTwo-director governance: Small-team governance. Succession depth is thin but not absent.
- secondary12+ year tenure: Director in role 18 years.
- secondaryStable-but-static management: Company is 18 years old and no new directors in the last 3 years — succession not yet being planned internally.
- supportingClean filings + long tenure: Disciplined long-tenure operator — classic lifestyle-business pattern that often sells quietly.
Red flags
cleanShareholders & ownership
2 active beneficial owners · dominant holder ≥75%| Name | Shares | Voting rights | Nature of control | Notified |
|---|---|---|---|---|
Doctor Rupert Gordon Bankart Individual · British · DOB 10/1962 · age 64 | 75–100% | 75–100% | board control75-100% shares · 75-100% voting · board control | 06/04/2016 |
Mrs Ulrike Andrea Bankart Individual · British · DOB 12/1965 · age 61 | — | — | sig. influencesignificant influence | 06/04/2016 |
From Companies House Persons with Significant Control filings. Share ranges are banded per the public PSC regime.
Radial SVG graph showing every company connected via shared directors, colour-coded by status.
Available from the Pro tier upwards.
See pricing →Similar companies
Active · Healthcare & medical · PE postcode area| Company | Est. value | Turnover | Net worth | Staff | Age | Opp | Director |
|---|---|---|---|---|---|---|---|
| 11/11 AESTHETICS CLINIC LIMITED→ 12463976 · est 2020 · no financials extracted | — | — | — | — | 6y | — | — |
| 12/14 PHARMACY LIMITED→ 04416704 · est 2002 · no financials extracted | — | — | — | — | 24y | — | — |
| 121 CHILDRENS CARE LTD→ 16432583 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| 247UNICARE PROVIDERS SERVICES LIMITED→ 16303592 · est 2025 · no financials extracted | — | — | — | — | 1y | — | — |
| 3D TOOTH LAB LIMITED→ 15882134 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 3DEM.CLINICAL LIMITED→ 11607017 · est 2018 · no financials extracted | — | — | — | — | 7y | — | — |
| 3H DENTAL LTD→ 16030884 · est 2024 · no financials extracted | — | — | — | — | 1y | — | — |
| 4PASSION CARE LTD→ 09588390 · est 2015 · no financials extracted | — | — | — | — | 10y | — | — |
| 7HEARTCARE LTD→ 16924392 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A AND D WELLNESS GROUP LTD→ 16911889 · est 2025 · no financials extracted | — | — | — | — | — | — | — |
| A AND M JOY CARE LTD→ 15293795 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
| A1 CONSULTANCY LTD→ 15014805 · est 2023 · no financials extracted | — | — | — | — | 2y | — | — |
6 specific questions generated from this company's actual signals — liquidity, leverage, director age, charge count, red flags, age-of-company.
Available from the Pro tier upwards.
See pricing →Exit-route ranking, improvement thesis, quiet-distress detector, covenant-pressure proxy, extraction monitor, approaching triggers, ownership drift, local cluster, value trap, debt capacity, archetype classification — 48+ scoring modules.
Available from the Pro tier upwards.
See pricing →Company details
Registered office
Filing status
Officers (3 active · 6 resigned)
Click a director name to see their full track record across all companies.
Mortgages & charges
| Type | Properties | |||||
|---|---|---|---|---|---|---|
| outstanding | Lloyds Banking Group Lloyds Tsb Bank PLC | Debenture | 1 property | 11/03/2009 | — |